Usak Seramiknayii AS (IST:USAK) Interest Coverage: 0.56 (As of Dec. 2025) — 43% Below Median


IST:USAK Usak Seramik Sanayii AS IST:USAK
64 GF Score
Price ₺1.50
GF Value ₺2.38
Valuation Possible Value Trap
! 11 Warning Signs
View Full Analysis

What is Usak Seramiknayii AS Interest Coverage?

Usak Seramiknayii AS IST:USAK -0.66% 64 Interest Coverage is 0.56 as of Dec. 2025, which is 43% below its 10-year median of 0.99. GuruFocus rates IST:USAK with a GF Score™ of 64/100 and a GF Value™ of ₺2.38 (Possible Value Trap). The stock has 11 warning signs investors should review. Among 1,351 Construction companies, Usak Seramiknayii AS ranks worse than 96.67% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Usak Seramiknayii AS's Operating Income for the three months ended in Dec. 2025 was ₺241 Mil. Usak Seramiknayii AS's Interest Expense for the three months ended in Dec. 2025 was ₺-434 Mil. Usak Seramiknayii AS's interest coverage for the quarter that ended in Dec. 2025 was 0.56. The higher the ratio, the stronger the company's financial strength is.

Warning Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Usak Seramik Sanayii ASs earnings cannot cover its interest expense. If the situation continues, the company may have to issue more debt.

The historical rank and industry rank for Usak Seramiknayii AS's Interest Coverage or its related term are showing as below:

IST:USAK' s Interest Coverage Range Over the Past 10 Years
Min: 0.38   Med: 0.99   Max: 1.42
Current: 0.43


IST:USAK's Interest Coverage is ranked worse than
96.67% of 1351 companies
in the Construction industry
Industry Median: 7.81 vs IST:USAK: 0.43

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Usak Seramiknayii AS  (IST:USAK) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Usak Seramiknayii AS Interest Coverage Related Terms


Usak Seramiknayii AS Interest Coverage Historical Data

* Premium members only.

The historical data trend for Usak Seramiknayii AS's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Usak Seramiknayii AS Interest Coverage Chart

Usak Seramiknayii AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.04 1.05 0.51 0.00 0.38

Usak Seramiknayii AS Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.33 1.02 0.00 0.56

IST:USAK vs TT, JCI, CARR: Interest Coverage Comparison

For the Building Products & Equipment subindustry, Usak Seramiknayii AS's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Usak Seramiknayii AS Interest Coverage vs Construction Industry

For the Construction industry and Industrials sector, Usak Seramiknayii AS's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Usak Seramiknayii AS's Interest Coverage falls into.


IST:USAK
64GF Score
Usak Seramik Sanayii AS IST:USAK
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Usak Seramiknayii AS Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Usak Seramiknayii AS's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Usak Seramiknayii AS's Interest Expense was ₺-1,969 Mil. Its Operating Income was ₺742 Mil. And its Long-Term Debt & Capital Lease Obligation was ₺116 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*742.363/-1969.224
=0.38

Usak Seramiknayii AS's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the three months ended in Dec. 2025, Usak Seramiknayii AS's Interest Expense was ₺-434 Mil. Its Operating Income was ₺241 Mil. And its Long-Term Debt & Capital Lease Obligation was ₺116 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*241.298/-433.974
=0.56

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0.56 mean?
Usak Seramiknayii AS (IST:USAK) has a Interest Coverage of 0.56 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Usak Seramiknayii AS and its competitors. This is 43% below median its historical median of 0.99. Over the past decade, Usak Seramiknayii AS's Interest Coverage has ranged from 0.38 to 1.42. According to the industry distribution chart, Usak Seramiknayii AS ranks #1306 out of 1351 companies in the Construction industry, placing it in the top 96.7%.
Is Usak Seramiknayii AS's Interest Coverage too high?
Usak Seramiknayii AS's current Interest Coverage of 0.56 is 43% below median its 10-year median of 0.99. Over the past 10 years, this metric has ranged from a low of 0.38 to a high of 1.42. The Construction industry median Interest Coverage is 7.81. Usak Seramiknayii AS's value of 0.56 is 92.8% below this industry median. Based on the distribution chart, Usak Seramiknayii AS ranks #1306 out of 1351 companies in the Construction industry, which is in the bottom quartile relative to peers. Overall, Usak Seramiknayii AS has a GF Score™ of 64/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Usak Seramiknayii AS's Interest Coverage compare to TT and JCI?
According to the Construction industry distribution chart, Usak Seramiknayii AS ranks #1306 out of 1351 companies for Interest Coverage. This places Usak Seramiknayii AS in the lower half of its industry. The industry median Interest Coverage is 7.81. Usak Seramiknayii AS's value of 0.56 is 92.8% below this benchmark. Historically, Usak Seramiknayii AS's own Interest Coverage has ranged from 0.38 to 1.42 over the past decade. While the company's 10-year median is 0.99 vs. the industry median of 7.81, Usak Seramiknayii AS has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Construction company?
The median Interest Coverage among Construction companies is 7.81, based on 1,351 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Usak Seramiknayii AS's current Interest Coverage of 0.56 is 92.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Usak Seramiknayii AS and its competitors. For the Construction industry, the median Interest Coverage is 7.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Usak Seramiknayii AS's current Interest Coverage is 0.56, which is 43% below median its own 10-year median of 0.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Usak Seramiknayii AS stock overvalued right now?
Based on GuruFocus' analysis, Usak Seramiknayii AS (IST:USAK) is currently considered Possible Value Trap. The stock's GF Value™ is ₺2.38, compared to a current price of ₺1.50 — trading 37% below its estimated fair value. The current Interest Coverage is 0.56, which is 43% below median its 10-year median of 0.99 and 92.8% below the Construction industry median of 7.81. Usak Seramiknayii AS's overall GF Score™ is 64/100 with 11 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Usak Seramiknayii AS (IST:USAK), the current Interest Coverage is 0.56 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Usak Seramiknayii AS (IST:USAK) Overvalued in 2026?

Based on GuruFocus' analysis, Usak Seramiknayii AS stock appears to be undervalued. The current stock price of ₺1.50 is trading 37% below its estimated GF Value™ of ₺2.38. GuruFocus considers Usak Seramiknayii AS to be Possible Value Trap.

Key valuation signals for IST:USAK:

  • Interest Coverage: 0.56 (43% below median its 10-year median of 0.99)
  • GF Value™: ₺2.38 vs. price of ₺1.50 (37% below fair value)
  • GF Score™: 64/100 with 11 warning signs
  • Industry Position: 92.8% below the Construction median (#1306 of 1351)

No single metric tells the full story. See the IST:USAK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Usak Seramiknayii AS Business Description

Address Dilek Mahallesi De?irmenler Sokak No:100, Banaz, Istanbul, TUR, 64500
Usak Seramik Sanayii AS is a Turkey-based company engaged in the manufacture, sale and distribution of wall and floor ceramics and tiles, glazed porcelain tiles, decorative borders and panels for the construction industry. It also offers granite tiles, kerb, decor, Wall, Floor and Porcelain Tiles.
64GF Score

Get the complete analysis for IST:USAK

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₺1.50
Price
₺2.38
GF Value