KGFHF (Kingfisher) Interest Coverage: 1.39 (As of Jan. 2026) — 71% Below Median


KGFHF Kingfisher PLC KGFHF
76 GF Score
Price $3.92
GF Value $3.83
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is Kingfisher Interest Coverage?

Kingfisher KGFHF 76 Interest Coverage is 1.39 as of Jan. 2026, which is 71% below its 10-year median of 4.75. GuruFocus rates KGFHF with a GF Score™ of 76/100 and a GF Value™ of $3.83 (Fairly Valued). The stock has 3 warning signs investors should review. Among 828 Retail - Cyclical companies, Kingfisher ranks worse than 67.51% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Kingfisher's Operating Income for the six months ended in Jan. 2026 was $116 Mil. Kingfisher's Interest Expense for the six months ended in Jan. 2026 was $-84 Mil. Kingfisher's interest coverage for the quarter that ended in Jan. 2026 was 1.39. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Kingfisher's Interest Coverage or its related term are showing as below:

KGFHF' s Interest Coverage Range Over the Past 10 Years
Min: 3.2   Med: 4.75   Max: 36.56
Current: 4.01


KGFHF's Interest Coverage is ranked worse than
67.51% of 828 companies
in the Retail - Cyclical industry
Industry Median: 7.915 vs KGFHF: 4.01

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Kingfisher  (OTCPK:KGFHF) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Kingfisher Interest Coverage Related Terms


Kingfisher Interest Coverage Historical Data

* Premium members only.

The historical data trend for Kingfisher's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Kingfisher Interest Coverage Chart

Kingfisher Annual Data
Trend Jan17 Jan18 Jan19 Jan20 Jan21 Jan22 Jan23 Jan24 Jan25 Jan26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.70 5.57 4.37 3.20 4.01

Kingfisher Semi-Annual Data
Jul16 Jan17 Jul17 Jan18 Jul18 Jan19 Jul19 Jan20 Jul20 Jan21 Jul21 Jan22 Jul22 Jan23 Jul23 Jan24 Jul24 Jan25 Jul25 Jan26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.03 5.63 0.69 6.63 1.39

KGFHF vs HD, LOW, FND: Interest Coverage Comparison

For the Home Improvement Retail subindustry, Kingfisher's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Kingfisher Interest Coverage vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Kingfisher's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Kingfisher's Interest Coverage falls into.


KGFHF
76GF Score
Kingfisher PLC KGFHF
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Kingfisher Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Kingfisher's Interest Coverage for the fiscal year that ended in Jan. 2026 is calculated as

Here, for the fiscal year that ended in Jan. 2026, Kingfisher's Interest Expense was $-168 Mil. Its Operating Income was $673 Mil. And its Long-Term Debt & Capital Lease Obligation was $2,689 Mil.

Interest Coverage=-1* Operating Income (A: Jan. 2026 )/Interest Expense (A: Jan. 2026 )
=-1*672.53/-167.794
=4.01

Kingfisher's Interest Coverage for the quarter that ended in Jan. 2026 is calculated as

Here, for the six months ended in Jan. 2026, Kingfisher's Interest Expense was $-84 Mil. Its Operating Income was $116 Mil. And its Long-Term Debt & Capital Lease Obligation was $2,689 Mil.

Interest Coverage=-1* Operating Income (Q: Jan. 2026 )/Interest Expense (Q: Jan. 2026 )
=-1*116.373/-83.897
=1.39

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 1.39 mean?
Kingfisher (KGFHF) has a Interest Coverage of 1.39 as of Jan. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Kingfisher and its competitors. This is 71% below median its historical median of 4.75. Over the past decade, Kingfisher's Interest Coverage has ranged from 3.20 to 36.56. According to the industry distribution chart, Kingfisher ranks #559 out of 828 companies in the Retail - Cyclical industry, placing it in the top 67.5%.
Is Kingfisher's Interest Coverage too high?
Kingfisher's current Interest Coverage of 1.39 is 71% below median its 10-year median of 4.75. Over the past 10 years, this metric has ranged from a low of 3.20 to a high of 36.56. The Retail - Cyclical industry median Interest Coverage is 7.92. Kingfisher's value of 1.39 is 82.4% below this industry median. Based on the distribution chart, Kingfisher ranks #559 out of 828 companies in the Retail - Cyclical industry, which is below the industry midpoint. Overall, Kingfisher has a GF Score™ of 76/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Kingfisher's Interest Coverage compare to HD and LOW?
According to the Retail - Cyclical industry distribution chart, Kingfisher ranks #559 out of 828 companies for Interest Coverage. This places Kingfisher in the lower half of its industry. The industry median Interest Coverage is 7.92. Kingfisher's value of 1.39 is 82.4% below this benchmark. Historically, Kingfisher's own Interest Coverage has ranged from 3.20 to 36.56 over the past decade. While the company's 10-year median is 4.75 vs. the industry median of 7.92, Kingfisher has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.92, based on 828 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Kingfisher's current Interest Coverage of 1.39 is 82.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Kingfisher and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.92 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kingfisher's current Interest Coverage is 1.39, which is 71% below median its own 10-year median of 4.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kingfisher stock overvalued right now?
Based on GuruFocus' analysis, Kingfisher (KGFHF) is currently considered Fairly Valued. The stock's GF Value™ is $3.83, compared to a current price of $3.92 — trading 2.3% above its estimated fair value. The current Interest Coverage is 1.39, which is 71% below median its 10-year median of 4.75 and 82.4% below the Retail - Cyclical industry median of 7.92. Kingfisher's overall GF Score™ is 76/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Kingfisher (KGFHF), the current Interest Coverage is 1.39 as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Kingfisher (KGFHF) Overvalued in 2026?

Based on GuruFocus' analysis, Kingfisher stock appears to be overvalued. The current stock price of $3.92 is trading 2.3% above its estimated GF Value™ of $3.83. GuruFocus considers Kingfisher to be Fairly Valued.

Key valuation signals for KGFHF:

  • Interest Coverage: 1.39 (71% below median its 10-year median of 4.75)
  • GF Value™: $3.83 vs. price of $3.92 (2.3% above fair value)
  • GF Score™: 76/100 with 3 warning signs
  • Industry Position: 82.4% below the Retail - Cyclical median (#559 of 828)

No single metric tells the full story. See the KGFHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Kingfisher Business Description

Address 1 Paddington Square, London, GBR, W2 1GG
Kingfisher is a home improvement company with over 1,900 stores in seven countries across Europe under retail banners including B&Q, Castorama, Brico Dépôt, Screwfix, TradePoint, and Koçtas. It is the second-largest do-it-yourself retailer in Europe, with a leading position in the UK and a number-two position in France, which together account for 81% of sales.
76GF Score

Get the complete analysis for KGFHF

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$3.92
Price
$3.83
GF Value