ItaltileJSE:ITE +5.15%78 Interest Coverage is 23.49 as of Dec. 2025, which is 35% below its 10-year median of 35.91. GuruFocus rates JSE:ITE with a GF Score™ of 78/100 and a GF Value™ of R12.02 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 824 Retail - Cyclical companies, Italtile ranks better than 74.64% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Italtile's
Operating Income
for the
six
months ended in Dec. 2025 was R1,010 Mil. Italtile's Interest Expense for the
six
months ended in Dec. 2025 was R-43 Mil.
Italtile's interest coverage for the quarter that ended in Dec. 2025 was 23.49.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Italtile's Interest Coverage or its related term are showing as below:
JSE:ITE'
s Interest Coverage Range Over the Past 10 Years
Min: 16.67 Med: 35.91 Max: 1048
Current: 24.57
JSE:ITE's Interest Coverage is ranked better than 74.64% of 824
companies
in the Retail - Cyclical industry
Industry Median: 7.94
vs JSE:ITE: 24.57
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Italtile Interest Coverage Related Terms
Italtile Interest Coverage Historical Data
* Premium members only.
The historical data trend for Italtile's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
JSE:ITE vs HD, LOW, FND: Interest Coverage Comparison
For the Home Improvement Retail subindustry, Italtile's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Italtile Interest Coverage vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Italtile's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Italtile's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Italtile (JSE:ITE) has a Interest Coverage of 23.49 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Italtile and its competitors. This is 35% below median its historical median of 35.91. Over the past decade, Italtile's Interest Coverage has ranged from 16.67 to 1,048.00. According to the industry distribution chart, Italtile ranks #209 out of 824 companies in the Retail - Cyclical industry, placing it in the top 25.4%.
Is Italtile's Interest Coverage too high?
Italtile's current Interest Coverage of 23.49 is 35% below median its 10-year median of 35.91. Over the past 10 years, this metric has ranged from a low of 16.67 to a high of 1,048.00. The Retail - Cyclical industry median Interest Coverage is 7.94. Italtile's value of 23.49 is 195.8% above this industry median. Based on the distribution chart, Italtile ranks #209 out of 824 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, Italtile has a GF Score™ of 78/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Italtile's Interest Coverage compare to HD and LOW?
According to the Retail - Cyclical industry distribution chart, Italtile ranks #209 out of 824 companies for Interest Coverage. This puts Italtile in the upper half of its industry. The industry median Interest Coverage is 7.94. Italtile's value of 23.49 is 195.8% above this benchmark. Historically, Italtile's own Interest Coverage has ranged from 16.67 to 1,048.00 over the past decade. While the company's 10-year median is 35.91 vs. the industry median of 7.94, Italtile has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.94, based on 824 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Italtile's current Interest Coverage of 23.49 is 195.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Italtile and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.94 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Italtile's current Interest Coverage is 23.49, which is 35% below median its own 10-year median of 35.91. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Italtile stock overvalued right now?
Based on GuruFocus' analysis, Italtile (JSE:ITE) is currently considered Modestly Undervalued. The stock's GF Value™ is R12.02, compared to a current price of R9.40 — trading 21.8% below its estimated fair value. The current Interest Coverage is 23.49, which is 35% below median its 10-year median of 35.91 and 195.8% above the Retail - Cyclical industry median of 7.94. Italtile's overall GF Score™ is 78/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Italtile (JSE:ITE), the current Interest Coverage is 23.49 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Italtile (JSE:ITE) Overvalued in 2026?
Based on GuruFocus' analysis, Italtile stock appears to be undervalued.
The current stock price of R9.40 is trading 21.8% below its estimated GF Value™ of R12.02.
GuruFocus considers Italtile to be Modestly Undervalued.
Key valuation signals for JSE:ITE:
Interest Coverage: 23.49 (35% below median its 10-year median of 35.91)
GF Value™: R12.02 vs. price of R9.40 (21.8% below fair value)
Industry Position: 195.8% above the Retail - Cyclical median (#209 of 824)
No single metric tells the full story. See the JSE:ITE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Italtile Ltd is a South Africa-based retailer of imported and local ceramic tiles, bathroom accessories, and related products. Its core business segments into five areas: retail, franchising, properties, manufacturing, and supply and support services. The company's four brands - Italtile, CTM, topT, and U-Light -provide tiles, bath fixtures, home finishing products, lighting, and other accessories. Its manufacturing includes the production of tiles, sanitaryware, baths, adhesive and related products. Italtile derives the majority of its pretax profit from South Africa, predominantly from its retail segment and secondarily from its manufacturing operations.
78GF Score
Get the complete analysis for JSE:ITE
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
JSE:ITE has been successfully added to your 
