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Convenience Retail AsiaHKSE:00831 +1.43%53 Interest Coverage is 8.87 as of Dec. 2025, which is 27% below its 10-year median of 12.08. GuruFocus rates HKSE:00831 with a GF Score™ of 53/100 and a GF Value™ of HK$0.53 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 254 Retail - Defensive companies, Convenience Retail Asia ranks worse than 52.76% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Convenience Retail Asia's
Operating Income
for the
six
months ended in Dec. 2025 was HK$27 Mil. Convenience Retail Asia's Interest Expense for the
six
months ended in Dec. 2025 was HK$-3 Mil.
Convenience Retail Asia's interest coverage for the quarter that ended in Dec. 2025 was 8.87.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Convenience Retail Asia's Interest Coverage or its related term are showing as below:
HKSE:00831'
s Interest Coverage Range Over the Past 10 Years
Min: 5.78 Med: 12.08 Max: No Debt
Current: 7.76
HKSE:00831's Interest Coverage is ranked worse than 52.76% of 254
companies
in the Retail - Defensive industry
Industry Median: 8.7
vs HKSE:00831: 7.76
Convenience Retail Asia (HKSE:00831) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Convenience Retail Asia Interest Coverage Related Terms
Convenience Retail Asia Interest Coverage Historical Data
* Premium members only.
The historical data trend for Convenience Retail Asia's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Grocery Stores subindustry, Convenience Retail Asia's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Convenience Retail Asia Interest Coverage vs Retail - Defensive Industry
For the Retail - Defensive industry and Consumer Defensive sector, Convenience Retail Asia's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Convenience Retail Asia's Interest Coverage falls into.
Convenience Retail Asia Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Convenience Retail Asia (HKSE:00831) has a Interest Coverage of 8.87 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Convenience Retail Asia and its competitors. This is 27% below median its historical median of 12.08. Over the past decade, Convenience Retail Asia's Interest Coverage has ranged from 5.78 to 10,000.00. According to the industry distribution chart, Convenience Retail Asia ranks #134 out of 254 companies in the Retail - Defensive industry, placing it in the top 52.8%.
Is Convenience Retail Asia's Interest Coverage too high?
Convenience Retail Asia's current Interest Coverage of 8.87 is 27% below median its 10-year median of 12.08. Over the past 10 years, this metric has ranged from a low of 5.78 to a high of 10,000.00. The Retail - Defensive industry median Interest Coverage is 8.70. Convenience Retail Asia's value of 8.87 is 2% above this industry median. Based on the distribution chart, Convenience Retail Asia ranks #134 out of 254 companies in the Retail - Defensive industry, which is below the industry midpoint. Overall, Convenience Retail Asia has a GF Score™ of 53/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Convenience Retail Asia's Interest Coverage compare to KR?
According to the Retail - Defensive industry distribution chart, Convenience Retail Asia ranks #134 out of 254 companies for Interest Coverage. This places Convenience Retail Asia in the lower half of its industry. The industry median Interest Coverage is 8.70. Convenience Retail Asia's value of 8.87 is 2% above this benchmark. Historically, Convenience Retail Asia's own Interest Coverage has ranged from 5.78 to 10,000.00 over the past decade. While the company's 10-year median is 12.08 vs. the industry median of 8.70, Convenience Retail Asia has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Defensive company?
The median Interest Coverage among Retail - Defensive companies is 8.70, based on 254 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Convenience Retail Asia's current Interest Coverage of 8.87 is 2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Convenience Retail Asia and its competitors. For the Retail - Defensive industry, the median Interest Coverage is 8.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Convenience Retail Asia's current Interest Coverage is 8.87, which is 27% below median its own 10-year median of 12.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Convenience Retail Asia stock overvalued right now?
Based on GuruFocus' analysis, Convenience Retail Asia (HKSE:00831) is currently considered Significantly Undervalued. The stock's GF Value™ is HK$0.53, compared to a current price of HK$0.36 — trading 33% below its estimated fair value. The current Interest Coverage is 8.87, which is 27% below median its 10-year median of 12.08 and 2% above the Retail - Defensive industry median of 8.70. Convenience Retail Asia's overall GF Score™ is 53/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Convenience Retail Asia (HKSE:00831), the current Interest Coverage is 8.87 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Convenience Retail Asia (HKSE:00831) Overvalued in 2026?
Based on GuruFocus' analysis, Convenience Retail Asia stock appears to be undervalued.
The current stock price of HK$0.36 is trading 33% below its estimated GF Value™ of HK$0.53.
GuruFocus considers Convenience Retail Asia to be Significantly Undervalued.
Key valuation signals for HKSE:00831:
Interest Coverage: 8.87 (27% below median its 10-year median of 12.08)
GF Value™: HK$0.53 vs. price of HK$0.36 (33% below fair value)
Industry Position: 2% above the Retail - Defensive median (#134 of 254)
No single metric tells the full story. See the HKSE:00831 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Convenience Retail Asia Ltd is an investment holding company. Along with its subsidiaries, it is principally engaged in the operation of chains of bakeries and eyewear businesses. The group operates in two segments, namely, Bakery and Eyewear. The majority of its revenue comes from the Bakery segment, which comprises the sale of bakery and festival products under the brand names of Saint Honore and Mon cher. The Eyewear business segment includes the sale of eyewear products under the brand name of Zoff.
53GF Score
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