DISO Verwaltungs AG (HAM:MT3) Interest Coverage: 7.74 (As of Dec. 2024) — Near Median


HAM:MT3 DISO Verwaltungs AG HAM:MT3
38 GF Score
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What is DISO Verwaltungs AG Interest Coverage?

DISO Verwaltungs AG HAM:MT3 38 Interest Coverage is 7.74 as of Dec. 2024, which is 5% above its 10-year median of 7.35. GuruFocus rates HAM:MT3 with a GF Score™ of 38/100. The stock has 1 warning sign investors should review. Among 1,671 Hardware companies, DISO Verwaltungs AG ranks worse than 64.33% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. DISO Verwaltungs AG's Operating Income for the six months ended in Dec. 2024 was €1.77 Mil. DISO Verwaltungs AG's Interest Expense for the six months ended in Dec. 2024 was €-0.23 Mil. DISO Verwaltungs AG's interest coverage for the quarter that ended in Dec. 2024 was 7.74. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for DISO Verwaltungs AG's Interest Coverage or its related term are showing as below:

HAM:MT3' s Interest Coverage Range Over the Past 10 Years
Min: 1.51   Med: 7.35   Max: 32.15
Current: 7.74


HAM:MT3's Interest Coverage is ranked worse than
64.33% of 1671 companies
in the Hardware industry
Industry Median: 13.67 vs HAM:MT3: 7.74

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


DISO Verwaltungs AG  (HAM:MT3) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


DISO Verwaltungs AG Interest Coverage Related Terms


DISO Verwaltungs AG Interest Coverage Historical Data

* Premium members only.

The historical data trend for DISO Verwaltungs AG's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

DISO Verwaltungs AG Interest Coverage Chart

DISO Verwaltungs AG Annual Data
Trend Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec21 Dec22 Dec23 Dec24
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 32.15 0.00 6.96 0.00 7.74

DISO Verwaltungs AG Semi-Annual Data
Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec21 Dec22 Dec23 Dec24
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 32.15 0.00 6.96 0.00 7.74

HAM:MT3 vs SNDK, DELL, STX: Interest Coverage Comparison

For the Computer Hardware subindustry, DISO Verwaltungs AG's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


DISO Verwaltungs AG Interest Coverage vs Hardware Industry

For the Hardware industry and Technology sector, DISO Verwaltungs AG's Interest Coverage distribution charts can be found below:

* The bar in red indicates where DISO Verwaltungs AG's Interest Coverage falls into.


HAM:MT3
38GF Score
DISO Verwaltungs AG HAM:MT3
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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DISO Verwaltungs AG Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

DISO Verwaltungs AG's Interest Coverage for the fiscal year that ended in Dec. 2024 is calculated as

Here, for the fiscal year that ended in Dec. 2024, DISO Verwaltungs AG's Interest Expense was €-0.23 Mil. Its Operating Income was €1.77 Mil. And its Long-Term Debt & Capital Lease Obligation was €0.00 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2024 )/Interest Expense (A: Dec. 2024 )
=-1*1.772/-0.229
=7.74

DISO Verwaltungs AG's Interest Coverage for the quarter that ended in Dec. 2024 is calculated as

Here, for the six months ended in Dec. 2024, DISO Verwaltungs AG's Interest Expense was €-0.23 Mil. Its Operating Income was €1.77 Mil. And its Long-Term Debt & Capital Lease Obligation was €0.00 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2024 )/Interest Expense (Q: Dec. 2024 )
=-1*1.772/-0.229
=7.74

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 7.74 mean?
DISO Verwaltungs AG (HAM:MT3) has a Interest Coverage of 7.74 as of Dec. 2024. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on DISO Verwaltungs AG and its competitors. This is near median its historical median of 7.35. Over the past decade, DISO Verwaltungs AG's Interest Coverage has ranged from 1.51 to 32.15. According to the industry distribution chart, DISO Verwaltungs AG ranks #1075 out of 1671 companies in the Hardware industry, placing it in the top 64.3%.
Is DISO Verwaltungs AG's Interest Coverage too high?
DISO Verwaltungs AG's current Interest Coverage of 7.74 is near median its 10-year median of 7.35. Over the past 10 years, this metric has ranged from a low of 1.51 to a high of 32.15. The Hardware industry median Interest Coverage is 13.67. DISO Verwaltungs AG's value of 7.74 is 43.4% below this industry median. Based on the distribution chart, DISO Verwaltungs AG ranks #1075 out of 1671 companies in the Hardware industry, which is below the industry midpoint. Overall, DISO Verwaltungs AG has a GF Score™ of 38/100, reflecting its overall financial health beyond just this single metric.
How does DISO Verwaltungs AG's Interest Coverage compare to SNDK and DELL?
According to the Hardware industry distribution chart, DISO Verwaltungs AG ranks #1075 out of 1671 companies for Interest Coverage. This places DISO Verwaltungs AG in the lower half of its industry. The industry median Interest Coverage is 13.67. DISO Verwaltungs AG's value of 7.74 is 43.4% below this benchmark. Historically, DISO Verwaltungs AG's own Interest Coverage has ranged from 1.51 to 32.15 over the past decade. While the company's 10-year median is 7.35 vs. the industry median of 13.67, DISO Verwaltungs AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Hardware company?
The median Interest Coverage among Hardware companies is 13.67, based on 1,671 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. DISO Verwaltungs AG's current Interest Coverage of 7.74 is 43.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on DISO Verwaltungs AG and its competitors. For the Hardware industry, the median Interest Coverage is 13.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. DISO Verwaltungs AG's current Interest Coverage is 7.74, which is near median its own 10-year median of 7.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is DISO Verwaltungs AG stock overvalued right now?
DISO Verwaltungs AG (HAM:MT3) has a current Interest Coverage of 7.74. The current Interest Coverage is 7.74, which is near median its 10-year median of 7.35 and 43.4% below the Hardware industry median of 13.67. DISO Verwaltungs AG's overall GF Score™ is 38/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For DISO Verwaltungs AG (HAM:MT3), the current Interest Coverage is 7.74 as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

DISO Verwaltungs AG Business Description

Address Am Kirchberg 23, Esslingen, DEU, 73734
DISO Verwaltungs AG provides, markets, sells, and supports Matica brand secure credential solutions. It provides ID card and high-security identification solutions through the brand name EDIsecure and IDExpert. It also provides systems for desktop laser engraving, e-passport printing, and high-volume financial card central issuance.
38GF Score

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Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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