Verint Systems (FRA:VTY) Interest Coverage: 1.43 (As of Jul. 2025) — 53% Below Median


FRA:VTY Verint Systems Inc FRA:VTY
53 GF Score
Price €17.50
GF Value €29.26
! 3 Warning Signs
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What is Verint Systems Interest Coverage?

Verint Systems FRA:VTY 53 Interest Coverage is 1.43 as of Jul. 2025, which is 53% below its 10-year median of 3.06. GuruFocus rates FRA:VTY with a GF Score™ of 53/100 and a GF Value™ of €29.26. The stock has 3 warning signs investors should review.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Verint Systems's Operating Income for the three months ended in Jul. 2025 was €2.9 Mil. Verint Systems's Interest Expense for the three months ended in Jul. 2025 was €-2.0 Mil. Verint Systems's interest coverage for the quarter that ended in Jul. 2025 was 1.43. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Verint Systems's Interest Coverage or its related term are showing as below:

FRA:VTY' s Interest Coverage Range Over the Past 10 Years
Min: 0.5   Med: 3.06   Max: 10.5
Current: 7.82


FRA:VTY's Interest Coverage is not ranked
in the Software industry.
Industry Median: 24.65 vs FRA:VTY: 7.82

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Verint Systems  (FRA:VTY) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Verint Systems Interest Coverage Related Terms


Verint Systems Interest Coverage Historical Data

* Premium members only.

The historical data trend for Verint Systems's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Verint Systems Interest Coverage Chart

Verint Systems Annual Data
Trend Jan16 Jan17 Jan18 Jan19 Jan20 Jan21 Jan22 Jan23 Jan24 Jan25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.44 4.54 7.31 6.69 10.50

Verint Systems Quarterly Data
Oct20 Jan21 Apr21 Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.35 8.57 19.22 2.03 1.43

FRA:VTY vs ATEN, FFPP, TUYA: Interest Coverage Comparison

For the Software - Infrastructure subindustry, Verint Systems's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Verint Systems Interest Coverage vs Software Industry

For the Software industry and Technology sector, Verint Systems's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Verint Systems's Interest Coverage falls into.


FRA:VTY
53GF Score
Verint Systems Inc FRA:VTY
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Verint Systems Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Verint Systems's Interest Coverage for the fiscal year that ended in Jan. 2025 is calculated as

Here, for the fiscal year that ended in Jan. 2025, Verint Systems's Interest Expense was €-9.8 Mil. Its Operating Income was €102.8 Mil. And its Long-Term Debt & Capital Lease Obligation was €330.9 Mil.

Interest Coverage=-1* Operating Income (A: Jan. 2025 )/Interest Expense (A: Jan. 2025 )
=-1*102.776/-9.788
=10.50

Verint Systems's Interest Coverage for the quarter that ended in Jul. 2025 is calculated as

Here, for the three months ended in Jul. 2025, Verint Systems's Interest Expense was €-2.0 Mil. Its Operating Income was €2.9 Mil. And its Long-Term Debt & Capital Lease Obligation was €26.1 Mil.

Interest Coverage=-1* Operating Income (Q: Jul. 2025 )/Interest Expense (Q: Jul. 2025 )
=-1*2.87/-2.003
=1.43

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 1.43 mean?
Verint Systems (FRA:VTY) has a Interest Coverage of 1.43 as of Jul. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Verint Systems and its competitors. This is 53% below median its historical median of 3.06. Over the past decade, Verint Systems' Interest Coverage has ranged from 0.50 to 10.50.
Is Verint Systems' Interest Coverage too high?
Verint Systems' current Interest Coverage of 1.43 is 53% below median its 10-year median of 3.06. Over the past 10 years, this metric has ranged from a low of 0.50 to a high of 10.50. The Software industry median Interest Coverage is 24.65. Verint Systems' value of 1.43 is 94.2% below this industry median. Overall, Verint Systems has a GF Score™ of 53/100, reflecting its overall financial health beyond just this single metric.
How does Verint Systems' Interest Coverage compare to ATEN and FFPP?
Verint Systems' Interest Coverage of 1.43 can be compared against companies in the Software industry. The industry median Interest Coverage is 24.65. Verint Systems' value of 1.43 is 94.2% below this benchmark. Historically, Verint Systems' own Interest Coverage has ranged from 0.50 to 10.50 over the past decade. While the company's 10-year median is 3.06 vs. the industry median of 24.65, Verint Systems has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.65, based on 1,707 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Verint Systems's current Interest Coverage of 1.43 is 94.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Verint Systems and its competitors. For the Software industry, the median Interest Coverage is 24.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Verint Systems's current Interest Coverage is 1.43, which is 53% below median its own 10-year median of 3.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Verint Systems stock overvalued right now?
Verint Systems (FRA:VTY) has a current Interest Coverage of 1.43. The stock's GF Value™ is €29.26, compared to a current price of €17.50 — trading 40.2% below its estimated fair value. The current Interest Coverage is 1.43, which is 53% below median its 10-year median of 3.06 and 94.2% below the Software industry median of 24.65. Verint Systems' overall GF Score™ is 53/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Verint Systems (FRA:VTY), the current Interest Coverage is 1.43 as of Jul. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Verint Systems (FRA:VTY) Overvalued in 2026?

Based on GuruFocus' analysis, Verint Systems stock appears to be undervalued. The current stock price of €17.50 is trading 40.2% below its estimated GF Value™ of €29.26.

Key valuation signals for FRA:VTY:

  • Interest Coverage: 1.43 (53% below median its 10-year median of 3.06)
  • GF Value™: €29.26 vs. price of €17.50 (40.2% below fair value)
  • GF Score™: 53/100 with 3 warning signs
  • Industry Position: 94.2% below the Software median

No single metric tells the full story. See the FRA:VTY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Verint Systems Business Description

Address 225 Broadhollow Road, Melville, NY, USA, 11747
Verint Systems Inc with its subsidiaries, helps brands provide Boundless customer experience (CX) automation. AI offers a solution, and that's where Verint comes in. It empowers brands with groundbreaking AI via a next-gen open platform. Its Verint Open Platform helps organizations increase CX automation to achieve their strategic objectives and realize ROI. Geographically, it derives a majority of its revenue from the United States.
53GF Score

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Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€17.50
Price
€29.26
GF Value