The Platform Group SE KGaA (HAM:TPG0) Interest Coverage: 0.37 (As of Dec. 2025) — 87% Below Median


HAM:TPG0 The Platform Group SE & Co KGaA HAM:TPG0
18 GF Score
Price €0.74
GF Value €6.12
Valuation Significantly Undervalued
! 5 Warning Signs
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What is The Platform Group SE KGaA Interest Coverage?

The Platform Group SE KGaA HAM:TPG0 -1.07% 18 Interest Coverage is 0.37 as of Dec. 2025, which is 87% below its 10-year median of 2.79. GuruFocus rates HAM:TPG0 with a GF Score™ of 18/100 and a GF Value™ of €6.12 (Significantly Undervalued). The stock has 5 warning signs investors should review. Among 1,713 Software companies, The Platform Group SE KGaA ranks worse than 81.55% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. The Platform Group SE KGaA's Operating Income for the six months ended in Dec. 2025 was €1.9 Mil. The Platform Group SE KGaA's Interest Expense for the six months ended in Dec. 2025 was €-5.3 Mil. The Platform Group SE KGaA's interest coverage for the quarter that ended in Dec. 2025 was 0.37. The higher the ratio, the stronger the company's financial strength is.

Warning Sign:

Ben Graham prefers companies' interest coverage to be at least 5. The Platform Group SE & Co KGaA interest coverage is 3.99, which is low.

The historical rank and industry rank for The Platform Group SE KGaA's Interest Coverage or its related term are showing as below:

HAM:TPG0' s Interest Coverage Range Over the Past 10 Years
Min: 1.69   Med: 2.79   Max: 12.27
Current: 3.99


HAM:TPG0's Interest Coverage is ranked worse than
81.55% of 1713 companies
in the Software industry
Industry Median: 24.62 vs HAM:TPG0: 3.99

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


The Platform Group SE KGaA  (HAM:TPG0) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


The Platform Group SE KGaA Interest Coverage Related Terms


The Platform Group SE KGaA Interest Coverage Historical Data

* Premium members only.

The historical data trend for The Platform Group SE KGaA's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

The Platform Group SE KGaA Interest Coverage Chart

The Platform Group SE KGaA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 12.27 2.14 2.46 3.99

The Platform Group SE KGaA Semi-Annual Data
Dec16 Dec17 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 7.11 0.00 7.85 0.37

HAM:TPG0 vs UBER, SHOP, CRM: Interest Coverage Comparison

For the Software - Application subindustry, The Platform Group SE KGaA's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The Platform Group SE KGaA Interest Coverage vs Software Industry

For the Software industry and Technology sector, The Platform Group SE KGaA's Interest Coverage distribution charts can be found below:

* The bar in red indicates where The Platform Group SE KGaA's Interest Coverage falls into.


HAM:TPG0
18GF Score
The Platform Group SE & Co KGaA HAM:TPG0
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

The Platform Group SE KGaA Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

The Platform Group SE KGaA's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, The Platform Group SE KGaA's Interest Expense was €-10.2 Mil. Its Operating Income was €40.9 Mil. And its Long-Term Debt & Capital Lease Obligation was €109.8 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*40.856/-10.236
=3.99

The Platform Group SE KGaA's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, The Platform Group SE KGaA's Interest Expense was €-5.3 Mil. Its Operating Income was €1.9 Mil. And its Long-Term Debt & Capital Lease Obligation was €109.8 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*1.936/-5.281
=0.37

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0.37 mean?
The Platform Group SE KGaA (HAM:TPG0) has a Interest Coverage of 0.37 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on The Platform Group SE KGaA and its competitors. This is 87% below median its historical median of 2.79. Over the past decade, The Platform Group SE KGaA's Interest Coverage has ranged from 1.69 to 12.27. According to the industry distribution chart, The Platform Group SE KGaA ranks #1397 out of 1713 companies in the Software industry, placing it in the top 81.6%.
Is The Platform Group SE KGaA's Interest Coverage too high?
The Platform Group SE KGaA's current Interest Coverage of 0.37 is 87% below median its 10-year median of 2.79. Over the past 10 years, this metric has ranged from a low of 1.69 to a high of 12.27. The Software industry median Interest Coverage is 24.62. The Platform Group SE KGaA's value of 0.37 is 98.5% below this industry median. Based on the distribution chart, The Platform Group SE KGaA ranks #1397 out of 1713 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, The Platform Group SE KGaA has a GF Score™ of 18/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does The Platform Group SE KGaA's Interest Coverage compare to UBER and SHOP?
According to the Software industry distribution chart, The Platform Group SE KGaA ranks #1397 out of 1713 companies for Interest Coverage. This places The Platform Group SE KGaA in the lower half of its industry. The industry median Interest Coverage is 24.62. The Platform Group SE KGaA's value of 0.37 is 98.5% below this benchmark. Historically, The Platform Group SE KGaA's own Interest Coverage has ranged from 1.69 to 12.27 over the past decade. While the company's 10-year median is 2.79 vs. the industry median of 24.62, The Platform Group SE KGaA has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.62, based on 1,713 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Platform Group SE KGaA's current Interest Coverage of 0.37 is 98.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on The Platform Group SE KGaA and its competitors. For the Software industry, the median Interest Coverage is 24.62 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Platform Group SE KGaA's current Interest Coverage is 0.37, which is 87% below median its own 10-year median of 2.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Platform Group SE KGaA stock overvalued right now?
Based on GuruFocus' analysis, The Platform Group SE KGaA (HAM:TPG0) is currently considered Significantly Undervalued. The stock's GF Value™ is €6.12, compared to a current price of €0.74 — trading 87.9% below its estimated fair value. The current Interest Coverage is 0.37, which is 87% below median its 10-year median of 2.79 and 98.5% below the Software industry median of 24.62. The Platform Group SE KGaA's overall GF Score™ is 18/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For The Platform Group SE KGaA (HAM:TPG0), the current Interest Coverage is 0.37 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The Platform Group SE KGaA (HAM:TPG0) Overvalued in 2026?

Based on GuruFocus' analysis, The Platform Group SE KGaA stock appears to be undervalued. The current stock price of €0.74 is trading 87.9% below its estimated GF Value™ of €6.12. GuruFocus considers The Platform Group SE KGaA to be Significantly Undervalued.

Key valuation signals for HAM:TPG0:

  • Interest Coverage: 0.37 (87% below median its 10-year median of 2.79)
  • GF Value™: €6.12 vs. price of €0.74 (87.9% below fair value)
  • GF Score™: 18/100 with 5 warning signs
  • Industry Position: 98.5% below the Software median (#1397 of 1713)

No single metric tells the full story. See the HAM:TPG0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


The Platform Group SE KGaA Business Description

Other Exchanges TPG0:Germany
Address Schloss Elbroich, Am Falder 4, Dusseldorf, NW, DEU, 40589
The Platform Group SE & Co KGaA is a software company that operates digital platform solutions. The company's operating segments include Consumer Goods, Freight Goods, Industrial Goods, and Pharma and Retail Goods, and Optics and Hearing. The company generates the majority of its revenue from the Consumer Goods segment.
18GF Score

Get the complete analysis for HAM:TPG0

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.74
Price
€6.12
GF Value