JD Health InternationalJDHIF 90 Interest Coverage is 253.70 as of Dec. 2025, which is 41% above its 10-year median of 180.46. GuruFocus rates JDHIF with a GF Score™ of 90/100 and a GF Value™ of $10.42. The stock has 1 warning sign investors should review. Among 452 Healthcare Providers & Services companies, JD Health International ranks better than 89.82% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. JD Health International's
Operating Income
for the
six
months ended in Dec. 2025 was $250 Mil. JD Health International's Interest Expense for the
six
months ended in Dec. 2025 was $-1 Mil.
JD Health International's interest coverage for the quarter that ended in Dec. 2025 was 253.70.
The higher the ratio, the stronger the company's financial strength is.
Good Sign:
Ben Graham prefers companies' interest coverage to be at least 5. JD Health International Inc has enough cash to cover all of its debt. Its financial situation is stable.
The historical rank and industry rank for JD Health International's Interest Coverage or its related term are showing as below:
JDHIF'
s Interest Coverage Range Over the Past 10 Years
Min: 12.21 Med: 180.46 Max: 3130.85
Current: 354.41
JDHIF's Interest Coverage is ranked better than 89.82% of 452
companies
in the Healthcare Providers & Services industry
Industry Median: 7.99
vs JDHIF: 354.41
JD Health International (OTCPK:JDHIF) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
JD Health International Interest Coverage Related Terms
JD Health International Interest Coverage Historical Data
* Premium members only.
The historical data trend for JD Health International's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
JD Health International Interest Coverage Competitor Comparison
For the Pharmaceutical Retailers subindustry, JD Health International's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
JD Health International Interest Coverage vs Healthcare Providers & Services Industry
For the Healthcare Providers & Services industry and Healthcare sector, JD Health International's Interest Coverage distribution charts can be found below:
* The bar in red indicates where JD Health International's Interest Coverage falls into.
JD Health International Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
JD Health International (JDHIF) has a Interest Coverage of 253.70 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on JD Health International and its competitors. This is 41% above median its historical median of 180.46. Over the past decade, JD Health International's Interest Coverage has ranged from 12.21 to 3,130.85. According to the industry distribution chart, JD Health International ranks #46 out of 452 companies in the Healthcare Providers & Services industry, placing it in the top 10.2%.
Is JD Health International's Interest Coverage too high?
JD Health International's current Interest Coverage of 253.70 is 41% above median its 10-year median of 180.46. Over the past 10 years, this metric has ranged from a low of 12.21 to a high of 3,130.85. The Healthcare Providers & Services industry median Interest Coverage is 7.99. JD Health International's value of 253.70 is 3075.2% above this industry median. Based on the distribution chart, JD Health International ranks #46 out of 452 companies in the Healthcare Providers & Services industry, which is in the top quartile — a strong position relative to peers. Overall, JD Health International has a GF Score™ of 90/100, reflecting its overall financial health beyond just this single metric.
How does JD Health International's Interest Coverage compare to competitors?
According to the Healthcare Providers & Services industry distribution chart, JD Health International ranks #46 out of 452 companies for Interest Coverage. This places JD Health International in the top 10% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 7.99. JD Health International's value of 253.70 is 3075.2% above this benchmark. Historically, JD Health International's own Interest Coverage has ranged from 12.21 to 3,130.85 over the past decade. While the company's 10-year median is 180.46 vs. the industry median of 7.99, JD Health International has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Healthcare Providers & Services company?
The median Interest Coverage among Healthcare Providers & Services companies is 7.99, based on 452 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. JD Health International's current Interest Coverage of 253.70 is 3075.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on JD Health International and its competitors. For the Healthcare Providers & Services industry, the median Interest Coverage is 7.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. JD Health International's current Interest Coverage is 253.70, which is 41% above median its own 10-year median of 180.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is JD Health International stock overvalued right now?
JD Health International (JDHIF) has a current Interest Coverage of 253.70. The stock's GF Value™ is $10.42, compared to a current price of $5.85 — trading 43.9% below its estimated fair value. The current Interest Coverage is 253.70, which is 41% above median its 10-year median of 180.46 and 3075.2% above the Healthcare Providers & Services industry median of 7.99. JD Health International's overall GF Score™ is 90/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For JD Health International (JDHIF), the current Interest Coverage is 253.70 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is JD Health International (JDHIF) Overvalued in 2026?
Based on GuruFocus' analysis, JD Health International stock appears to be undervalued.
The current stock price of $5.85 is trading 43.9% below its estimated GF Value™ of $10.42.
Key valuation signals for JDHIF:
Interest Coverage: 253.70 (41% above median its 10-year median of 180.46)
GF Value™: $10.42 vs. price of $5.85 (43.9% below fair value)
Industry Position: 3075.2% above the Healthcare Providers & Services median (#46 of 452)
No single metric tells the full story. See the JDHIF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
JD Health is the largest healthcare e-commerce platform in China in terms of revenue. The company offers pharmaceutical drugs and healthcare products on its platform, both as a marketplace that connects merchants to consumers and as a first-party, or 1P, direct retailer. It also offers online consultation from real life doctors and separately partners with offline pharmacies that can provide location-based 24/7 delivery as part of an omnichannel initiative to complement its core e-commerce business. Its closest competitors are Alibaba Health and Meituan for its e-commerce business. As of Dec. 31, 2024, the platform has over 200 million active annual users and over 70,000 merchants. JD Health is 67.49% owned by its parent company, JD.com.
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