PT Daya Intiguna Yasa Tbk (ISX:MDIY) Interest Coverage: 10.54 (As of Mar. 2026) — 129% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ISX:MDIY PT Daya Intiguna Yasa Tbk ISX:MDIY
13 GF Score
Price Rp965.00
! 1 Warning Sign
View Full Analysis

What is PT Daya Intiguna Yasa Tbk Interest Coverage?

PT Daya Intiguna Yasa Tbk ISX:MDIY -2.03% 13 Interest Coverage is 10.54 as of Mar. 2026, which is 129% above its 10-year median of 4.61. GuruFocus rates ISX:MDIY with a GF Score™ of 13/100. The stock has 1 warning sign investors should review. Among 832 Retail - Cyclical companies, PT Daya Intiguna Yasa Tbk ranks better than 55.65% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. PT Daya Intiguna Yasa Tbk's Operating Income for the three months ended in Mar. 2026 was Rp457,671 Mil. PT Daya Intiguna Yasa Tbk's Interest Expense for the three months ended in Mar. 2026 was Rp-43,427 Mil. PT Daya Intiguna Yasa Tbk's interest coverage for the quarter that ended in Mar. 2026 was 10.54. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for PT Daya Intiguna Yasa Tbk's Interest Coverage or its related term are showing as below:

ISX:MDIY' s Interest Coverage Range Over the Past 10 Years
Min: 0.23   Med: 4.61   Max: 9.55
Current: 9.55


ISX:MDIY's Interest Coverage is ranked better than
55.65% of 832 companies
in the Retail - Cyclical industry
Industry Median: 7.45 vs ISX:MDIY: 9.55

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


PT Daya Intiguna Yasa Tbk  (ISX:MDIY) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


PT Daya Intiguna Yasa Tbk Interest Coverage Related Terms


PT Daya Intiguna Yasa Tbk Interest Coverage Historical Data

* Premium members only.

The historical data trend for PT Daya Intiguna Yasa Tbk's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

PT Daya Intiguna Yasa Tbk Interest Coverage Chart

PT Daya Intiguna Yasa Tbk Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
0.23 2.31 4.61 8.94 8.86

PT Daya Intiguna Yasa Tbk Quarterly Data
Dec21 Dec22 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.71 8.56 9.23 9.97 10.54

ISX:MDIY vs DDS, M: Interest Coverage Comparison

For the Department Stores subindustry, PT Daya Intiguna Yasa Tbk's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Daya Intiguna Yasa Tbk Interest Coverage vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, PT Daya Intiguna Yasa Tbk's Interest Coverage distribution charts can be found below:

* The bar in red indicates where PT Daya Intiguna Yasa Tbk's Interest Coverage falls into.


ISX:MDIY
13GF Score
PT Daya Intiguna Yasa Tbk ISX:MDIY
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Daya Intiguna Yasa Tbk Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

PT Daya Intiguna Yasa Tbk's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, PT Daya Intiguna Yasa Tbk's Interest Expense was Rp-186,096 Mil. Its Operating Income was Rp1,649,417 Mil. And its Long-Term Debt & Capital Lease Obligation was Rp1,190,837 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*1649417/-186096
=8.86

PT Daya Intiguna Yasa Tbk's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, PT Daya Intiguna Yasa Tbk's Interest Expense was Rp-43,427 Mil. Its Operating Income was Rp457,671 Mil. And its Long-Term Debt & Capital Lease Obligation was Rp1,032,421 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*457671/-43427
=10.54

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 10.54 mean?
PT Daya Intiguna Yasa Tbk (ISX:MDIY) has a Interest Coverage of 10.54 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on PT Daya Intiguna Yasa Tbk and its competitors. This is 129% above median its historical median of 4.61. Over the past decade, PT Daya Intiguna Yasa Tbk's Interest Coverage has ranged from 0.23 to 9.55. According to the industry distribution chart, PT Daya Intiguna Yasa Tbk ranks #369 out of 832 companies in the Retail - Cyclical industry, placing it in the top 44.4%.
Is PT Daya Intiguna Yasa Tbk's Interest Coverage too high?
PT Daya Intiguna Yasa Tbk's current Interest Coverage of 10.54 is 129% above median its 10-year median of 4.61. Over the past 10 years, this metric has ranged from a low of 0.23 to a high of 9.55. The Retail - Cyclical industry median Interest Coverage is 7.45. PT Daya Intiguna Yasa Tbk's value of 10.54 is 41.5% above this industry median. Based on the distribution chart, PT Daya Intiguna Yasa Tbk ranks #369 out of 832 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, PT Daya Intiguna Yasa Tbk has a GF Score™ of 13/100, reflecting its overall financial health beyond just this single metric.
How does PT Daya Intiguna Yasa Tbk's Interest Coverage compare to DDS and M?
According to the Retail - Cyclical industry distribution chart, PT Daya Intiguna Yasa Tbk ranks #369 out of 832 companies for Interest Coverage. This puts PT Daya Intiguna Yasa Tbk in the upper half of its industry. The industry median Interest Coverage is 7.45. PT Daya Intiguna Yasa Tbk's value of 10.54 is 41.5% above this benchmark. Historically, PT Daya Intiguna Yasa Tbk's own Interest Coverage has ranged from 0.23 to 9.55 over the past decade. While the company's 10-year median is 4.61 vs. the industry median of 7.45, PT Daya Intiguna Yasa Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.45, based on 832 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Daya Intiguna Yasa Tbk's current Interest Coverage of 10.54 is 41.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on PT Daya Intiguna Yasa Tbk and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Daya Intiguna Yasa Tbk's current Interest Coverage is 10.54, which is 129% above median its own 10-year median of 4.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Daya Intiguna Yasa Tbk stock overvalued right now?
PT Daya Intiguna Yasa Tbk (ISX:MDIY) has a current Interest Coverage of 10.54. The current Interest Coverage is 10.54, which is 129% above median its 10-year median of 4.61 and 41.5% above the Retail - Cyclical industry median of 7.45. PT Daya Intiguna Yasa Tbk's overall GF Score™ is 13/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For PT Daya Intiguna Yasa Tbk (ISX:MDIY), the current Interest Coverage is 10.54 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

PT Daya Intiguna Yasa Tbk Business Description

Address Jalan Jenderal Sudirman Kav. 48A, Gedung AIA Central Building, 30th Floor, Lantai 30, South Jakarta, IDN, 12930
PT Daya Intiguna Yasa Tbk is engaged as a retailer consists of household appliances, furniture, stationery, electronic, and sport equipment under brand MR DIY. The company's products categories includes Household Appliance, Furnishing, Hardware, Stationery & Sports Equipment, Jewellery and Cosmetics, Toys, Car Accessories, Electrical, Gifts, and Computer and Handphone Accessories. The company identifies its reportable segments based on geographical areas, namely Java and Non-Java.
13GF Score

Get the complete analysis for ISX:MDIY

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp965.00
Price