Isvea Seramik ve Banyo Urunlerinayi AS (IST:ISVEA) Interest Coverage: 1.41 (As of Mar. 2026) — 16% Below Median

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IST:ISVEA Isvea Seramik ve Banyo Urunleri Sanayi AS IST:ISVEA
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What is Isvea Seramik ve Banyo Urunlerinayi AS Interest Coverage?

Isvea Seramik ve Banyo Urunlerinayi AS IST:ISVEA +9.99% 9 Interest Coverage is 1.41 as of Mar. 2026, which is 16% below its 10-year median of 1.68. GuruFocus rates IST:ISVEA with a GF Score™ of 9/100. The stock has 5 warning signs investors should review. Among 305 Building Materials companies, Isvea Seramik ve Banyo Urunlerinayi AS ranks worse than 89.18% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Isvea Seramik ve Banyo Urunlerinayi AS's Operating Income for the three months ended in Mar. 2026 was ₺135.9 Mil. Isvea Seramik ve Banyo Urunlerinayi AS's Interest Expense for the three months ended in Mar. 2026 was ₺-96.4 Mil. Isvea Seramik ve Banyo Urunlerinayi AS's interest coverage for the quarter that ended in Mar. 2026 was 1.41. The higher the ratio, the stronger the company's financial strength is.

Warning Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Isvea Seramik ve Banyo Urunleri Sanayi AS interest coverage is 1.41, which is low.

The historical rank and industry rank for Isvea Seramik ve Banyo Urunlerinayi AS's Interest Coverage or its related term are showing as below:

IST:ISVEA' s Interest Coverage Range Over the Past 10 Years
Min: 1.41   Med: 1.68   Max: 4.19
Current: 1.41


IST:ISVEA's Interest Coverage is ranked worse than
89.18% of 305 companies
in the Building Materials industry
Industry Median: 6.63 vs IST:ISVEA: 1.41

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Isvea Seramik ve Banyo Urunlerinayi AS  (IST:ISVEA) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Isvea Seramik ve Banyo Urunlerinayi AS Interest Coverage Related Terms


Isvea Seramik ve Banyo Urunlerinayi AS Interest Coverage Historical Data

* Premium members only.

The historical data trend for Isvea Seramik ve Banyo Urunlerinayi AS's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Isvea Seramik ve Banyo Urunlerinayi AS Interest Coverage Chart

Isvea Seramik ve Banyo Urunlerinayi AS Annual Data
Trend Dec23 Dec24 Dec25
Interest Coverage
4.19 1.65 1.68

Isvea Seramik ve Banyo Urunlerinayi AS Quarterly Data
Dec23 Dec24 Mar25 Dec25 Mar26
Interest Coverage N/A N/A 1.58 N/A 1.41

IST:ISVEA vs CRH, VMC, MLM: Interest Coverage Comparison

For the Building Materials subindustry, Isvea Seramik ve Banyo Urunlerinayi AS's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Isvea Seramik ve Banyo Urunlerinayi AS Interest Coverage vs Building Materials Industry

For the Building Materials industry and Basic Materials sector, Isvea Seramik ve Banyo Urunlerinayi AS's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Isvea Seramik ve Banyo Urunlerinayi AS's Interest Coverage falls into.


IST:ISVEA
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Isvea Seramik ve Banyo Urunleri Sanayi AS IST:ISVEA
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Isvea Seramik ve Banyo Urunlerinayi AS Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Isvea Seramik ve Banyo Urunlerinayi AS's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Isvea Seramik ve Banyo Urunlerinayi AS's Interest Expense was ₺-364.9 Mil. Its Operating Income was ₺611.6 Mil. And its Long-Term Debt & Capital Lease Obligation was ₺312.3 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*611.585/-364.948
=1.68

Isvea Seramik ve Banyo Urunlerinayi AS's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Isvea Seramik ve Banyo Urunlerinayi AS's Interest Expense was ₺-96.4 Mil. Its Operating Income was ₺135.9 Mil. And its Long-Term Debt & Capital Lease Obligation was ₺220.7 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*135.859/-96.421
=1.41

