IRPSY (IRPC PCL) Interest Coverage: 20.91 (As of Mar. 2026) — 194% Above Median


IRPSY IRPC PCL IRPSY
46 GF Score
Price $6.21
GF Value $2.53
Valuation Significantly Overvalued
! 3 Warning Signs
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What is IRPC PCL Interest Coverage?

IRPC PCL IRPSY 46 Interest Coverage is 20.91 as of Mar. 2026, which is 194% above its 10-year median of 7.11. GuruFocus rates IRPSY with a GF Score™ of 46/100 and a GF Value™ of $2.53 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 728 Oil & Gas companies, IRPC PCL ranks worse than 58.79% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. IRPC PCL's Operating Income for the three months ended in Mar. 2026 was $379 Mil. IRPC PCL's Interest Expense for the three months ended in Mar. 2026 was $-18 Mil. IRPC PCL's interest coverage for the quarter that ended in Mar. 2026 was 20.91. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for IRPC PCL's Interest Coverage or its related term are showing as below:

IRPSY' s Interest Coverage Range Over the Past 10 Years
Min: 1.41   Med: 7.11   Max: 10.53
Current: 4.04


IRPSY's Interest Coverage is ranked worse than
58.79% of 728 companies
in the Oil & Gas industry
Industry Median: 5.84 vs IRPSY: 4.04

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


IRPC PCL  (OTCPK:IRPSY) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


IRPC PCL Interest Coverage Related Terms


IRPC PCL Interest Coverage Historical Data

* Premium members only.

The historical data trend for IRPC PCL's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

IRPC PCL Interest Coverage Chart

IRPC PCL Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.53 1.41 0.00 0.00 0.00

IRPC PCL Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.90 0.00 20.91

IRPSY vs VLO, MPC, PSX: Interest Coverage Comparison

For the Oil & Gas Refining & Marketing subindustry, IRPC PCL's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


IRPC PCL Interest Coverage vs Oil & Gas Industry

For the Oil & Gas industry and Energy sector, IRPC PCL's Interest Coverage distribution charts can be found below:

* The bar in red indicates where IRPC PCL's Interest Coverage falls into.


IRPSY
46GF Score
IRPC PCL IRPSY
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

IRPC PCL Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

IRPC PCL's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, IRPC PCL's Interest Expense was $-78 Mil. Its Operating Income was $-108 Mil. And its Long-Term Debt & Capital Lease Obligation was $1,816 Mil.

IRPC PCL did not have earnings to cover the interest expense.

IRPC PCL's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, IRPC PCL's Interest Expense was $-18 Mil. Its Operating Income was $379 Mil. And its Long-Term Debt & Capital Lease Obligation was $1,763 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*379.171/-18.131
=20.91

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 20.91 mean?
IRPC PCL (IRPSY) has a Interest Coverage of 20.91 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on IRPC PCL and its competitors. This is 194% above median its historical median of 7.11. Over the past decade, IRPC PCL's Interest Coverage has ranged from 1.41 to 10.53. According to the industry distribution chart, IRPC PCL ranks #428 out of 728 companies in the Oil & Gas industry, placing it in the top 58.8%.
Is IRPC PCL's Interest Coverage too high?
IRPC PCL's current Interest Coverage of 20.91 is 194% above median its 10-year median of 7.11. Over the past 10 years, this metric has ranged from a low of 1.41 to a high of 10.53. The Oil & Gas industry median Interest Coverage is 5.84. IRPC PCL's value of 20.91 is 258% above this industry median. Based on the distribution chart, IRPC PCL ranks #428 out of 728 companies in the Oil & Gas industry, which is below the industry midpoint. Overall, IRPC PCL has a GF Score™ of 46/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does IRPC PCL's Interest Coverage compare to VLO and MPC?
According to the Oil & Gas industry distribution chart, IRPC PCL ranks #428 out of 728 companies for Interest Coverage. This places IRPC PCL in the lower half of its industry. The industry median Interest Coverage is 5.84. IRPC PCL's value of 20.91 is 258% above this benchmark. Historically, IRPC PCL's own Interest Coverage has ranged from 1.41 to 10.53 over the past decade. While the company's 10-year median is 7.11 vs. the industry median of 5.84, IRPC PCL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Oil & Gas company?
The median Interest Coverage among Oil & Gas companies is 5.84, based on 728 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. IRPC PCL's current Interest Coverage of 20.91 is 258% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on IRPC PCL and its competitors. For the Oil & Gas industry, the median Interest Coverage is 5.84 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. IRPC PCL's current Interest Coverage is 20.91, which is 194% above median its own 10-year median of 7.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IRPC PCL stock overvalued right now?
Based on GuruFocus' analysis, IRPC PCL (IRPSY) is currently considered Significantly Overvalued. The stock's GF Value™ is $2.53, compared to a current price of $6.21 — trading 145.5% above its estimated fair value. The current Interest Coverage is 20.91, which is 194% above median its 10-year median of 7.11 and 258% above the Oil & Gas industry median of 5.84. IRPC PCL's overall GF Score™ is 46/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For IRPC PCL (IRPSY), the current Interest Coverage is 20.91 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is IRPC PCL (IRPSY) Overvalued in 2026?

Based on GuruFocus' analysis, IRPC PCL stock appears to be overvalued. The current stock price of $6.21 is trading 145.5% above its estimated GF Value™ of $2.53. GuruFocus considers IRPC PCL to be Significantly Overvalued.

Key valuation signals for IRPSY:

  • Interest Coverage: 20.91 (194% above median its 10-year median of 7.11)
  • GF Value™: $2.53 vs. price of $6.21 (145.5% above fair value)
  • GF Score™: 46/100 with 3 warning signs
  • Industry Position: 258% above the Oil & Gas median (#428 of 728)

No single metric tells the full story. See the IRPSY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


IRPC PCL Business Description

Industry EnergyOil & Gas
Address Vibhavadi Rangsit Road, No. 555/2, Energy Complex, Building B, 6th Floor, Chatuchak, Bangkok, THA, 10900
IRPC PCL is a Thailand-based company. The Company is principally engaged in the petroleum and petrochemical business, with its products being refinery, lubricant, olefins, aromatics, plastic resins, and other petrochemical products. The company operates in three reportable segments: the Petroleum products segment, which produces and sells refinery, lubricant, and asphalt; the petrochemical products segment, which produces and sells olefins, aromatics, and related products, including special products; and Other business segments, includes divisions related to the Power plant, jetty, and other utilities. The majority of its revenue is derived from the Petroleum products segment. The Company operates its sales in Thailand, Singapore, and Others.
46GF Score

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Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$6.21
Price
$2.53
GF Value