Ahliya Insurance (IQS:NAHF) Interest Coverage: 0 (At Loss) (As of . 20)

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What is Ahliya Insurance Interest Coverage?

Ahliya Insurance IQS:NAHF Interest Coverage is 0 (At Loss) as of . 20.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's EBIT by its Interest Expense. Ahliya Insurance's EBIT for the three months ended in . 20 was ع.د0.00 Mil. Ahliya Insurance's Interest Expense for the three months ended in . 20 was ع.د0.00 Mil. did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is.

(1) Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

The historical rank and industry rank for Ahliya Insurance's Interest Coverage or its related term are showing as below:


IQS:NAHF's Interest Coverage is not ranked *
in the Insurance industry.
Industry Median: 15.34
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Ahliya Insurance  (IQS:NAHF) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Ahliya Insurance Interest Coverage Related Terms


Ahliya Insurance Interest Coverage Historical Data

* Premium members only.

The historical data trend for Ahliya Insurance's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Ahliya Insurance Interest Coverage Chart

Ahliya Insurance Annual Data
Trend
Interest Coverage

Ahliya Insurance Quarterly Data
Interest Coverage

Ahliya Insurance Interest Coverage Competitor Comparison

For the Insurance - Diversified subindustry, Ahliya Insurance's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ahliya Insurance Interest Coverage vs Insurance Industry

For the Insurance industry and Financial Services sector, Ahliya Insurance's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Ahliya Insurance's Interest Coverage falls into.



Ahliya Insurance Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and EBIT is positive, then

Interest Coverage=-1* EBIT /Interest Expense

Else if Interest Expense is negative and EBIT is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Ahliya Insurance's Interest Coverage for the fiscal year that ended in . 20 is calculated as

Here, for the fiscal year that ended in . 20, Ahliya Insurance's Interest Expense was ع.د0.00 Mil. Its EBIT was ع.د0.00 Mil. And its Long-Term Debt & Capital Lease Obligation was ع.د0.00 Mil.

Ahliya Insurance had no debt (1).

Ahliya Insurance's Interest Coverage for the quarter that ended in . 20 is calculated as

Here, for the three months ended in . 20, Ahliya Insurance's Interest Expense was ع.د0.00 Mil. Its EBIT was ع.د0.00 Mil. And its Long-Term Debt & Capital Lease Obligation was ع.د0.00 Mil.

Ahliya Insurance had no debt (1).

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0 (At Loss) mean?
Ahliya Insurance (IQS:NAHF) has a Interest Coverage of 0 (At Loss) as of . 20. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Ahliya Insurance and its competitors.
Is Ahliya Insurance's Interest Coverage too high?
Ahliya Insurance's current Interest Coverage is 0 (At Loss).
How does Ahliya Insurance's Interest Coverage compare to competitors?
Ahliya Insurance's Interest Coverage of 0 (At Loss) can be compared against companies in the Insurance industry. The industry median Interest Coverage is 15.34. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 15.34, based on 347 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Ahliya Insurance and its competitors. For the Insurance industry, the median Interest Coverage is 15.34 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ahliya Insurance's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ahliya Insurance stock overvalued right now?
Ahliya Insurance (IQS:NAHF) has a current Interest Coverage of 0 (At Loss). The current Interest Coverage is 0 (At Loss). Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Ahliya Insurance (IQS:NAHF), the current Interest Coverage is 0 (At Loss) as of . 20. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Ahliya Insurance Business Description

Address 52nd Street, Street 80, Building 1/10, Karradah, Sector - 904, Baghdad, IRQ
Ahliya Insurance offers a range of insurance products and services to individuals and corporates in the areas of marine, engineering, motor, life and health, as well as other miscellaneous insurance. It mainly provides fire insurance, construction insurance, and life insurance.