Hoa Binh Construction Group JSC (HSTC:HBC) Interest Coverage: 0.99 (As of Mar. 2026) — 31% Below Median


HSTC:HBC Hoa Binh Construction Group JSC HSTC:HBC
36 GF Score
Price ₫4,900.00
! 5 Warning Signs
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What is Hoa Binh Construction Group JSC Interest Coverage?

Hoa Binh Construction Group JSC HSTC:HBC -2.00% 36 Interest Coverage is 0.99 as of Mar. 2026, which is 31% below its 10-year median of 1.44. GuruFocus rates HSTC:HBC with a GF Score™ of 36/100. The stock has 5 warning signs investors should review. Among 1,352 Construction companies, Hoa Binh Construction Group JSC ranks worse than 96.67% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Hoa Binh Construction Group JSC's Operating Income for the three months ended in Mar. 2026 was ₫89,086 Mil. Hoa Binh Construction Group JSC's Interest Expense for the three months ended in Mar. 2026 was ₫-90,270 Mil. Hoa Binh Construction Group JSC's interest coverage for the quarter that ended in Mar. 2026 was 0.99. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Hoa Binh Construction Group JSC's Interest Coverage or its related term are showing as below:

HSTC:HBC' s Interest Coverage Range Over the Past 10 Years
Min: 0.38   Med: 1.44   Max: 12.52
Current: 0.43


HSTC:HBC's Interest Coverage is ranked worse than
96.67% of 1352 companies
in the Construction industry
Industry Median: 7.865 vs HSTC:HBC: 0.43

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Hoa Binh Construction Group JSC  (HSTC:HBC) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Hoa Binh Construction Group JSC Interest Coverage Related Terms


Hoa Binh Construction Group JSC Interest Coverage Historical Data

* Premium members only.

The historical data trend for Hoa Binh Construction Group JSC's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Hoa Binh Construction Group JSC Interest Coverage Chart

Hoa Binh Construction Group JSC Annual Data
Trend Dec23 Dec24 Dec25
Interest Coverage
12.52 1.44 0.38

Hoa Binh Construction Group JSC Quarterly Data
Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only 0.88 0.00 0.44 0.86 0.99

HSTC:HBC vs PWR, FIX, EME: Interest Coverage Comparison

For the Engineering & Construction subindustry, Hoa Binh Construction Group JSC's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hoa Binh Construction Group JSC Interest Coverage vs Construction Industry

For the Construction industry and Industrials sector, Hoa Binh Construction Group JSC's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Hoa Binh Construction Group JSC's Interest Coverage falls into.


HSTC:HBC
36GF Score
Hoa Binh Construction Group JSC HSTC:HBC
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Hoa Binh Construction Group JSC Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Hoa Binh Construction Group JSC's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Hoa Binh Construction Group JSC's Interest Expense was ₫-396,256 Mil. Its Operating Income was ₫150,523 Mil. And its Long-Term Debt & Capital Lease Obligation was ₫48,231 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*150522.52/-396256.266
=0.38

Hoa Binh Construction Group JSC's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Hoa Binh Construction Group JSC's Interest Expense was ₫-90,270 Mil. Its Operating Income was ₫89,086 Mil. And its Long-Term Debt & Capital Lease Obligation was ₫46,449 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*89086.238/-90269.611
=0.99

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0.99 mean?
Hoa Binh Construction Group JSC (HSTC:HBC) has a Interest Coverage of 0.99 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Hoa Binh Construction Group JSC and its competitors. This is 31% below median its historical median of 1.44. Over the past decade, Hoa Binh Construction Group JSC's Interest Coverage has ranged from 0.38 to 12.52. According to the industry distribution chart, Hoa Binh Construction Group JSC ranks #1307 out of 1352 companies in the Construction industry, placing it in the top 96.7%.
Is Hoa Binh Construction Group JSC's Interest Coverage too high?
Hoa Binh Construction Group JSC's current Interest Coverage of 0.99 is 31% below median its 10-year median of 1.44. Over the past 10 years, this metric has ranged from a low of 0.38 to a high of 12.52. The Construction industry median Interest Coverage is 7.87. Hoa Binh Construction Group JSC's value of 0.99 is 87.4% below this industry median. Based on the distribution chart, Hoa Binh Construction Group JSC ranks #1307 out of 1352 companies in the Construction industry, which is in the bottom quartile relative to peers. Overall, Hoa Binh Construction Group JSC has a GF Score™ of 36/100, reflecting its overall financial health beyond just this single metric.
How does Hoa Binh Construction Group JSC's Interest Coverage compare to PWR and FIX?
According to the Construction industry distribution chart, Hoa Binh Construction Group JSC ranks #1307 out of 1352 companies for Interest Coverage. This places Hoa Binh Construction Group JSC in the lower half of its industry. The industry median Interest Coverage is 7.87. Hoa Binh Construction Group JSC's value of 0.99 is 87.4% below this benchmark. Historically, Hoa Binh Construction Group JSC's own Interest Coverage has ranged from 0.38 to 12.52 over the past decade. While the company's 10-year median is 1.44 vs. the industry median of 7.87, Hoa Binh Construction Group JSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Construction company?
The median Interest Coverage among Construction companies is 7.87, based on 1,352 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hoa Binh Construction Group JSC's current Interest Coverage of 0.99 is 87.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Hoa Binh Construction Group JSC and its competitors. For the Construction industry, the median Interest Coverage is 7.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hoa Binh Construction Group JSC's current Interest Coverage is 0.99, which is 31% below median its own 10-year median of 1.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hoa Binh Construction Group JSC stock overvalued right now?
Hoa Binh Construction Group JSC (HSTC:HBC) has a current Interest Coverage of 0.99. The current Interest Coverage is 0.99, which is 31% below median its 10-year median of 1.44 and 87.4% below the Construction industry median of 7.87. Hoa Binh Construction Group JSC's overall GF Score™ is 36/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Hoa Binh Construction Group JSC (HSTC:HBC), the current Interest Coverage is 0.99 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Hoa Binh Construction Group JSC Business Description

Address 123 Nguyen Dinh Chieu Street, Pax Sky Building, Ward 7 District 3, Ho Chi Minh, VNM
Hoa Binh Construction Group JSC is engaged in civil and industrial construction, land leveling, construction consulting, manufacturing and trading of construction materials and interior decoration items; house repair and interior decoration services; real estate business; and industrial zone development for leasing.
36GF Score

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Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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