Unity Enterprise Holdings (HKSE:02195) Interest Coverage: 140.68 (As of Dec. 2025) — 42% Below Median

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HKSE:02195 Unity Enterprise Holdings Ltd HKSE:02195
68 GF Score
Price HK$0.28
GF Value HK$1.10
Valuation Possible Value Trap
! 4 Warning Signs
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What is Unity Enterprise Holdings Interest Coverage?

Unity Enterprise Holdings HKSE:02195 68 Interest Coverage is 140.68 as of Dec. 2025, which is 42% below its 10-year median of 242.96. GuruFocus rates HKSE:02195 with a GF Score™ of 68/100 and a GF Value™ of HK$1.10 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 1,364 Construction companies, Unity Enterprise Holdings ranks worse than 73313.71% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Unity Enterprise Holdings's Operating Income for the six months ended in Dec. 2025 was HK$11.8 Mil. Unity Enterprise Holdings's Interest Expense for the six months ended in Dec. 2025 was HK$-0.1 Mil. Unity Enterprise Holdings's interest coverage for the quarter that ended in Dec. 2025 was 140.68. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Unity Enterprise Holdings's Interest Coverage or its related term are showing as below:


HKSE:02195's Interest Coverage is not ranked *
in the Construction industry.
Industry Median: 7.81
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Unity Enterprise Holdings  (HKSE:02195) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Unity Enterprise Holdings Interest Coverage Related Terms


Unity Enterprise Holdings Interest Coverage Historical Data

* Premium members only.

The historical data trend for Unity Enterprise Holdings's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Unity Enterprise Holdings Interest Coverage Chart

Unity Enterprise Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 164.97 117.14 0.00 0.00 0.00

Unity Enterprise Holdings Semi-Annual Data
Dec16 Dec17 Dec18 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 237.87 0.00 140.68

HKSE:02195 vs PWR, FIX, EME: Interest Coverage Comparison

For the Engineering & Construction subindustry, Unity Enterprise Holdings's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Unity Enterprise Holdings Interest Coverage vs Construction Industry

For the Construction industry and Industrials sector, Unity Enterprise Holdings's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Unity Enterprise Holdings's Interest Coverage falls into.


HKSE:02195
68GF Score
Unity Enterprise Holdings Ltd HKSE:02195
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Unity Enterprise Holdings Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Unity Enterprise Holdings's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Unity Enterprise Holdings's Interest Expense was HK$-0.2 Mil. Its Operating Income was HK$-4.2 Mil. And its Long-Term Debt & Capital Lease Obligation was HK$1.6 Mil.

Unity Enterprise Holdings did not have earnings to cover the interest expense.

Unity Enterprise Holdings's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, Unity Enterprise Holdings's Interest Expense was HK$-0.1 Mil. Its Operating Income was HK$11.8 Mil. And its Long-Term Debt & Capital Lease Obligation was HK$1.6 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*11.817/-0.084
=140.68

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 140.68 mean?
Unity Enterprise Holdings (HKSE:02195) has a Interest Coverage of 140.68 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Unity Enterprise Holdings and its competitors. This is 42% below median its historical median of 242.96. According to the industry distribution chart, Unity Enterprise Holdings ranks #999999 out of 1364 companies in the Construction industry.
Is Unity Enterprise Holdings' Interest Coverage too high?
Unity Enterprise Holdings' current Interest Coverage of 140.68 is 42% below median its 10-year median of 242.96. The Construction industry median Interest Coverage is 7.81. Unity Enterprise Holdings' value of 140.68 is 1701.3% above this industry median. Based on the distribution chart, Unity Enterprise Holdings ranks #999999 out of 1364 companies in the Construction industry, which is in the bottom quartile relative to peers. Overall, Unity Enterprise Holdings has a GF Score™ of 68/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Unity Enterprise Holdings' Interest Coverage compare to PWR and FIX?
According to the Construction industry distribution chart, Unity Enterprise Holdings ranks #999999 out of 1364 companies for Interest Coverage. This places Unity Enterprise Holdings in the lower half of its industry. The industry median Interest Coverage is 7.81. Unity Enterprise Holdings' value of 140.68 is 1701.3% above this benchmark. While the company's 10-year median is 242.96 vs. the industry median of 7.81, Unity Enterprise Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Construction company?
The median Interest Coverage among Construction companies is 7.81, based on 1,364 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Unity Enterprise Holdings's current Interest Coverage of 140.68 is 1701.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Unity Enterprise Holdings and its competitors. For the Construction industry, the median Interest Coverage is 7.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Unity Enterprise Holdings's current Interest Coverage is 140.68, which is 42% below median its own 10-year median of 242.96. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Unity Enterprise Holdings stock overvalued right now?
Based on GuruFocus' analysis, Unity Enterprise Holdings (HKSE:02195) is currently considered Possible Value Trap. The stock's GF Value™ is HK$1.10, compared to a current price of HK$0.28 — trading 74.5% below its estimated fair value. The current Interest Coverage is 140.68, which is 42% below median its 10-year median of 242.96 and 1701.3% above the Construction industry median of 7.81. Unity Enterprise Holdings' overall GF Score™ is 68/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Unity Enterprise Holdings (HKSE:02195), the current Interest Coverage is 140.68 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Unity Enterprise Holdings (HKSE:02195) Overvalued in 2026?

Based on GuruFocus' analysis, Unity Enterprise Holdings stock appears to be undervalued. The current stock price of HK$0.28 is trading 74.5% below its estimated GF Value™ of HK$1.10. GuruFocus considers Unity Enterprise Holdings to be Possible Value Trap.

Key valuation signals for HKSE:02195:

  • Interest Coverage: 140.68 (42% below median its 10-year median of 242.96)
  • GF Value™: HK$1.10 vs. price of HK$0.28 (74.5% below fair value)
  • GF Score™: 68/100 with 4 warning signs
  • Industry Position: 1701.3% above the Construction median (#999999 of 1364)

No single metric tells the full story. See the HKSE:02195 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Unity Enterprise Holdings Business Description

Address 1 Tsat Po Street, Room 1610, 16th Floor, Horizon East, San Po Kong, Kowloon, Hong Kong, HKG
Unity Enterprise Holdings Ltd is a contractor specializing in RMAA. It undertook repair and maintenance services, involving the upkeep, restoration and improvement of existing buildings and facilities, including the services of re-roofing, external and internal walls refurbishment, floor screeding and retiling, spalling repair, scaffolding, repairing and replacement of windows and door, plastering, painting, improvement of fire services system, plumbing and drainage works. In addition, the company also provides ancillary services, such as alteration and addition work of building layout and structural works, design of new structural works and checking of structural adequacy of existing constructions and interior decoration works to the existing premises. Revenue is generated from Hong Kong.
68GF Score

Get the complete analysis for HKSE:02195

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

HK$0.28
Price
HK$1.10
GF Value