Allegro.EU (HAM:AL0) Interest Coverage: 8.01 (As of Mar. 2026) — 209% Above Median


HAM:AL0 Allegro.EU SA HAM:AL0
95 GF Score
Price €8.39
GF Value €9.17
Valuation Fairly Valued
! 4 Warning Signs
View Full Analysis

What is Allegro.EU Interest Coverage?

Allegro.EU HAM:AL0 -3.57% 95 Interest Coverage is 8.01 as of Mar. 2026, which is 209% above its 10-year median of 2.59. GuruFocus rates HAM:AL0 with a GF Score™ of 95/100 and a GF Value™ of €9.17 (Fairly Valued). The stock has 4 warning signs investors should review. Among 828 Retail - Cyclical companies, Allegro.EU ranks worse than 58.82% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Allegro.EU's Operating Income for the three months ended in Mar. 2026 was €148 Mil. Allegro.EU's Interest Expense for the three months ended in Mar. 2026 was €-18 Mil. Allegro.EU's interest coverage for the quarter that ended in Mar. 2026 was 8.01. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Allegro.EU's Interest Coverage or its related term are showing as below:

HAM:AL0' s Interest Coverage Range Over the Past 10 Years
Min: 1.85   Med: 2.59   Max: 7.22
Current: 5.58


HAM:AL0's Interest Coverage is ranked worse than
58.82% of 828 companies
in the Retail - Cyclical industry
Industry Median: 7.915 vs HAM:AL0: 5.58

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Allegro.EU  (HAM:AL0) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Allegro.EU Interest Coverage Related Terms


Allegro.EU Interest Coverage Historical Data

* Premium members only.

The historical data trend for Allegro.EU's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Allegro.EU Interest Coverage Chart

Allegro.EU Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only 7.22 2.17 2.59 3.68 4.60

Allegro.EU Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.10 4.93 4.97 5.17 8.01

HAM:AL0 vs AMZN, BABA, PDD: Interest Coverage Comparison

For the Internet Retail subindustry, Allegro.EU's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Allegro.EU Interest Coverage vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Allegro.EU's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Allegro.EU's Interest Coverage falls into.


HAM:AL0
95GF Score
Allegro.EU SA HAM:AL0
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Allegro.EU Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Allegro.EU's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Allegro.EU's Interest Expense was €-109 Mil. Its Operating Income was €504 Mil. And its Long-Term Debt & Capital Lease Obligation was €1,274 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*503.52/-109.463
=4.60

Allegro.EU's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Allegro.EU's Interest Expense was €-18 Mil. Its Operating Income was €148 Mil. And its Long-Term Debt & Capital Lease Obligation was €0 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*147.573/-18.426
=8.01

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 8.01 mean?
Allegro.EU (HAM:AL0) has a Interest Coverage of 8.01 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Allegro.EU and its competitors. This is 209% above median its historical median of 2.59. Over the past decade, Allegro.EU's Interest Coverage has ranged from 1.85 to 7.22. According to the industry distribution chart, Allegro.EU ranks #487 out of 828 companies in the Retail - Cyclical industry, placing it in the top 58.8%.
Is Allegro.EU's Interest Coverage too high?
Allegro.EU's current Interest Coverage of 8.01 is 209% above median its 10-year median of 2.59. Over the past 10 years, this metric has ranged from a low of 1.85 to a high of 7.22. The Retail - Cyclical industry median Interest Coverage is 7.92. Allegro.EU's value of 8.01 is 1.2% above this industry median. Based on the distribution chart, Allegro.EU ranks #487 out of 828 companies in the Retail - Cyclical industry, which is below the industry midpoint. Overall, Allegro.EU has a GF Score™ of 95/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Allegro.EU's Interest Coverage compare to AMZN and BABA?
According to the Retail - Cyclical industry distribution chart, Allegro.EU ranks #487 out of 828 companies for Interest Coverage. This places Allegro.EU in the lower half of its industry. The industry median Interest Coverage is 7.92. Allegro.EU's value of 8.01 is 1.2% above this benchmark. Historically, Allegro.EU's own Interest Coverage has ranged from 1.85 to 7.22 over the past decade. While the company's 10-year median is 2.59 vs. the industry median of 7.92, Allegro.EU has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.92, based on 828 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Allegro.EU's current Interest Coverage of 8.01 is 1.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Allegro.EU and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.92 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Allegro.EU's current Interest Coverage is 8.01, which is 209% above median its own 10-year median of 2.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Allegro.EU stock overvalued right now?
Based on GuruFocus' analysis, Allegro.EU (HAM:AL0) is currently considered Fairly Valued. The stock's GF Value™ is €9.17, compared to a current price of €8.39 — trading 8.5% below its estimated fair value. The current Interest Coverage is 8.01, which is 209% above median its 10-year median of 2.59 and 1.2% above the Retail - Cyclical industry median of 7.92. Allegro.EU's overall GF Score™ is 95/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Allegro.EU (HAM:AL0), the current Interest Coverage is 8.01 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Allegro.EU (HAM:AL0) Overvalued in 2026?

Based on GuruFocus' analysis, Allegro.EU stock appears to be undervalued. The current stock price of €8.39 is trading 8.5% below its estimated GF Value™ of €9.17. GuruFocus considers Allegro.EU to be Fairly Valued.

Key valuation signals for HAM:AL0:

  • Interest Coverage: 8.01 (209% above median its 10-year median of 2.59)
  • GF Value™: €9.17 vs. price of €8.39 (8.5% below fair value)
  • GF Score™: 95/100 with 4 warning signs
  • Industry Position: 1.2% above the Retail - Cyclical median (#487 of 828)

No single metric tells the full story. See the HAM:AL0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Allegro.EU Business Description

Address 6, rue Eugene Ruppert, Luxembourg, LUX, L-2453
Allegro is a large Polish holding company with a suite of complementary online retail properties including Ceneo (price comparisons), EBilet (live events tickets), WeDo (courier services), and the Mall Group (online and offline retail in adjacent Central European markets). The firm is best known for its eponymous e-commerce marketplace, which generates predominantly third-party product sales across the home and garden, electronics, health and beauty, automotive, and supermarket categories. The operator boasts 45% to 50% share of the Polish e-commerce market by GMV, per our calculations and PWC data, and has built out a suite of ecosystem functionality that includes financial, logistics, and advertising services.
95GF Score

Get the complete analysis for HAM:AL0

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€8.39
Price
€9.17
GF Value