PT Asuransi Digital Bersama Tbk (ISX:YOII) Interest Coverage: 0 (At Loss) (As of . 20)


What is PT Asuransi Digital Bersama Tbk Interest Coverage?

PT Asuransi Digital Bersama Tbk ISX:YOII Interest Coverage is 0 (At Loss) as of . 20. The stock has 1 warning sign investors should review. Among 352 Insurance companies, PT Asuransi Digital Bersama Tbk ranks worse than 284090.63% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's EBIT by its Interest Expense. PT Asuransi Digital Bersama Tbk's EBIT for the six months ended in . 20 was Rp0.00 Mil. PT Asuransi Digital Bersama Tbk's Interest Expense for the six months ended in . 20 was Rp0.00 Mil. did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is.

(1) Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

The historical rank and industry rank for PT Asuransi Digital Bersama Tbk's Interest Coverage or its related term are showing as below:


ISX:YOII's Interest Coverage is not ranked *
in the Insurance industry.
Industry Median: 16.245
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

PT Asuransi Digital Bersama Tbk  (ISX:YOII) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .

PT Asuransi Digital Bersama Tbk Interest Coverage Related Terms

PT Asuransi Digital Bersama Tbk Interest Coverage Historical Data

* Premium members only.

The historical data trend for PT Asuransi Digital Bersama Tbk's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

PT Asuransi Digital Bersama Tbk Interest Coverage Chart

PT Asuransi Digital Bersama Tbk Annual Data
Trend
Interest Coverage

PT Asuransi Digital Bersama Tbk Semi-Annual Data
Interest Coverage

ISX:YOII vs BRK.A, AIG, HIG: Interest Coverage Comparison

For the Insurance - Diversified subindustry, PT Asuransi Digital Bersama Tbk's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

PT Asuransi Digital Bersama Tbk Interest Coverage vs Insurance Industry

For the Insurance industry and Financial Services sector, PT Asuransi Digital Bersama Tbk's Interest Coverage distribution charts can be found below:

* The bar in red indicates where PT Asuransi Digital Bersama Tbk's Interest Coverage falls into.


PT Asuransi Digital Bersama Tbk Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and EBIT is positive, then

Interest Coverage=-1* EBIT /Interest Expense

Else if Interest Expense is negative and EBIT is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

PT Asuransi Digital Bersama Tbk's Interest Coverage for the fiscal year that ended in . 20 is calculated as

Here, for the fiscal year that ended in . 20, PT Asuransi Digital Bersama Tbk's Interest Expense was Rp0.00 Mil. Its EBIT was Rp0.00 Mil. And its Long-Term Debt & Capital Lease Obligation was Rp0.00 Mil.

PT Asuransi Digital Bersama Tbk had no debt (1).

PT Asuransi Digital Bersama Tbk's Interest Coverage for the quarter that ended in . 20 is calculated as

Here, for the six months ended in . 20, PT Asuransi Digital Bersama Tbk's Interest Expense was Rp0.00 Mil. Its EBIT was Rp0.00 Mil. And its Long-Term Debt & Capital Lease Obligation was Rp0.00 Mil.

PT Asuransi Digital Bersama Tbk had no debt (1).

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0 (At Loss) mean?
PT Asuransi Digital Bersama Tbk (ISX:YOII) has a Interest Coverage of 0 (At Loss) as of . 20. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on PT Asuransi Digital Bersama Tbk and its competitors. According to the industry distribution chart, PT Asuransi Digital Bersama Tbk ranks #999999 out of 352 companies in the Insurance industry.
Is PT Asuransi Digital Bersama Tbk's Interest Coverage too high?
PT Asuransi Digital Bersama Tbk's current Interest Coverage is 0 (At Loss). Based on the distribution chart, PT Asuransi Digital Bersama Tbk ranks #999999 out of 352 companies in the Insurance industry, which is in the bottom quartile relative to peers.
How does PT Asuransi Digital Bersama Tbk's Interest Coverage compare to BRK.A and AIG?
According to the Insurance industry distribution chart, PT Asuransi Digital Bersama Tbk ranks #999999 out of 352 companies for Interest Coverage. This places PT Asuransi Digital Bersama Tbk in the lower half of its industry. The industry median Interest Coverage is 16.25. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 16.25, based on 352 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on PT Asuransi Digital Bersama Tbk and its competitors. For the Insurance industry, the median Interest Coverage is 16.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Asuransi Digital Bersama Tbk's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Asuransi Digital Bersama Tbk stock overvalued right now?
PT Asuransi Digital Bersama Tbk (ISX:YOII) has a current Interest Coverage of 0 (At Loss). The current Interest Coverage is 0 (At Loss). Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For PT Asuransi Digital Bersama Tbk (ISX:YOII), the current Interest Coverage is 0 (At Loss) as of . 20. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

PT Asuransi Digital Bersama Tbk Business Description

Address Jalan Kyai Haji Wahid Hasyim, Tamansari Parama Lantai 9, Kav. 84-88 RT.015 RW.006, Kel. Kebon Sirih, Kec. Menteng, Kota Administrasi, Jakarta, IDN, 10340
PT Asuransi Digital Bersama Tbk is a General Insurance Company. The Company has several products, namely, Personal Accident Insurance, Credit Insurance, Miscellaneous Insurance, Auto Vehicle Insurance, Transportation Insurance, Fire Insurance, Cash in Safe Insurance and Cash in Transit Insurance. Miscellaneous Insurance earns majority of the revenue.