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Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. International Housewares Retail Co's
Operating Income
for the
six
months ended in Oct. 2025 was $4.6 Mil. International Housewares Retail Co's Interest Expense for the
six
months ended in Oct. 2025 was $-1.3 Mil.
International Housewares Retail Co's interest coverage for the quarter that ended in Oct. 2025 was 3.62.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for International Housewares Retail Co's Interest Coverage or its related term are showing as below:
IHSWF'
s Interest Coverage Range Over the Past 10 Years
Min: 2.7 Med: 13.51 Max: 152.66
Current: 3.07
IHSWF's Interest Coverage is ranked worse than 73.33% of 836
companies
in the Retail - Cyclical industry
Industry Median: 7.45
vs IHSWF: 3.07
International Housewares Retail Co (OTCPK:IHSWF) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
International Housewares Retail Co Interest Coverage Related Terms
International Housewares Retail Co Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
International Housewares Retail Co Interest Coverage Chart
IHSWF vs CASY, WSM, ULTA: Interest Coverage Comparison
For the Specialty Retail subindustry, International Housewares Retail Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
International Housewares Retail Co Interest Coverage vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, International Housewares Retail Co's Interest Coverage distribution charts can be found below:
* The bar in red indicates where International Housewares Retail Co's Interest Coverage falls into.
International Housewares Retail Co Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
International Housewares Retail Co (IHSWF) has a Interest Coverage of 3.62 as of Oct. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on International Housewares Retail Co and its competitors. This is 73% below median its historical median of 13.51. Over the past decade, International Housewares Retail Co's Interest Coverage has ranged from 2.70 to 152.66. According to the industry distribution chart, International Housewares Retail Co ranks #613 out of 836 companies in the Retail - Cyclical industry, placing it in the top 73.3%.
Is International Housewares Retail Co's Interest Coverage too high?
International Housewares Retail Co's current Interest Coverage of 3.62 is 73% below median its 10-year median of 13.51. Over the past 10 years, this metric has ranged from a low of 2.70 to a high of 152.66. The Retail - Cyclical industry median Interest Coverage is 7.45. International Housewares Retail Co's value of 3.62 is 51.4% below this industry median. Based on the distribution chart, International Housewares Retail Co ranks #613 out of 836 companies in the Retail - Cyclical industry, which is below the industry midpoint. Overall, International Housewares Retail Co has a GF Scoreâ„¢ of 74/100, reflecting its overall financial health beyond just this single metric.
How does International Housewares Retail Co's Interest Coverage compare to CASY and WSM?
According to the Retail - Cyclical industry distribution chart, International Housewares Retail Co ranks #613 out of 836 companies for Interest Coverage. This places International Housewares Retail Co in the lower half of its industry. The industry median Interest Coverage is 7.45. International Housewares Retail Co's value of 3.62 is 51.4% below this benchmark. Historically, International Housewares Retail Co's own Interest Coverage has ranged from 2.70 to 152.66 over the past decade. While the company's 10-year median is 13.51 vs. the industry median of 7.45, International Housewares Retail Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.45, based on 836 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. International Housewares Retail Co's current Interest Coverage of 3.62 is 51.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on International Housewares Retail Co and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. International Housewares Retail Co's current Interest Coverage is 3.62, which is 73% below median its own 10-year median of 13.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is International Housewares Retail Co stock overvalued right now?
International Housewares Retail Co (IHSWF) has a current Interest Coverage of 3.62. The stock's GF Value™ is $0.21, compared to a current price of $0.13 — trading 37.4% below its estimated fair value. The current Interest Coverage is 3.62, which is 73% below median its 10-year median of 13.51 and 51.4% below the Retail - Cyclical industry median of 7.45. International Housewares Retail Co's overall GF Score™ is 74/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For International Housewares Retail Co (IHSWF), the current Interest Coverage is 3.62 as of Oct. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is International Housewares Retail Co (IHSWF) Overvalued in 2026?
Based on GuruFocus' analysis, International Housewares Retail Co stock appears to be undervalued.
The current stock price of $0.13 is trading 37.4% below its estimated GF Value™ of $0.21.
Key valuation signals for IHSWF:
Interest Coverage: 3.62 (73% below median its 10-year median of 13.51)
GF Value™: $0.21 vs. price of $0.13 (37.4% below fair value)
Industry Position: 51.4% below the Retail - Cyclical median (#613 of 836)
No single metric tells the full story. See the IHSWF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
International Housewares Retail Co Ltd and its subsidiaries are houseware retail chains in Hong Kong, Singapore, and Macau. The group offers houseware products through a retail network comprising stores in Hong Kong, Singapore, Macau, Cambodia, East Malaysia, Saudi Arabia, and Australia under brands including Japan Home Centre, City Life, Epo gifts and stationery, 123 by ELLA, and Japan Home. The group has reportable operating segments namely Retail, Wholesales, Licensing and others. Hong Kong is the key market of the group, accounting for majorly of its total revenue. It generates the majority of its revenue from the Retail segment.
74GF Score
Get the complete analysis for IHSWF
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