Bim Birlesik Magazalar AS (IST:BIMAS) Interest Coverage: 1.38 (As of Mar. 2026) — 66% Below Median


IST:BIMAS Bim Birlesik Magazalar AS IST:BIMAS
89 GF Score
Price ₺375.50
GF Value ₺310.29
Valuation Modestly Overvalued
! 7 Warning Signs
View Full Analysis

What is Bim Birlesik Magazalar AS Interest Coverage?

Bim Birlesik Magazalar AS IST:BIMAS +0.40% 89 Interest Coverage is 1.38 as of Mar. 2026, which is 66% below its 10-year median of 4.10. GuruFocus rates IST:BIMAS with a GF Score™ of 89/100 and a GF Value™ of ₺310.29 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 255 Retail - Defensive companies, Bim Birlesik Magazalar AS ranks worse than 82.75% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Bim Birlesik Magazalar AS's Operating Income for the three months ended in Mar. 2026 was ₺3,236 Mil. Bim Birlesik Magazalar AS's Interest Expense for the three months ended in Mar. 2026 was ₺-2,338 Mil. Bim Birlesik Magazalar AS's interest coverage for the quarter that ended in Mar. 2026 was 1.38. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Bim Birlesik Magazalar AS's Interest Coverage or its related term are showing as below:

IST:BIMAS' s Interest Coverage Range Over the Past 10 Years
Min: 1.3   Med: 4.1   Max: 140
Current: 2.65


IST:BIMAS's Interest Coverage is ranked worse than
82.75% of 255 companies
in the Retail - Defensive industry
Industry Median: 8.8 vs IST:BIMAS: 2.65

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Bim Birlesik Magazalar AS  (IST:BIMAS) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Bim Birlesik Magazalar AS Interest Coverage Related Terms


Bim Birlesik Magazalar AS Interest Coverage Historical Data

* Premium members only.

The historical data trend for Bim Birlesik Magazalar AS's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Bim Birlesik Magazalar AS Interest Coverage Chart

Bim Birlesik Magazalar AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.96 2.73 1.86 1.30 2.30

Bim Birlesik Magazalar AS Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 2.30 3.67 3.39 1.38

IST:BIMAS vs KR, SFM, ACI: Interest Coverage Comparison

For the Grocery Stores subindustry, Bim Birlesik Magazalar AS's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bim Birlesik Magazalar AS Interest Coverage vs Retail - Defensive Industry

For the Retail - Defensive industry and Consumer Defensive sector, Bim Birlesik Magazalar AS's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Bim Birlesik Magazalar AS's Interest Coverage falls into.


IST:BIMAS
89GF Score
Bim Birlesik Magazalar AS IST:BIMAS
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bim Birlesik Magazalar AS Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Bim Birlesik Magazalar AS's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Bim Birlesik Magazalar AS's Interest Expense was ₺-7,771 Mil. Its Operating Income was ₺17,884 Mil. And its Long-Term Debt & Capital Lease Obligation was ₺39,682 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*17883.693/-7770.577
=2.30

Bim Birlesik Magazalar AS's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Bim Birlesik Magazalar AS's Interest Expense was ₺-2,338 Mil. Its Operating Income was ₺3,236 Mil. And its Long-Term Debt & Capital Lease Obligation was ₺43,933 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*3235.865/-2337.582
=1.38

