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Town Health International Medical GroupHKSE:03886 -3.31%44 Interest Coverage is 11.55 as of Dec. 2025, which is 164% above its 10-year median of 4.38. GuruFocus rates HKSE:03886 with a GF Score™ of 44/100 and a GF Value™ of HK$0.29 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 455 Healthcare Providers & Services companies, Town Health International Medical Group ranks worse than 53.85% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Town Health International Medical Group's
Operating Income
for the
six
months ended in Dec. 2025 was HK$41 Mil. Town Health International Medical Group's Interest Expense for the
six
months ended in Dec. 2025 was HK$-4 Mil.
Town Health International Medical Group's interest coverage for the quarter that ended in Dec. 2025 was 11.55.
The higher the ratio, the stronger the company's financial strength is.
HKSE:03886'
s Interest Coverage Range Over the Past 10 Years
Min: 1.95 Med: 4.38 Max: 42.09
Current: 6.84
HKSE:03886's Interest Coverage is ranked worse than 53.85% of 455
companies
in the Healthcare Providers & Services industry
Industry Median: 7.86
vs HKSE:03886: 6.84
Town Health International Medical Group (HKSE:03886) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Town Health International Medical Group Interest Coverage Related Terms
Town Health International Medical Group Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Town Health International Medical Group Interest Coverage Chart
Town Health International Medical Group Annual Data
HKSE:03886 vs HCA, THC, EHC: Interest Coverage Comparison
For the Medical Care Facilities subindustry, Town Health International Medical Group's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Town Health International Medical Group Interest Coverage vs Healthcare Providers & Services Industry
For the Healthcare Providers & Services industry and Healthcare sector, Town Health International Medical Group's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Town Health International Medical Group's Interest Coverage falls into.
Town Health International Medical Group Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Town Health International Medical Group (HKSE:03886) has a Interest Coverage of 11.55 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Town Health International Medical Group and its competitors. This is 164% above median its historical median of 4.38. Over the past decade, Town Health International Medical Group's Interest Coverage has ranged from 1.95 to 42.09. According to the industry distribution chart, Town Health International Medical Group ranks #245 out of 455 companies in the Healthcare Providers & Services industry, placing it in the top 53.8%.
Is Town Health International Medical Group's Interest Coverage too high?
Town Health International Medical Group's current Interest Coverage of 11.55 is 164% above median its 10-year median of 4.38. Over the past 10 years, this metric has ranged from a low of 1.95 to a high of 42.09. The Healthcare Providers & Services industry median Interest Coverage is 7.86. Town Health International Medical Group's value of 11.55 is 46.9% above this industry median. Based on the distribution chart, Town Health International Medical Group ranks #245 out of 455 companies in the Healthcare Providers & Services industry, which is below the industry midpoint. Overall, Town Health International Medical Group has a GF Score™ of 44/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Town Health International Medical Group's Interest Coverage compare to HCA and THC?
According to the Healthcare Providers & Services industry distribution chart, Town Health International Medical Group ranks #245 out of 455 companies for Interest Coverage. This places Town Health International Medical Group in the lower half of its industry. The industry median Interest Coverage is 7.86. Town Health International Medical Group's value of 11.55 is 46.9% above this benchmark. Historically, Town Health International Medical Group's own Interest Coverage has ranged from 1.95 to 42.09 over the past decade. While the company's 10-year median is 4.38 vs. the industry median of 7.86, Town Health International Medical Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Healthcare Providers & Services company?
The median Interest Coverage among Healthcare Providers & Services companies is 7.86, based on 455 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Town Health International Medical Group's current Interest Coverage of 11.55 is 46.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Town Health International Medical Group and its competitors. For the Healthcare Providers & Services industry, the median Interest Coverage is 7.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Town Health International Medical Group's current Interest Coverage is 11.55, which is 164% above median its own 10-year median of 4.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Town Health International Medical Group stock overvalued right now?
Based on GuruFocus' analysis, Town Health International Medical Group (HKSE:03886) is currently considered Significantly Undervalued. The stock's GF Value™ is HK$0.29, compared to a current price of HK$0.18 — trading 39.7% below its estimated fair value. The current Interest Coverage is 11.55, which is 164% above median its 10-year median of 4.38 and 46.9% above the Healthcare Providers & Services industry median of 7.86. Town Health International Medical Group's overall GF Score™ is 44/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Town Health International Medical Group (HKSE:03886), the current Interest Coverage is 11.55 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Town Health International Medical Group (HKSE:03886) Overvalued in 2026?
Based on GuruFocus' analysis, Town Health International Medical Group stock appears to be undervalued.
The current stock price of HK$0.18 is trading 39.7% below its estimated GF Value™ of HK$0.29.
GuruFocus considers Town Health International Medical Group to be Significantly Undervalued.
Key valuation signals for HKSE:03886:
Interest Coverage: 11.55 (164% above median its 10-year median of 4.38)
GF Value™: HK$0.29 vs. price of HK$0.18 (39.7% below fair value)
Industry Position: 46.9% above the Healthcare Providers & Services median (#245 of 455)
No single metric tells the full story. See the HKSE:03886 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Town Health International Medical Group Ltd is a Chinese healthcare services company. The company operates in the following business segments: Hong Kong medical services, which derives key revenue, provides medical and dental services in Hong Kong; Hong Kong managed medical network business manages healthcare networks and provision of third-party medical networks; Mainland hospital management and medical services, which provides medical and dental services in the PRC; and Others, provides miscellaneous healthcare-related services and leasing of properties. Its geographic segments are Hong Kong and other regions of PRC. It generates the majority of its revenue from Hong Kong.
44GF Score
Get the complete analysis for HKSE:03886
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