CRH (HAM:CRG) Interest Coverage: 0 (At Loss) (As of Mar. 2026)


HAM:CRG CRH PLC HAM:CRG
86 GF Score
Price €93.40
GF Value €91.03
Valuation Fairly Valued
! 5 Warning Signs
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What is CRH Interest Coverage?

CRH HAM:CRG -0.13% 86 Interest Coverage is 0 (At Loss) as of Mar. 2026. GuruFocus rates HAM:CRG with a GF Score™ of 86/100 and a GF Value™ of €91.03 (Fairly Valued). The stock has 5 warning signs investors should review. Among 307 Building Materials companies, CRH ranks worse than 51.79% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. CRH's Operating Income for the three months ended in Mar. 2026 was €-10 Mil. CRH's Interest Expense for the three months ended in Mar. 2026 was €-176 Mil. did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for CRH's Interest Coverage or its related term are showing as below:

HAM:CRG' s Interest Coverage Range Over the Past 10 Years
Min: 4.26   Med: 6.2   Max: 11.93
Current: 6.38


HAM:CRG's Interest Coverage is ranked worse than
51.79% of 307 companies
in the Building Materials industry
Industry Median: 6.63 vs HAM:CRG: 6.38

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


CRH  (HAM:CRG) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


CRH Interest Coverage Related Terms


CRH Interest Coverage Historical Data

* Premium members only.

The historical data trend for CRH's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

CRH Interest Coverage Chart

CRH Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.44 10.93 11.93 8.04 6.57

CRH Quarterly Data
Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.02 9.53 9.43 6.55 0.00

HAM:CRG vs VMC, MLM, JHX: Interest Coverage Comparison

For the Building Materials subindustry, CRH's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CRH Interest Coverage vs Building Materials Industry

For the Building Materials industry and Basic Materials sector, CRH's Interest Coverage distribution charts can be found below:

* The bar in red indicates where CRH's Interest Coverage falls into.


HAM:CRG
86GF Score
CRH PLC HAM:CRG
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

CRH Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

CRH's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, CRH's Interest Expense was €-692 Mil. Its Operating Income was €4,546 Mil. And its Long-Term Debt & Capital Lease Obligation was €15,481 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*4545.842/-691.74
=6.57

CRH's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, CRH's Interest Expense was €-176 Mil. Its Operating Income was €-10 Mil. And its Long-Term Debt & Capital Lease Obligation was €15,211 Mil.

CRH did not have earnings to cover the interest expense.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0 (At Loss) mean?
CRH (HAM:CRG) has a Interest Coverage of 0 (At Loss) as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on CRH and its competitors. Over the past decade, CRH's Interest Coverage has ranged from 4.26 to 11.93. According to the industry distribution chart, CRH ranks #159 out of 307 companies in the Building Materials industry, placing it in the top 51.8%.
Is CRH's Interest Coverage too high?
CRH's current Interest Coverage is 0 (At Loss). Over the past 10 years, this metric has ranged from a low of 4.26 to a high of 11.93. Based on the distribution chart, CRH ranks #159 out of 307 companies in the Building Materials industry, which is below the industry midpoint. Overall, CRH has a GF Score™ of 86/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does CRH's Interest Coverage compare to VMC and MLM?
According to the Building Materials industry distribution chart, CRH ranks #159 out of 307 companies for Interest Coverage. This places CRH in the lower half of its industry. The industry median Interest Coverage is 6.63. Historically, CRH's own Interest Coverage has ranged from 4.26 to 11.93 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Building Materials company?
The median Interest Coverage among Building Materials companies is 6.63, based on 307 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on CRH and its competitors. For the Building Materials industry, the median Interest Coverage is 6.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CRH's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CRH stock overvalued right now?
Based on GuruFocus' analysis, CRH (HAM:CRG) is currently considered Fairly Valued. The stock's GF Value™ is €91.03, compared to a current price of €93.40 — trading 2.6% above its estimated fair value. The current Interest Coverage is 0 (At Loss). CRH's overall GF Score™ is 86/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For CRH (HAM:CRG), the current Interest Coverage is 0 (At Loss) as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CRH (HAM:CRG) Overvalued in 2026?

Based on GuruFocus' analysis, CRH stock appears to be overvalued. The current stock price of €93.40 is trading 2.6% above its estimated GF Value™ of €91.03. GuruFocus considers CRH to be Fairly Valued.

Key valuation signals for HAM:CRG:

  • Interest Coverage: 0 (At Loss)
  • GF Value™: €91.03 vs. price of €93.40 (2.6% above fair value)
  • GF Score™: 86/100 with 5 warning signs

No single metric tells the full story. See the HAM:CRG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CRH Business Description

Address Stonemason’s Way, Rathfarnham, Dublin, IRL, D16 KH51
CRH is a global manufacturer of a range of building products used in construction projects, operating via a vertically integrated business model. The past decade has seen CRH transform into a leading building materials business, with increasing exposure to upstream building activities such as aggregates and cement. CRH's geographic footprint is mostly across developed markets. North America is CRH's largest market and accounts for 75% of EBITDA. The company is the largest producer of aggregates and asphalt in the US.
86GF Score

Get the complete analysis for HAM:CRG

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€93.40
Price
€91.03
GF Value