THAC Group (Holdings) (HKSE:08232) Interest Coverage: 4.17 (As of Dec. 2025) — 66% Below Median

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HKSE:08232 THAC Group (Holdings) Ltd HKSE:08232
25 GF Score
Price HK$0.80
GF Value HK$0.25
Valuation Significantly Overvalued
! 7 Warning Signs
View Full Analysis

What is THAC Group (Holdings) Interest Coverage?

THAC Group (Holdings) HKSE:08232 -6.43% 25 Interest Coverage is 4.17 as of Dec. 2025, which is 66% below its 10-year median of 12.39. GuruFocus rates HKSE:08232 with a GF Score™ of 25/100 and a GF Value™ of HK$0.25 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 263 Restaurants companies, THAC Group (Holdings) ranks worse than 66.16% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. THAC Group (Holdings)'s Operating Income for the six months ended in Dec. 2025 was HK$1.01 Mil. THAC Group (Holdings)'s Interest Expense for the six months ended in Dec. 2025 was HK$-0.24 Mil. THAC Group (Holdings)'s interest coverage for the quarter that ended in Dec. 2025 was 4.17. The higher the ratio, the stronger the company's financial strength is.

Warning Sign:

Ben Graham prefers companies' interest coverage to be at least 5. THAC Group (Holdings) Ltd interest coverage is 3.25, which is low.

The historical rank and industry rank for THAC Group (Holdings)'s Interest Coverage or its related term are showing as below:

HKSE:08232' s Interest Coverage Range Over the Past 10 Years
Min: 1.48   Med: 12.39   Max: No Debt
Current: 3.25


HKSE:08232's Interest Coverage is ranked worse than
66.16% of 263 companies
in the Restaurants industry
Industry Median: 6.46 vs HKSE:08232: 3.25

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


THAC Group (Holdings)  (HKSE:08232) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


THAC Group (Holdings) Interest Coverage Related Terms


THAC Group (Holdings) Interest Coverage Historical Data

* Premium members only.

The historical data trend for THAC Group (Holdings)'s Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

THAC Group (Holdings) Interest Coverage Chart

THAC Group (Holdings) Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12.39 0.00 0.00 6.76 3.25

THAC Group (Holdings) Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.81 5.74 0.00 0.15 4.17

HKSE:08232 vs MCD, SBUX, YUM: Interest Coverage Comparison

For the Restaurants subindustry, THAC Group (Holdings)'s Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


THAC Group (Holdings) Interest Coverage vs Restaurants Industry

For the Restaurants industry and Consumer Cyclical sector, THAC Group (Holdings)'s Interest Coverage distribution charts can be found below:

* The bar in red indicates where THAC Group (Holdings)'s Interest Coverage falls into.


HKSE:08232
25GF Score
THAC Group (Holdings) Ltd HKSE:08232
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

THAC Group (Holdings) Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

THAC Group (Holdings)'s Interest Coverage for the fiscal year that ended in Dec. 2024 is calculated as

Here, for the fiscal year that ended in Dec. 2024, THAC Group (Holdings)'s Interest Expense was HK$-0.31 Mil. Its Operating Income was HK$1.02 Mil. And its Long-Term Debt & Capital Lease Obligation was HK$0.04 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2024 )/Interest Expense (A: Dec. 2024 )
=-1*1.019/-0.314
=3.25

THAC Group (Holdings)'s Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, THAC Group (Holdings)'s Interest Expense was HK$-0.24 Mil. Its Operating Income was HK$1.01 Mil. And its Long-Term Debt & Capital Lease Obligation was HK$26.60 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*1.008/-0.242
=4.17

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 4.17 mean?
THAC Group (Holdings) (HKSE:08232) has a Interest Coverage of 4.17 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on THAC Group (Holdings) and its competitors. This is 66% below median its historical median of 12.39. Over the past decade, THAC Group (Holdings)'s Interest Coverage has ranged from 1.48 to 10,000.00. According to the industry distribution chart, THAC Group (Holdings) ranks #174 out of 263 companies in the Restaurants industry, placing it in the top 66.2%.
Is THAC Group (Holdings)'s Interest Coverage too high?
THAC Group (Holdings)'s current Interest Coverage of 4.17 is 66% below median its 10-year median of 12.39. Over the past 10 years, this metric has ranged from a low of 1.48 to a high of 10,000.00. The Restaurants industry median Interest Coverage is 6.46. THAC Group (Holdings)'s value of 4.17 is 35.4% below this industry median. Based on the distribution chart, THAC Group (Holdings) ranks #174 out of 263 companies in the Restaurants industry, which is below the industry midpoint. Overall, THAC Group (Holdings) has a GF Score™ of 25/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does THAC Group (Holdings)'s Interest Coverage compare to MCD and SBUX?
According to the Restaurants industry distribution chart, THAC Group (Holdings) ranks #174 out of 263 companies for Interest Coverage. This places THAC Group (Holdings) in the lower half of its industry. The industry median Interest Coverage is 6.46. THAC Group (Holdings)'s value of 4.17 is 35.4% below this benchmark. Historically, THAC Group (Holdings)'s own Interest Coverage has ranged from 1.48 to 10,000.00 over the past decade. While the company's 10-year median is 12.39 vs. the industry median of 6.46, THAC Group (Holdings) has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Restaurants company?
The median Interest Coverage among Restaurants companies is 6.46, based on 263 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. THAC Group (Holdings)'s current Interest Coverage of 4.17 is 35.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on THAC Group (Holdings) and its competitors. For the Restaurants industry, the median Interest Coverage is 6.46 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. THAC Group (Holdings)'s current Interest Coverage is 4.17, which is 66% below median its own 10-year median of 12.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is THAC Group (Holdings) stock overvalued right now?
Based on GuruFocus' analysis, THAC Group (Holdings) (HKSE:08232) is currently considered Significantly Overvalued. The stock's GF Value™ is HK$0.25, compared to a current price of HK$0.80 — trading 220% above its estimated fair value. The current Interest Coverage is 4.17, which is 66% below median its 10-year median of 12.39 and 35.4% below the Restaurants industry median of 6.46. THAC Group (Holdings)'s overall GF Score™ is 25/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For THAC Group (Holdings) (HKSE:08232), the current Interest Coverage is 4.17 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is THAC Group (Holdings) (HKSE:08232) Overvalued in 2026?

Based on GuruFocus' analysis, THAC Group (Holdings) stock appears to be overvalued. The current stock price of HK$0.80 is trading 220% above its estimated GF Value™ of HK$0.25. GuruFocus considers THAC Group (Holdings) to be Significantly Overvalued.

Key valuation signals for HKSE:08232:

  • Interest Coverage: 4.17 (66% below median its 10-year median of 12.39)
  • GF Value™: HK$0.25 vs. price of HK$0.80 (220% above fair value)
  • GF Score™: 25/100 with 7 warning signs
  • Industry Position: 35.4% below the Restaurants median (#174 of 263)

No single metric tells the full story. See the HKSE:08232 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


THAC Group (Holdings) Business Description

Address 30 Wong Chuk Hang Road, 2nd Floor, Cheung Tak Industrial Building, Wong Chuk Hang, Hong Kong, HKG
THAC Group (Holdings) Ltd, formerly known as Classified Group (Holdings) Ltd is a food and beverage company. It is engaged in the Casual restaurant operations segment in which customers would place orders at the front desk and basic table service is provided by the delivery of ordered food to the table. The casual restaurants plans to provide a more casual and relaxing atmosphere. All the group's operations are located in Hong Kong.
25GF Score

Get the complete analysis for HKSE:08232

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

HK$0.80
Price
HK$0.25
GF Value