FSTJ (First America Resources) Interest Coverage: 6.89 (As of Sep. 2025) — 100% Below Median


FSTJ First America Resources Corp FSTJ
26 GF Score
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What is First America Resources Interest Coverage?

First America Resources FSTJ 26 Interest Coverage is 6.89 as of Sep. 2025, which is 100% below its 10-year median of 10,000.00. GuruFocus rates FSTJ with a GF Score™ of 26/100. The stock has 2 warning signs investors should review. Among 389 Diversified Financial Services companies, First America Resources ranks worse than 95.89% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. First America Resources's Operating Income for the three months ended in Sep. 2025 was $0.25 Mil. First America Resources's Interest Expense for the three months ended in Sep. 2025 was $-0.04 Mil. First America Resources's interest coverage for the quarter that ended in Sep. 2025 was 6.89. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for First America Resources's Interest Coverage or its related term are showing as below:

FSTJ' s Interest Coverage Range Over the Past 10 Years
Min: 4.21   Med: No Debt   Max: No Debt
Current: 4.21


FSTJ's Interest Coverage is ranked worse than
95.89% of 389 companies
in the Diversified Financial Services industry
Industry Median: No Debt vs FSTJ: 4.21

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


First America Resources  (OTCPK:FSTJ) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


First America Resources Interest Coverage Related Terms


First America Resources Interest Coverage Historical Data

* Premium members only.

The historical data trend for First America Resources's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

First America Resources Interest Coverage Chart

First America Resources Annual Data
Trend Jun15 Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only No Debt No Debt N/A N/A N/A

First America Resources Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only No Debt No Debt No Debt 2.64 6.89

FSTJ vs QETA, ESHA, DTSQ: Interest Coverage Comparison

For the Shell Companies subindustry, First America Resources's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First America Resources Interest Coverage vs Diversified Financial Services Industry

For the Diversified Financial Services industry and Financial Services sector, First America Resources's Interest Coverage distribution charts can be found below:

* The bar in red indicates where First America Resources's Interest Coverage falls into.


FSTJ
26GF Score
First America Resources Corp FSTJ
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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First America Resources Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

First America Resources's Interest Coverage for the fiscal year that ended in Jun. 2024 is calculated as

Here, for the fiscal year that ended in Jun. 2024, First America Resources's Interest Expense was $0.00 Mil. Its Operating Income was $-0.04 Mil. And its Long-Term Debt & Capital Lease Obligation was $0.23 Mil.

GuruFocus does not calculate First America Resources's interest coverage with the available data.

First America Resources's Interest Coverage for the quarter that ended in Sep. 2025 is calculated as

Here, for the three months ended in Sep. 2025, First America Resources's Interest Expense was $-0.04 Mil. Its Operating Income was $0.25 Mil. And its Long-Term Debt & Capital Lease Obligation was $1.69 Mil.

Interest Coverage=-1* Operating Income (Q: Sep. 2025 )/Interest Expense (Q: Sep. 2025 )
=-1*0.248/-0.036
=6.89

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 6.89 mean?
First America Resources (FSTJ) has a Interest Coverage of 6.89 as of Sep. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on First America Resources and its competitors. This is 100% below median its historical median of 10,000.00. Over the past decade, First America Resources' Interest Coverage has ranged from 4.21 to 10,000.00. According to the industry distribution chart, First America Resources ranks #373 out of 389 companies in the Diversified Financial Services industry, placing it in the top 95.9%.
Is First America Resources' Interest Coverage too high?
First America Resources' current Interest Coverage of 6.89 is 100% below median its 10-year median of 10,000.00. Over the past 10 years, this metric has ranged from a low of 4.21 to a high of 10,000.00. The Diversified Financial Services industry median Interest Coverage is 10,000.00. First America Resources' value of 6.89 is 99.9% below this industry median. Based on the distribution chart, First America Resources ranks #373 out of 389 companies in the Diversified Financial Services industry, which is in the bottom quartile relative to peers. Overall, First America Resources has a GF Score™ of 26/100, reflecting its overall financial health beyond just this single metric.
How does First America Resources' Interest Coverage compare to QETA and ESHA?
According to the Diversified Financial Services industry distribution chart, First America Resources ranks #373 out of 389 companies for Interest Coverage. This places First America Resources in the lower half of its industry. The industry median Interest Coverage is 10,000.00. First America Resources' value of 6.89 is 99.9% below this benchmark. Historically, First America Resources' own Interest Coverage has ranged from 4.21 to 10,000.00 over the past decade. While the company's 10-year median is 10,000.00 vs. the industry median of 10,000.00, First America Resources has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Diversified Financial Services company?
The median Interest Coverage among Diversified Financial Services companies is 10,000.00, based on 389 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First America Resources's current Interest Coverage of 6.89 is 99.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on First America Resources and its competitors. For the Diversified Financial Services industry, the median Interest Coverage is 10,000.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First America Resources's current Interest Coverage is 6.89, which is 100% below median its own 10-year median of 10,000.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First America Resources stock overvalued right now?
First America Resources (FSTJ) has a current Interest Coverage of 6.89. The current Interest Coverage is 6.89, which is 100% below median its 10-year median of 10,000.00 and 99.9% below the Diversified Financial Services industry median of 10,000.00. First America Resources' overall GF Score™ is 26/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For First America Resources (FSTJ), the current Interest Coverage is 6.89 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

First America Resources Business Description

Address 1000 East Armstrong Street, Morris, IL, USA, 60450
First America Resources Corp operates in the IT asset disposition (ITAD) and electronics recycling industry. It provides ITAD services including equipment collection, logistics, asset tracking, testing, data destruction, refurbishment, resale, and recycling. It also offers data security through secure data sanitization and destruction. Its AI Infrastructure Lifecycle Services cover removal, transportation, processing, and recycling of servers, storage, and networking equipment. Additional services include data center decommissioning, electronics recycling with material recovery, and recycling of renewable energy and emerging technologies such as solar panels, electric vehicle batteries, and high-performance computing systems.
26GF Score

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