Interloop (KAR:ILP) Interest Coverage: 3.84 (As of Mar. 2026) — 99% Below Median


KAR:ILP Interloop Ltd KAR:ILP
93 GF Score
Price ₨99.58
GF Value ₨87.75
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Interloop Interest Coverage?

Interloop KAR:ILP 93 Interest Coverage is 3.84 as of Mar. 2026, which is 99% below its 10-year median of 361.29. GuruFocus rates KAR:ILP with a GF Score™ of 93/100 and a GF Value™ of ₨87.75 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 742 Manufacturing - Apparel & Accessories companies, Interloop ranks worse than 134770.75% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Interloop's Operating Income for the three months ended in Mar. 2026 was ₨5,546 Mil. Interloop's Interest Expense for the three months ended in Mar. 2026 was ₨-1,444 Mil. Interloop's interest coverage for the quarter that ended in Mar. 2026 was 3.84. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Interloop's Interest Coverage or its related term are showing as below:


KAR:ILP's Interest Coverage is not ranked *
in the Manufacturing - Apparel & Accessories industry.
Industry Median: 5.435
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Interloop  (KAR:ILP) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Interloop Interest Coverage Related Terms


Interloop Interest Coverage Historical Data

* Premium members only.

The historical data trend for Interloop's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Interloop Interest Coverage Chart

Interloop Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 404.54 466.70 636.96 436.40 282.19

Interloop Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.06 0.00 3.25 3.70 3.84

Interloop Interest Coverage Competitor Comparison

For the Textile Manufacturing subindustry, Interloop's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Interloop Interest Coverage vs Manufacturing - Apparel & Accessories Industry

For the Manufacturing - Apparel & Accessories industry and Consumer Cyclical sector, Interloop's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Interloop's Interest Coverage falls into.


KAR:ILP
93GF Score
Interloop Ltd KAR:ILP
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Interloop Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interloop's Interest Coverage for the fiscal year that ended in Jun. 2025 is calculated as

Here, for the fiscal year that ended in Jun. 2025, Interloop's Interest Expense was ₨-65 Mil. Its Operating Income was ₨18,271 Mil. And its Long-Term Debt & Capital Lease Obligation was ₨28,906 Mil.

Interest Coverage=-1* Operating Income (A: Jun. 2025 )/Interest Expense (A: Jun. 2025 )
=-1*18271.064/-64.748
=282.19

Interloop's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Interloop's Interest Expense was ₨-1,444 Mil. Its Operating Income was ₨5,546 Mil. And its Long-Term Debt & Capital Lease Obligation was ₨23,251 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*5545.773/-1443.629
=3.84

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 3.84 mean?
Interloop (KAR:ILP) has a Interest Coverage of 3.84 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Interloop and its competitors. This is 99% below median its historical median of 361.29. Over the past decade, Interloop's Interest Coverage has ranged from 8.95 to 636.96. According to the industry distribution chart, Interloop ranks #999999 out of 742 companies in the Manufacturing - Apparel & Accessories industry.
Is Interloop's Interest Coverage too high?
Interloop's current Interest Coverage of 3.84 is 99% below median its 10-year median of 361.29. Over the past 10 years, this metric has ranged from a low of 8.95 to a high of 636.96. The Manufacturing - Apparel & Accessories industry median Interest Coverage is 5.44. Interloop's value of 3.84 is 29.3% below this industry median. Based on the distribution chart, Interloop ranks #999999 out of 742 companies in the Manufacturing - Apparel & Accessories industry, which is in the bottom quartile relative to peers. Overall, Interloop has a GF Score™ of 93/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Interloop's Interest Coverage compare to competitors?
According to the Manufacturing - Apparel & Accessories industry distribution chart, Interloop ranks #999999 out of 742 companies for Interest Coverage. This places Interloop in the lower half of its industry. The industry median Interest Coverage is 5.44. Interloop's value of 3.84 is 29.3% below this benchmark. Historically, Interloop's own Interest Coverage has ranged from 8.95 to 636.96 over the past decade. While the company's 10-year median is 361.29 vs. the industry median of 5.44, Interloop has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Manufacturing - Apparel & Accessories company?
The median Interest Coverage among Manufacturing - Apparel & Accessories companies is 5.44, based on 742 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Interloop's current Interest Coverage of 3.84 is 29.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Interloop and its competitors. For the Manufacturing - Apparel & Accessories industry, the median Interest Coverage is 5.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Interloop's current Interest Coverage is 3.84, which is 99% below median its own 10-year median of 361.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Interloop stock overvalued right now?
Based on GuruFocus' analysis, Interloop (KAR:ILP) is currently considered Modestly Overvalued. The stock's GF Value™ is ₨87.75, compared to a current price of ₨99.58 — trading 13.5% above its estimated fair value. The current Interest Coverage is 3.84, which is 99% below median its 10-year median of 361.29 and 29.3% below the Manufacturing - Apparel & Accessories industry median of 5.44. Interloop's overall GF Score™ is 93/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Interloop (KAR:ILP), the current Interest Coverage is 3.84 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Interloop (KAR:ILP) Overvalued in 2026?

Based on GuruFocus' analysis, Interloop stock appears to be overvalued. The current stock price of ₨99.58 is trading 13.5% above its estimated GF Value™ of ₨87.75. GuruFocus considers Interloop to be Modestly Overvalued.

Key valuation signals for KAR:ILP:

  • Interest Coverage: 3.84 (99% below median its 10-year median of 361.29)
  • GF Value™: ₨87.75 vs. price of ₨99.58 (13.5% above fair value)
  • GF Score™: 93/100 with 7 warning signs
  • Industry Position: 29.3% below the Manufacturing - Apparel & Accessories median (#999999 of 742)

No single metric tells the full story. See the KAR:ILP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Interloop Business Description

Address 1-KM, Khurrianwala - Jaranwala Road, Khurrianwala, Faisalabad, PAK
Interloop Ltd is a vertically integrated multi-category Full Family Clothing, manufacturing Hosiery, Denim, Knitted Apparel and Seamless Active wear, for top international brands and retailers, besides producing yarns for a range of textile customers. Its segment comprises of Hosiery- a segment which engages in the sale of socks and tights; Spinning segment which relates to the sale of yarn; Denim segment; Energy segment; Apparel and Others.
93GF Score

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Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨99.58
Price
₨87.75
GF Value