INXSF (Intouch Insight) Interest Coverage: 1.78 (As of Mar. 2026) — 71% Below Median


INXSF Intouch Insight Ltd INXSF
51 GF Score
Price $0.20
GF Value $0.25
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Intouch Insight Interest Coverage?

Intouch Insight INXSF 51 Interest Coverage is 1.78 as of Mar. 2026, which is 71% below its 10-year median of 6.09. GuruFocus rates INXSF with a GF Score™ of 51/100 and a GF Value™ of $0.25 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,705 Software companies, Intouch Insight ranks worse than 78.01% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Intouch Insight's Operating Income for the three months ended in Mar. 2026 was $0.10 Mil. Intouch Insight's Interest Expense for the three months ended in Mar. 2026 was $-0.06 Mil. Intouch Insight's interest coverage for the quarter that ended in Mar. 2026 was 1.78. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Intouch Insight's Interest Coverage or its related term are showing as below:

INXSF' s Interest Coverage Range Over the Past 10 Years
Min: 1.09   Med: 6.09   Max: 12.48
Current: 4.88


INXSF's Interest Coverage is ranked worse than
78.01% of 1705 companies
in the Software industry
Industry Median: 24.78 vs INXSF: 4.88

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Intouch Insight  (OTCPK:INXSF) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Intouch Insight Interest Coverage Related Terms


Intouch Insight Interest Coverage Historical Data

* Premium members only.

The historical data trend for Intouch Insight's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Intouch Insight Interest Coverage Chart

Intouch Insight Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.09 12.48 5.29 5.48 6.26

Intouch Insight Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.65 3.99 0.27 0.00 1.78

INXSF vs CRM, SHOP, UBER: Interest Coverage Comparison

For the Software - Application subindustry, Intouch Insight's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Intouch Insight Interest Coverage vs Software Industry

For the Software industry and Technology sector, Intouch Insight's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Intouch Insight's Interest Coverage falls into.


INXSF
51GF Score
Intouch Insight Ltd INXSF
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Intouch Insight Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Intouch Insight's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Intouch Insight's Interest Expense was $-0.16 Mil. Its Operating Income was $0.98 Mil. And its Long-Term Debt & Capital Lease Obligation was $0.91 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*0.976/-0.156
=6.26

Intouch Insight's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Intouch Insight's Interest Expense was $-0.06 Mil. Its Operating Income was $0.10 Mil. And its Long-Term Debt & Capital Lease Obligation was $1.67 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*0.098/-0.055
=1.78

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 1.78 mean?
Intouch Insight (INXSF) has a Interest Coverage of 1.78 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Intouch Insight and its competitors. This is 71% below median its historical median of 6.09. Over the past decade, Intouch Insight's Interest Coverage has ranged from 1.09 to 12.48. According to the industry distribution chart, Intouch Insight ranks #1330 out of 1705 companies in the Software industry, placing it in the top 78%.
Is Intouch Insight's Interest Coverage too high?
Intouch Insight's current Interest Coverage of 1.78 is 71% below median its 10-year median of 6.09. Over the past 10 years, this metric has ranged from a low of 1.09 to a high of 12.48. The Software industry median Interest Coverage is 24.78. Intouch Insight's value of 1.78 is 92.8% below this industry median. Based on the distribution chart, Intouch Insight ranks #1330 out of 1705 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Intouch Insight has a GF Score™ of 51/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Intouch Insight's Interest Coverage compare to CRM and SHOP?
According to the Software industry distribution chart, Intouch Insight ranks #1330 out of 1705 companies for Interest Coverage. This places Intouch Insight in the lower half of its industry. The industry median Interest Coverage is 24.78. Intouch Insight's value of 1.78 is 92.8% below this benchmark. Historically, Intouch Insight's own Interest Coverage has ranged from 1.09 to 12.48 over the past decade. While the company's 10-year median is 6.09 vs. the industry median of 24.78, Intouch Insight has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.78, based on 1,705 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Intouch Insight's current Interest Coverage of 1.78 is 92.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Intouch Insight and its competitors. For the Software industry, the median Interest Coverage is 24.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Intouch Insight's current Interest Coverage is 1.78, which is 71% below median its own 10-year median of 6.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Intouch Insight stock overvalued right now?
Based on GuruFocus' analysis, Intouch Insight (INXSF) is currently considered Modestly Undervalued. The stock's GF Value™ is $0.25, compared to a current price of $0.20 — trading 18.7% below its estimated fair value. The current Interest Coverage is 1.78, which is 71% below median its 10-year median of 6.09 and 92.8% below the Software industry median of 24.78. Intouch Insight's overall GF Score™ is 51/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Intouch Insight (INXSF), the current Interest Coverage is 1.78 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Intouch Insight (INXSF) Overvalued in 2026?

Based on GuruFocus' analysis, Intouch Insight stock appears to be undervalued. The current stock price of $0.20 is trading 18.7% below its estimated GF Value™ of $0.25. GuruFocus considers Intouch Insight to be Modestly Undervalued.

Key valuation signals for INXSF:

  • Interest Coverage: 1.78 (71% below median its 10-year median of 6.09)
  • GF Value™: $0.25 vs. price of $0.20 (18.7% below fair value)
  • GF Score™: 51/100 with 2 warning signs
  • Industry Position: 92.8% below the Software median (#1330 of 1705)

No single metric tells the full story. See the INXSF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Intouch Insight Business Description

Other Exchanges INX:Canada
Address 400 March Road, Kanata, Ottawa, ON, CAN, K2K 3H4
Intouch Insight Ltd offers a portfolio of customer experience management (CEM) products and solutions. The company's services and software solutions allow its clients to measure, monitor, and improve the delivery of their brand promise across multiple locations. Its services include mystery shopping, audits, merchandising, sampling, and customer capture. Intouch's SaaS (Software as a Service) products include IntouchShop, IntouchAudit, IntouchCheck, IntouchSurvey, etc., providing solutions related to forms and checklist automation, customer satisfaction surveys, and data aggregation, analysis, and reporting. Geographically, the company generates maximum revenue from its business in the United States, followed by Canada and other regions.
51GF Score

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Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.20
Price
$0.25
GF Value