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Asia Commercial HoldingsHKSE:00104 +0.41%45 Interest Coverage is 16.30 as of Sep. 2025, which is 41% above its 10-year median of 11.60. GuruFocus rates HKSE:00104 with a GF Score™ of 45/100 and a GF Value™ of HK$0.22 (Fairly Valued). The stock has 5 warning signs investors should review. Among 830 Retail - Cyclical companies, Asia Commercial Holdings ranks better than 67.83% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Asia Commercial Holdings's
Operating Income
for the
six
months ended in Sep. 2025 was HK$44.6 Mil. Asia Commercial Holdings's Interest Expense for the
six
months ended in Sep. 2025 was HK$-2.7 Mil.
Asia Commercial Holdings's interest coverage for the quarter that ended in Sep. 2025 was 16.30.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Asia Commercial Holdings's Interest Coverage or its related term are showing as below:
HKSE:00104'
s Interest Coverage Range Over the Past 10 Years
Min: 8.46 Med: 11.6 Max: 39.19
Current: 17.42
HKSE:00104's Interest Coverage is ranked better than 67.83% of 830
companies
in the Retail - Cyclical industry
Industry Median: 7.45
vs HKSE:00104: 17.42
Asia Commercial Holdings (HKSE:00104) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Asia Commercial Holdings Interest Coverage Related Terms
Asia Commercial Holdings Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
HKSE:00104 vs CASY, WSM, DKS: Interest Coverage Comparison
For the Specialty Retail subindustry, Asia Commercial Holdings's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Asia Commercial Holdings Interest Coverage vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Asia Commercial Holdings's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Asia Commercial Holdings's Interest Coverage falls into.
Asia Commercial Holdings Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Asia Commercial Holdings (HKSE:00104) has a Interest Coverage of 16.30 as of Sep. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Asia Commercial Holdings and its competitors. This is 41% above median its historical median of 11.60. Over the past decade, Asia Commercial Holdings' Interest Coverage has ranged from 8.46 to 39.19. According to the industry distribution chart, Asia Commercial Holdings ranks #267 out of 830 companies in the Retail - Cyclical industry, placing it in the top 32.2%.
Is Asia Commercial Holdings' Interest Coverage too high?
Asia Commercial Holdings' current Interest Coverage of 16.30 is 41% above median its 10-year median of 11.60. Over the past 10 years, this metric has ranged from a low of 8.46 to a high of 39.19. The Retail - Cyclical industry median Interest Coverage is 7.45. Asia Commercial Holdings' value of 16.30 is 118.8% above this industry median. Based on the distribution chart, Asia Commercial Holdings ranks #267 out of 830 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, Asia Commercial Holdings has a GF Score™ of 45/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Asia Commercial Holdings' Interest Coverage compare to CASY and WSM?
According to the Retail - Cyclical industry distribution chart, Asia Commercial Holdings ranks #267 out of 830 companies for Interest Coverage. This puts Asia Commercial Holdings in the upper half of its industry. The industry median Interest Coverage is 7.45. Asia Commercial Holdings' value of 16.30 is 118.8% above this benchmark. Historically, Asia Commercial Holdings' own Interest Coverage has ranged from 8.46 to 39.19 over the past decade. While the company's 10-year median is 11.60 vs. the industry median of 7.45, Asia Commercial Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.45, based on 830 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Asia Commercial Holdings's current Interest Coverage of 16.30 is 118.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Asia Commercial Holdings and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Asia Commercial Holdings's current Interest Coverage is 16.30, which is 41% above median its own 10-year median of 11.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Asia Commercial Holdings stock overvalued right now?
Based on GuruFocus' analysis, Asia Commercial Holdings (HKSE:00104) is currently considered Fairly Valued. The stock's GF Value™ is HK$0.22, compared to a current price of HK$0.24 — trading 10.5% above its estimated fair value. The current Interest Coverage is 16.30, which is 41% above median its 10-year median of 11.60 and 118.8% above the Retail - Cyclical industry median of 7.45. Asia Commercial Holdings' overall GF Score™ is 45/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Asia Commercial Holdings (HKSE:00104), the current Interest Coverage is 16.30 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Asia Commercial Holdings (HKSE:00104) Overvalued in 2026?
Based on GuruFocus' analysis, Asia Commercial Holdings stock appears to be overvalued.
The current stock price of HK$0.24 is trading 10.5% above its estimated GF Value™ of HK$0.22.
GuruFocus considers Asia Commercial Holdings to be Fairly Valued.
Key valuation signals for HKSE:00104:
Interest Coverage: 16.30 (41% above median its 10-year median of 11.60)
GF Value™: HK$0.22 vs. price of HK$0.24 (10.5% above fair value)
Industry Position: 118.8% above the Retail - Cyclical median (#267 of 830)
No single metric tells the full story. See the HKSE:00104 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Asia Commercial Holdings Ltd is an investment holding company. It operates business through two segments: Sale of Watches (Retail and Wholesale) and Properties Leasing. The company earns the majority of its revenue from sales of watches. Geographically, the group generates maximum revenue from Mainland China, followed by Hong Kong, Switzerland, and the United Kingdom.
45GF Score
Get the complete analysis for HKSE:00104
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