Raffles Interior (HKSE:01376) Interest Coverage: 2.54 (As of Jun. 2025) — 88% Below Median

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What is Raffles Interior Interest Coverage?

Raffles Interior HKSE:01376 Interest Coverage is 2.54 as of Jun. 2025, which is 88% below its 10-year median of 20.50. The stock has 4 warning signs investors should review.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Raffles Interior's Operating Income for the six months ended in Jun. 2025 was HK$15.0 Mil. Raffles Interior's Interest Expense for the six months ended in Jun. 2025 was HK$-5.9 Mil. Raffles Interior's interest coverage for the quarter that ended in Jun. 2025 was 2.54. The higher the ratio, the stronger the company's financial strength is.

Warning Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Raffles Interior Ltd interest coverage is 2.42, which is low.

The historical rank and industry rank for Raffles Interior's Interest Coverage or its related term are showing as below:

HKSE:01376' s Interest Coverage Range Over the Past 10 Years
Min: 2.42   Med: 20.5   Max: 316.51
Current: 2.42


HKSE:01376's Interest Coverage is not ranked
in the Construction industry.
Industry Median: 7.97 vs HKSE:01376: 2.42

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Raffles Interior  (HKSE:01376) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Raffles Interior Interest Coverage Related Terms


Raffles Interior Interest Coverage Historical Data

* Premium members only.

The historical data trend for Raffles Interior's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Raffles Interior Interest Coverage Chart

Raffles Interior Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Interest Coverage
Get a 7-Day Free Trial 0.00 0.00 0.00 12.15 3.87

Raffles Interior Semi-Annual Data
Dec17 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 24.48 0.00 6.83 2.07 2.54

HKSE:01376 vs PWR, FIX, EME: Interest Coverage Comparison

For the Engineering & Construction subindustry, Raffles Interior's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Raffles Interior Interest Coverage vs Construction Industry

For the Construction industry and Industrials sector, Raffles Interior's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Raffles Interior's Interest Coverage falls into.



Raffles Interior Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Raffles Interior's Interest Coverage for the fiscal year that ended in Dec. 2024 is calculated as

Here, for the fiscal year that ended in Dec. 2024, Raffles Interior's Interest Expense was HK$-3.3 Mil. Its Operating Income was HK$12.9 Mil. And its Long-Term Debt & Capital Lease Obligation was HK$25.1 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2024 )/Interest Expense (A: Dec. 2024 )
=-1*12.865/-3.321
=3.87

Raffles Interior's Interest Coverage for the quarter that ended in Jun. 2025 is calculated as

Here, for the six months ended in Jun. 2025, Raffles Interior's Interest Expense was HK$-5.9 Mil. Its Operating Income was HK$15.0 Mil. And its Long-Term Debt & Capital Lease Obligation was HK$25.2 Mil.

Interest Coverage=-1* Operating Income (Q: Jun. 2025 )/Interest Expense (Q: Jun. 2025 )
=-1*15.012/-5.906
=2.54

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 2.54 mean?
Raffles Interior (HKSE:01376) has a Interest Coverage of 2.54 as of Jun. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Raffles Interior and its competitors. This is 88% below median its historical median of 20.50. Over the past decade, Raffles Interior's Interest Coverage has ranged from 2.42 to 316.51.
Is Raffles Interior's Interest Coverage too high?
Raffles Interior's current Interest Coverage of 2.54 is 88% below median its 10-year median of 20.50. Over the past 10 years, this metric has ranged from a low of 2.42 to a high of 316.51. The Construction industry median Interest Coverage is 7.97. Raffles Interior's value of 2.54 is 68.1% below this industry median.
How does Raffles Interior's Interest Coverage compare to PWR and FIX?
Raffles Interior's Interest Coverage of 2.54 can be compared against companies in the Construction industry. The industry median Interest Coverage is 7.97. Raffles Interior's value of 2.54 is 68.1% below this benchmark. Historically, Raffles Interior's own Interest Coverage has ranged from 2.42 to 316.51 over the past decade. While the company's 10-year median is 20.50 vs. the industry median of 7.97, Raffles Interior has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Construction company?
The median Interest Coverage among Construction companies is 7.97, based on 1,366 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Raffles Interior's current Interest Coverage of 2.54 is 68.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Raffles Interior and its competitors. For the Construction industry, the median Interest Coverage is 7.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Raffles Interior's current Interest Coverage is 2.54, which is 88% below median its own 10-year median of 20.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Raffles Interior stock overvalued right now?
Raffles Interior (HKSE:01376) has a current Interest Coverage of 2.54. The stock's GF Value™ is HK$0.10, compared to a current price of HK$0.10 — trading 4% below its estimated fair value. The current Interest Coverage is 2.54, which is 88% below median its 10-year median of 20.50 and 68.1% below the Construction industry median of 7.97. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Raffles Interior (HKSE:01376), the current Interest Coverage is 2.54 as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Raffles Interior Business Description

Address 5 Sungei Kadut Street 2, No. 01-02/03, Singapore, SGP, 729227
Raffles Interior Ltd is a Singapore-based investment holding company. The Group is an interior fitting-out services provider in Singapore. Its interior fitting-out services include project management and construction management of the interior fitting-out projects; construction and installation of interior fitting-out works; customizing, manufacturing and supplying of carpentry/joinery and integral fixtures; and maintenance of the projects that it undertakes on an ad-hoc basis. The company derives its revenue from projects involving fitting-out works for office space in Singapore.