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 1.38 mean?
Bim Birlesik Magazalar AS (IST:BIMAS) has a Interest Coverage of 1.38 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Bim Birlesik Magazalar AS and its competitors. This is 66% below median its historical median of 4.10. Over the past decade, Bim Birlesik Magazalar AS's Interest Coverage has ranged from 1.30 to 140.00. According to the industry distribution chart, Bim Birlesik Magazalar AS ranks #211 out of 255 companies in the Retail - Defensive industry, placing it in the top 82.7%.
Is Bim Birlesik Magazalar AS's Interest Coverage too high?
Bim Birlesik Magazalar AS's current Interest Coverage of 1.38 is 66% below median its 10-year median of 4.10. Over the past 10 years, this metric has ranged from a low of 1.30 to a high of 140.00. The Retail - Defensive industry median Interest Coverage is 8.80. Bim Birlesik Magazalar AS's value of 1.38 is 84.3% below this industry median. Based on the distribution chart, Bim Birlesik Magazalar AS ranks #211 out of 255 companies in the Retail - Defensive industry, which is in the bottom quartile relative to peers. Overall, Bim Birlesik Magazalar AS has a GF Score™ of 89/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bim Birlesik Magazalar AS's Interest Coverage compare to KR and SFM?
According to the Retail - Defensive industry distribution chart, Bim Birlesik Magazalar AS ranks #211 out of 255 companies for Interest Coverage. This places Bim Birlesik Magazalar AS in the lower half of its industry. The industry median Interest Coverage is 8.80. Bim Birlesik Magazalar AS's value of 1.38 is 84.3% below this benchmark. Historically, Bim Birlesik Magazalar AS's own Interest Coverage has ranged from 1.30 to 140.00 over the past decade. While the company's 10-year median is 4.10 vs. the industry median of 8.80, Bim Birlesik Magazalar AS has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Defensive company?
The median Interest Coverage among Retail - Defensive companies is 8.80, based on 255 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bim Birlesik Magazalar AS's current Interest Coverage of 1.38 is 84.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Bim Birlesik Magazalar AS and its competitors. For the Retail - Defensive industry, the median Interest Coverage is 8.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bim Birlesik Magazalar AS's current Interest Coverage is 1.38, which is 66% below median its own 10-year median of 4.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bim Birlesik Magazalar AS stock overvalued right now?
Based on GuruFocus' analysis, Bim Birlesik Magazalar AS (IST:BIMAS) is currently considered Modestly Overvalued. The stock's GF Value™ is ₺310.29, compared to a current price of ₺375.50 — trading 21% above its estimated fair value. The current Interest Coverage is 1.38, which is 66% below median its 10-year median of 4.10 and 84.3% below the Retail - Defensive industry median of 8.80. Bim Birlesik Magazalar AS's overall GF Score™ is 89/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Bim Birlesik Magazalar AS (IST:BIMAS), the current Interest Coverage is 1.38 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bim Birlesik Magazalar AS (IST:BIMAS) Overvalued in 2026?

Based on GuruFocus' analysis, Bim Birlesik Magazalar AS stock appears to be overvalued. The current stock price of ₺375.50 is trading 21% above its estimated GF Value™ of ₺310.29. GuruFocus considers Bim Birlesik Magazalar AS to be Modestly Overvalued.

Key valuation signals for IST:BIMAS:

  • Interest Coverage: 1.38 (66% below median its 10-year median of 4.10)
  • GF Value™: ₺310.29 vs. price of ₺375.50 (21% above fair value)
  • GF Score™: 89/100 with 7 warning signs
  • Industry Position: 84.3% below the Retail - Defensive median (#211 of 255)

No single metric tells the full story. See the IST:BIMAS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bim Birlesik Magazalar AS Business Description

Address Abdurrahmangazi Mahallesi, Ebubekir Caddesi No: 73, Sancaktepe, Istanbul, TUR, 34887
Bim Birlesik Magazalar AS is a Turkey-based company that is engaged in operating retail stores through its retail shops throughout Turkey, which sell an assortment of items, including a number of private label products which includes Fresh Meat Products, Milk and milk products, Beverages, Legumes and Bakery, Snacks and Sweets, Fruits and Vegetables, Frozen Food, Cleaning Supplies, Oils and Cosmetics and papers. The company also operates abroad, including in Morocco and Egypt.
89GF Score

Get the complete analysis for IST:BIMAS

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₺375.50
Price
₺310.29
GF Value