AiLife International Group (HKSE:00784) Interest Coverage: 0 (At Loss) (As of Mar. 2026)

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HKSE:00784 AiLife International Group Ltd HKSE:00784
44 GF Score
Price HK$0.59
GF Value HK$0.07
Valuation Significantly Overvalued
! 2 Warning Signs
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What is AiLife International Group Interest Coverage?

AiLife International Group HKSE:00784 -1.67% 44 Interest Coverage is 0 (At Loss) as of Mar. 2026. GuruFocus rates HKSE:00784 with a GF Score™ of 44/100 and a GF Value™ of HK$0.07 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 1,366 Construction companies, AiLife International Group ranks worse than 73206.37% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. AiLife International Group's Operating Income for the six months ended in Mar. 2026 was HK$-11.4 Mil. AiLife International Group's Interest Expense for the six months ended in Mar. 2026 was HK$-0.6 Mil. did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for AiLife International Group's Interest Coverage or its related term are showing as below:


HKSE:00784's Interest Coverage is not ranked *
in the Construction industry.
Industry Median: 7.97
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


AiLife International Group  (HKSE:00784) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


AiLife International Group Interest Coverage Related Terms


AiLife International Group Interest Coverage Historical Data

* Premium members only.

The historical data trend for AiLife International Group's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

AiLife International Group Interest Coverage Chart

AiLife International Group Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.13 0.00 0.61 0.00 0.00

AiLife International Group Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.19 2.41 0.00 0.07 0.00

HKSE:00784 vs PWR, FIX, EME: Interest Coverage Comparison

For the Engineering & Construction subindustry, AiLife International Group's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AiLife International Group Interest Coverage vs Construction Industry

For the Construction industry and Industrials sector, AiLife International Group's Interest Coverage distribution charts can be found below:

* The bar in red indicates where AiLife International Group's Interest Coverage falls into.


HKSE:00784
44GF Score
AiLife International Group Ltd HKSE:00784
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

AiLife International Group Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

AiLife International Group's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, AiLife International Group's Interest Expense was HK$-1.2 Mil. Its Operating Income was HK$-11.3 Mil. And its Long-Term Debt & Capital Lease Obligation was HK$4.2 Mil.

AiLife International Group did not have earnings to cover the interest expense.

AiLife International Group's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the six months ended in Mar. 2026, AiLife International Group's Interest Expense was HK$-0.6 Mil. Its Operating Income was HK$-11.4 Mil. And its Long-Term Debt & Capital Lease Obligation was HK$4.2 Mil.

AiLife International Group did not have earnings to cover the interest expense.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0 (At Loss) mean?
AiLife International Group (HKSE:00784) has a Interest Coverage of 0 (At Loss) as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on AiLife International Group and its competitors. According to the industry distribution chart, AiLife International Group ranks #999999 out of 1366 companies in the Construction industry.
Is AiLife International Group's Interest Coverage too high?
AiLife International Group's current Interest Coverage is 0 (At Loss). Based on the distribution chart, AiLife International Group ranks #999999 out of 1366 companies in the Construction industry, which is in the bottom quartile relative to peers. Overall, AiLife International Group has a GF Score™ of 44/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does AiLife International Group's Interest Coverage compare to PWR and FIX?
According to the Construction industry distribution chart, AiLife International Group ranks #999999 out of 1366 companies for Interest Coverage. This places AiLife International Group in the lower half of its industry. The industry median Interest Coverage is 7.97. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Construction company?
The median Interest Coverage among Construction companies is 7.97, based on 1,366 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on AiLife International Group and its competitors. For the Construction industry, the median Interest Coverage is 7.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AiLife International Group's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AiLife International Group stock overvalued right now?
Based on GuruFocus' analysis, AiLife International Group (HKSE:00784) is currently considered Significantly Overvalued. The stock's GF Value™ is HK$0.07, compared to a current price of HK$0.59 — trading 742.9% above its estimated fair value. The current Interest Coverage is 0 (At Loss). AiLife International Group's overall GF Score™ is 44/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For AiLife International Group (HKSE:00784), the current Interest Coverage is 0 (At Loss) as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AiLife International Group (HKSE:00784) Overvalued in 2026?

Based on GuruFocus' analysis, AiLife International Group stock appears to be overvalued. The current stock price of HK$0.59 is trading 742.9% above its estimated GF Value™ of HK$0.07. GuruFocus considers AiLife International Group to be Significantly Overvalued.

Key valuation signals for HKSE:00784:

  • Interest Coverage: 0 (At Loss)
  • GF Value™: HK$0.07 vs. price of HK$0.59 (742.9% above fair value)
  • GF Score™: 44/100 with 2 warning signs

No single metric tells the full story. See the HKSE:00784 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


AiLife International Group Business Description

Address 698 Prince Edward Road East, Unit 1702-03, 17th Floor, Stelux House, San Po Kong, Kowloon, Hong Kong, HKG
Ling Yui Holdings Ltd is an investment holding company. The company is engaged in the provision of foundation engineering services in Hong Kong. Geographically, the company operates and derives revenue from Hong Kong. The company offers a range of foundation works including driven h-pile, pre-bored socket h-pile, mini-piles, large-scale excavation, and lateral support works.
44GF Score

Get the complete analysis for HKSE:00784

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

HK$0.59
Price
HK$0.07
GF Value