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 1.41 mean?
Isvea Seramik ve Banyo Urunlerinayi AS (IST:ISVEA) has a Interest Coverage of 1.41 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Isvea Seramik ve Banyo Urunlerinayi AS and its competitors. This is 16% below median its historical median of 1.68. Over the past decade, Isvea Seramik ve Banyo Urunlerinayi AS's Interest Coverage has ranged from 1.41 to 4.19. According to the industry distribution chart, Isvea Seramik ve Banyo Urunlerinayi AS ranks #272 out of 305 companies in the Building Materials industry, placing it in the top 89.2%.
Is Isvea Seramik ve Banyo Urunlerinayi AS's Interest Coverage too high?
Isvea Seramik ve Banyo Urunlerinayi AS's current Interest Coverage of 1.41 is 16% below median its 10-year median of 1.68. Over the past 10 years, this metric has ranged from a low of 1.41 to a high of 4.19. The Building Materials industry median Interest Coverage is 6.63. Isvea Seramik ve Banyo Urunlerinayi AS's value of 1.41 is 78.7% below this industry median. Based on the distribution chart, Isvea Seramik ve Banyo Urunlerinayi AS ranks #272 out of 305 companies in the Building Materials industry, which is in the bottom quartile relative to peers. Overall, Isvea Seramik ve Banyo Urunlerinayi AS has a GF Score™ of 9/100, reflecting its overall financial health beyond just this single metric.
How does Isvea Seramik ve Banyo Urunlerinayi AS's Interest Coverage compare to CRH and VMC?
According to the Building Materials industry distribution chart, Isvea Seramik ve Banyo Urunlerinayi AS ranks #272 out of 305 companies for Interest Coverage. This places Isvea Seramik ve Banyo Urunlerinayi AS in the lower half of its industry. The industry median Interest Coverage is 6.63. Isvea Seramik ve Banyo Urunlerinayi AS's value of 1.41 is 78.7% below this benchmark. Historically, Isvea Seramik ve Banyo Urunlerinayi AS's own Interest Coverage has ranged from 1.41 to 4.19 over the past decade. While the company's 10-year median is 1.68 vs. the industry median of 6.63, Isvea Seramik ve Banyo Urunlerinayi AS has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Building Materials company?
The median Interest Coverage among Building Materials companies is 6.63, based on 305 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Isvea Seramik ve Banyo Urunlerinayi AS's current Interest Coverage of 1.41 is 78.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Isvea Seramik ve Banyo Urunlerinayi AS and its competitors. For the Building Materials industry, the median Interest Coverage is 6.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Isvea Seramik ve Banyo Urunlerinayi AS's current Interest Coverage is 1.41, which is 16% below median its own 10-year median of 1.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Isvea Seramik ve Banyo Urunlerinayi AS stock overvalued right now?
Isvea Seramik ve Banyo Urunlerinayi AS (IST:ISVEA) has a current Interest Coverage of 1.41. The current Interest Coverage is 1.41, which is 16% below median its 10-year median of 1.68 and 78.7% below the Building Materials industry median of 6.63. Isvea Seramik ve Banyo Urunlerinayi AS's overall GF Score™ is 9/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Isvea Seramik ve Banyo Urunlerinayi AS (IST:ISVEA), the current Interest Coverage is 1.41 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Isvea Seramik ve Banyo Urunlerinayi AS Business Description

Address Organize Sanayi 6. Cad, No 1-7/2, Floor 2, Pinarcay OSB Mevkii, Merkez, Corum, TUR
Isvea Seramik ve Banyo Urunleri Sanayi AS manufactures ceramic and bathroom products. Its product portfolio includes toilets, sinks, washbasins, shower trays, toilet seats, concealed cisterns, bathroom furniture, and related accessories.
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