Basic House New Life Group (HKSE:08360) Interest Coverage: 0.09 (As of Dec. 2025) — 100% Below Median

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HKSE:08360 Basic House New Life Group Ltd HKSE:08360
36 GF Score
Price HK$0.38
GF Value HK$0.75
Valuation Possible Value Trap
! 8 Warning Signs
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What is Basic House New Life Group Interest Coverage?

Basic House New Life Group HKSE:08360 36 Interest Coverage is 0.09 as of Dec. 2025, which is 100% below its 10-year median of 10,000.00. GuruFocus rates HKSE:08360 with a GF Score™ of 36/100 and a GF Value™ of HK$0.75 (Possible Value Trap). The stock has 8 warning signs investors should review. Among 1,366 Construction companies, Basic House New Life Group ranks worse than 73206.37% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Basic House New Life Group's Operating Income for the six months ended in Dec. 2025 was HK$1.94 Mil. Basic House New Life Group's Interest Expense for the six months ended in Dec. 2025 was HK$-22.35 Mil. Basic House New Life Group's interest coverage for the quarter that ended in Dec. 2025 was 0.09. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Basic House New Life Group's Interest Coverage or its related term are showing as below:


HKSE:08360's Interest Coverage is not ranked *
in the Construction industry.
Industry Median: 7.94
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Basic House New Life Group  (HKSE:08360) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Basic House New Life Group Interest Coverage Related Terms


Basic House New Life Group Interest Coverage Historical Data

* Premium members only.

The historical data trend for Basic House New Life Group's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Basic House New Life Group Interest Coverage Chart

Basic House New Life Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Basic House New Life Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.09

HKSE:08360 vs PWR, FIX, EME: Interest Coverage Comparison

For the Engineering & Construction subindustry, Basic House New Life Group's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Basic House New Life Group Interest Coverage vs Construction Industry

For the Construction industry and Industrials sector, Basic House New Life Group's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Basic House New Life Group's Interest Coverage falls into.


HKSE:08360
36GF Score
Basic House New Life Group Ltd HKSE:08360
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Basic House New Life Group Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Basic House New Life Group's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Basic House New Life Group's Interest Expense was HK$-29.39 Mil. Its Operating Income was HK$-9.94 Mil. And its Long-Term Debt & Capital Lease Obligation was HK$104.29 Mil.

Basic House New Life Group did not have earnings to cover the interest expense.

Basic House New Life Group's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, Basic House New Life Group's Interest Expense was HK$-22.35 Mil. Its Operating Income was HK$1.94 Mil. And its Long-Term Debt & Capital Lease Obligation was HK$104.29 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*1.94/-22.352
=0.09

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0.09 mean?
Basic House New Life Group (HKSE:08360) has a Interest Coverage of 0.09 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Basic House New Life Group and its competitors. This is 100% below median its historical median of 10,000.00. According to the industry distribution chart, Basic House New Life Group ranks #999999 out of 1366 companies in the Construction industry.
Is Basic House New Life Group's Interest Coverage too high?
Basic House New Life Group's current Interest Coverage of 0.09 is 100% below median its 10-year median of 10,000.00. The Construction industry median Interest Coverage is 7.94. Basic House New Life Group's value of 0.09 is 98.9% below this industry median. Based on the distribution chart, Basic House New Life Group ranks #999999 out of 1366 companies in the Construction industry, which is in the bottom quartile relative to peers. Overall, Basic House New Life Group has a GF Score™ of 36/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Basic House New Life Group's Interest Coverage compare to PWR and FIX?
According to the Construction industry distribution chart, Basic House New Life Group ranks #999999 out of 1366 companies for Interest Coverage. This places Basic House New Life Group in the lower half of its industry. The industry median Interest Coverage is 7.94. Basic House New Life Group's value of 0.09 is 98.9% below this benchmark. While the company's 10-year median is 10,000.00 vs. the industry median of 7.94, Basic House New Life Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Construction company?
The median Interest Coverage among Construction companies is 7.94, based on 1,366 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Basic House New Life Group's current Interest Coverage of 0.09 is 98.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Basic House New Life Group and its competitors. For the Construction industry, the median Interest Coverage is 7.94 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Basic House New Life Group's current Interest Coverage is 0.09, which is 100% below median its own 10-year median of 10,000.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Basic House New Life Group stock overvalued right now?
Based on GuruFocus' analysis, Basic House New Life Group (HKSE:08360) is currently considered Possible Value Trap. The stock's GF Value™ is HK$0.75, compared to a current price of HK$0.38 — trading 50% below its estimated fair value. The current Interest Coverage is 0.09, which is 100% below median its 10-year median of 10,000.00 and 98.9% below the Construction industry median of 7.94. Basic House New Life Group's overall GF Score™ is 36/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Basic House New Life Group (HKSE:08360), the current Interest Coverage is 0.09 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Basic House New Life Group (HKSE:08360) Overvalued in 2026?

Based on GuruFocus' analysis, Basic House New Life Group stock appears to be undervalued. The current stock price of HK$0.38 is trading 50% below its estimated GF Value™ of HK$0.75. GuruFocus considers Basic House New Life Group to be Possible Value Trap.

Key valuation signals for HKSE:08360:

  • Interest Coverage: 0.09 (100% below median its 10-year median of 10,000.00)
  • GF Value™: HK$0.75 vs. price of HK$0.38 (50% below fair value)
  • GF Score™: 36/100 with 8 warning signs
  • Industry Position: 98.9% below the Construction median (#999999 of 1366)

No single metric tells the full story. See the HKSE:08360 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Basic House New Life Group Business Description

Address 44-46 Hung To Road, Century Centre, Unit 204A, 2nd Floor, Kwun Tong, Hong Kong, HKG
Basic House New Life Group Ltd through its subsidiaries, is engaged in interior design and fit-out solutions in Hong Kong. It also provides overall project management solutions. Its services include pre-lease services, interior design & planning, project management, contracting, and customer service. Geographically, the firm generates a majority of its revenue from Hong Kong.
36GF Score

Get the complete analysis for HKSE:08360

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

HK$0.38
Price
HK$0.75
GF Value