Advtech (JSE:ADH) Interest Coverage: 0 (At Loss) (As of Dec. 2025)


JSE:ADH Advtech Ltd JSE:ADH
81 GF Score
Price R47.52
GF Value R35.42
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Advtech Interest Coverage?

Advtech JSE:ADH +3.08% 81 Interest Coverage is 0 (At Loss) as of Dec. 2025. GuruFocus rates JSE:ADH with a GF Score™ of 81/100 and a GF Value™ of R35.42 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 195 Education companies, Advtech ranks worse than 512820% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Advtech's Operating Income for the six months ended in Dec. 2025 was R0 Mil. Advtech's Interest Expense for the six months ended in Dec. 2025 was R-100 Mil. did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Advtech's Interest Coverage or its related term are showing as below:


JSE:ADH's Interest Coverage is not ranked *
in the Education industry.
Industry Median: 12.93
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Advtech  (JSE:ADH) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Advtech Interest Coverage Related Terms


Advtech Interest Coverage Historical Data

* Premium members only.

The historical data trend for Advtech's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Advtech Interest Coverage Chart

Advtech Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.36 8.92 8.45 8.46 10.40

Advtech Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

JSE:ADH vs EDU, TAL, LAUR: Interest Coverage Comparison

For the Education & Training Services subindustry, Advtech's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Advtech Interest Coverage vs Education Industry

For the Education industry and Consumer Defensive sector, Advtech's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Advtech's Interest Coverage falls into.


JSE:ADH
81GF Score
Advtech Ltd JSE:ADH
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Advtech Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Advtech's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Advtech's Interest Expense was R-208 Mil. Its Operating Income was R2,162 Mil. And its Long-Term Debt & Capital Lease Obligation was R1,177 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*2162.21/-207.9
=10.40

Advtech's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, Advtech's Interest Expense was R-100 Mil. Its Operating Income was R0 Mil. And its Long-Term Debt & Capital Lease Obligation was R1,177 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0 (At Loss) mean?
Advtech (JSE:ADH) has a Interest Coverage of 0 (At Loss) as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Advtech and its competitors. According to the industry distribution chart, Advtech ranks #999999 out of 195 companies in the Education industry.
Is Advtech's Interest Coverage too high?
Advtech's current Interest Coverage is 0 (At Loss). Based on the distribution chart, Advtech ranks #999999 out of 195 companies in the Education industry, which is in the bottom quartile relative to peers. Overall, Advtech has a GF Score™ of 81/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Advtech's Interest Coverage compare to EDU and TAL?
According to the Education industry distribution chart, Advtech ranks #999999 out of 195 companies for Interest Coverage. This places Advtech in the lower half of its industry. The industry median Interest Coverage is 12.93. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Education company?
The median Interest Coverage among Education companies is 12.93, based on 195 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Advtech and its competitors. For the Education industry, the median Interest Coverage is 12.93 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Advtech's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Advtech stock overvalued right now?
Based on GuruFocus' analysis, Advtech (JSE:ADH) is currently considered Significantly Overvalued. The stock's GF Value™ is R35.42, compared to a current price of R47.52 — trading 34.2% above its estimated fair value. The current Interest Coverage is 0 (At Loss). Advtech's overall GF Score™ is 81/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Advtech (JSE:ADH), the current Interest Coverage is 0 (At Loss) as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Advtech (JSE:ADH) Overvalued in 2026?

Based on GuruFocus' analysis, Advtech stock appears to be overvalued. The current stock price of R47.52 is trading 34.2% above its estimated GF Value™ of R35.42. GuruFocus considers Advtech to be Significantly Overvalued.

Key valuation signals for JSE:ADH:

  • Interest Coverage: 0 (At Loss)
  • GF Value™: R35.42 vs. price of R47.52 (34.2% above fair value)
  • GF Score™: 81/100 with 4 warning signs

No single metric tells the full story. See the JSE:ADH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Advtech Business Description

Address 54 Wierda Road West, ADvTECH House, Inanda Greens Office Park, Building 7, Wierda Valley, Sandton, Johannesburg, GT, ZAF, 2196
Advtech Ltd is a South Africa-based company engaged in education and training services. The company has three primary business segments, Schools, Tertiary, and Resourcing. The Schools segment offers pre-primary, primary, and secondary educations services. The Tertiary segment provides diploma, degree, and post-graduate services. The Resourcing segment provides permanent, temporary, and contract staffing solutions. These staffing positions are in several areas such as information technology, network finance, accounting and finance, engineering, and advertising.
81GF Score

Get the complete analysis for JSE:ADH

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R47.52
Price
R35.42
GF Value