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Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. China e-Wallet Payment Group's
Operating Income
for the
six
months ended in Jun. 2025 was HK$0.94 Mil. China e-Wallet Payment Group's Interest Expense for the
six
months ended in Jun. 2025 was HK$-0.87 Mil.
China e-Wallet Payment Group's interest coverage for the quarter that ended in Jun. 2025 was 1.07.
The higher the ratio, the stronger the company's financial strength is.
Warning Sign:
Ben Graham prefers companies' interest coverage to be at least 5. China e-Wallet Payment Group Ltd interest coverage is 1.29, which is low.
The historical rank and industry rank for China e-Wallet Payment Group's Interest Coverage or its related term are showing as below:
HKSE:00802'
s Interest Coverage Range Over the Past 10 Years
Min: 0 Med: 0 Max: 1.29
Current: 1.29
HKSE:00802's Interest Coverage is not ranked
in the Software industry.
Industry Median: 26.18
vs HKSE:00802: 1.29
China e-Wallet Payment Group (HKSE:00802) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
China e-Wallet Payment Group Interest Coverage Related Terms
China e-Wallet Payment Group Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
China e-Wallet Payment Group Interest Coverage Chart
HKSE:00802 vs CRM, INTU, NOW: Interest Coverage Comparison
For the Software - Application subindustry, China e-Wallet Payment Group's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
China e-Wallet Payment Group Interest Coverage vs Software Industry
For the Software industry and Technology sector, China e-Wallet Payment Group's Interest Coverage distribution charts can be found below:
* The bar in red indicates where China e-Wallet Payment Group's Interest Coverage falls into.
China e-Wallet Payment Group Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
China e-Wallet Payment Group (HKSE:00802) has a Interest Coverage of 1.07 as of Jun. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on China e-Wallet Payment Group and its competitors.
Is China e-Wallet Payment Group's Interest Coverage too high?
China e-Wallet Payment Group's current Interest Coverage is 1.07. The Software industry median Interest Coverage is 26.18. China e-Wallet Payment Group's value of 1.07 is 95.9% below this industry median.
How does China e-Wallet Payment Group's Interest Coverage compare to CRM and INTU?
China e-Wallet Payment Group's Interest Coverage of 1.07 can be compared against companies in the Software industry. The industry median Interest Coverage is 26.18. China e-Wallet Payment Group's value of 1.07 is 95.9% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 26.18, based on 1,698 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. China e-Wallet Payment Group's current Interest Coverage of 1.07 is 95.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on China e-Wallet Payment Group and its competitors. For the Software industry, the median Interest Coverage is 26.18 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. China e-Wallet Payment Group's current Interest Coverage is 1.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China e-Wallet Payment Group stock overvalued right now?
China e-Wallet Payment Group (HKSE:00802) has a current Interest Coverage of 1.07. The stock's GF Value™ is HK$0.11, compared to a current price of HK$0.15 — trading 40% above its estimated fair value. The current Interest Coverage is 1.07 and 95.9% below the Software industry median of 26.18. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For China e-Wallet Payment Group (HKSE:00802), the current Interest Coverage is 1.07 as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
China e-Wallet Payment Group Ltd is principally engaged in the provision of internet and mobile applications, developing interactive virtual reality technologies, and designing and distributing of computer-related, mobile-related and beauty-related electronic products and accessories, and provision of project based system solution services. Geographically it operates in Hong Kong and the PRC. The company derives a majority of its revenue from Hong Kong.
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