PT Surya Toto Indonesia TbkISX:TOTO 89 Interest Coverage is 13.94 as of Mar. 2026, which is 20% below its 10-year median of 17.32. GuruFocus rates ISX:TOTO with a GF Score™ of 89/100 and a GF Value™ of Rp244.99 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,351 Construction companies, PT Surya Toto Indonesia Tbk ranks better than 69.58% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. PT Surya Toto Indonesia Tbk's
Operating Income
for the
three
months ended in Mar. 2026 was Rp52,659 Mil. PT Surya Toto Indonesia Tbk's Interest Expense for the
three
months ended in Mar. 2026 was Rp-3,776 Mil.
PT Surya Toto Indonesia Tbk's interest coverage for the quarter that ended in Mar. 2026 was 13.94.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for PT Surya Toto Indonesia Tbk's Interest Coverage or its related term are showing as below:
ISX:TOTO'
s Interest Coverage Range Over the Past 10 Years
Min: 0.32 Med: 17.32 Max: 35.36
Current: 21.81
ISX:TOTO's Interest Coverage is ranked better than 69.58% of 1351
companies
in the Construction industry
Industry Median: 7.81
vs ISX:TOTO: 21.81
PT Surya Toto Indonesia Tbk (ISX:TOTO) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
PT Surya Toto Indonesia Tbk Interest Coverage Related Terms
PT Surya Toto Indonesia Tbk Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
PT Surya Toto Indonesia Tbk Interest Coverage Chart
ISX:TOTO vs TT, JCI, CARR: Interest Coverage Comparison
For the Building Products & Equipment subindustry, PT Surya Toto Indonesia Tbk's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Surya Toto Indonesia Tbk Interest Coverage vs Construction Industry
For the Construction industry and Industrials sector, PT Surya Toto Indonesia Tbk's Interest Coverage distribution charts can be found below:
* The bar in red indicates where PT Surya Toto Indonesia Tbk's Interest Coverage falls into.
PT Surya Toto Indonesia Tbk Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Surya Toto Indonesia Tbk (ISX:TOTO) has a Interest Coverage of 13.94 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on PT Surya Toto Indonesia Tbk and its competitors. This is 20% below median its historical median of 17.32. Over the past decade, PT Surya Toto Indonesia Tbk's Interest Coverage has ranged from 0.32 to 35.36. According to the industry distribution chart, PT Surya Toto Indonesia Tbk ranks #411 out of 1351 companies in the Construction industry, placing it in the top 30.4%.
Is PT Surya Toto Indonesia Tbk's Interest Coverage too high?
PT Surya Toto Indonesia Tbk's current Interest Coverage of 13.94 is 20% below median its 10-year median of 17.32. Over the past 10 years, this metric has ranged from a low of 0.32 to a high of 35.36. The Construction industry median Interest Coverage is 7.81. PT Surya Toto Indonesia Tbk's value of 13.94 is 78.5% above this industry median. Based on the distribution chart, PT Surya Toto Indonesia Tbk ranks #411 out of 1351 companies in the Construction industry, which is above the industry midpoint. Overall, PT Surya Toto Indonesia Tbk has a GF Score™ of 89/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PT Surya Toto Indonesia Tbk's Interest Coverage compare to TT and JCI?
According to the Construction industry distribution chart, PT Surya Toto Indonesia Tbk ranks #411 out of 1351 companies for Interest Coverage. This puts PT Surya Toto Indonesia Tbk in the upper half of its industry. The industry median Interest Coverage is 7.81. PT Surya Toto Indonesia Tbk's value of 13.94 is 78.5% above this benchmark. Historically, PT Surya Toto Indonesia Tbk's own Interest Coverage has ranged from 0.32 to 35.36 over the past decade. While the company's 10-year median is 17.32 vs. the industry median of 7.81, PT Surya Toto Indonesia Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Construction company?
The median Interest Coverage among Construction companies is 7.81, based on 1,351 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Surya Toto Indonesia Tbk's current Interest Coverage of 13.94 is 78.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on PT Surya Toto Indonesia Tbk and its competitors. For the Construction industry, the median Interest Coverage is 7.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Surya Toto Indonesia Tbk's current Interest Coverage is 13.94, which is 20% below median its own 10-year median of 17.32. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Surya Toto Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Surya Toto Indonesia Tbk (ISX:TOTO) is currently considered Fairly Valued. The stock's GF Value™ is Rp244.99, compared to a current price of Rp234.00 — trading 4.5% below its estimated fair value. The current Interest Coverage is 13.94, which is 20% below median its 10-year median of 17.32 and 78.5% above the Construction industry median of 7.81. PT Surya Toto Indonesia Tbk's overall GF Score™ is 89/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For PT Surya Toto Indonesia Tbk (ISX:TOTO), the current Interest Coverage is 13.94 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Surya Toto Indonesia Tbk (ISX:TOTO) Overvalued in 2026?
Based on GuruFocus' analysis, PT Surya Toto Indonesia Tbk stock appears to be undervalued.
The current stock price of Rp234.00 is trading 4.5% below its estimated GF Value™ of Rp244.99.
GuruFocus considers PT Surya Toto Indonesia Tbk to be Fairly Valued.
Key valuation signals for ISX:TOTO:
Interest Coverage: 13.94 (20% below median its 10-year median of 17.32)
GF Value™: Rp244.99 vs. price of Rp234.00 (4.5% below fair value)
Industry Position: 78.5% above the Construction median (#411 of 1351)
No single metric tells the full story. See the ISX:TOTO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Surya Toto Indonesia Tbk is an Indonesia-based company engaged in the manufacturing and sale of sanitary ware, fittings, kitchen systems, and other related activities. Its product offerings include closets, washbasins, faucets, showers, kitchen systems, wardrobes, and other related products, marketed under the TOTO brand. The company's operating segments are based on its product categories and include Sanitary, which derives maximum revenue, Fittings, Kitchen systems, and Electrical appliances and accessories. Geographically, it generates maximum revenue from the domestic market and also exports its products to other countries.
89GF Score
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