LKFLF (Luk Fook Holdings (International)) Interest Coverage: 27.54 (As of Sep. 2025) — 56% Below Median


LKFLF Luk Fook Holdings (International) Ltd LKFLF
90 GF Score
Price $2.95
GF Value $3.42
Valuation Modestly Undervalued
View Full Analysis

What is Luk Fook Holdings (International) Interest Coverage?

Luk Fook Holdings (International) LKFLF +10.28% 90 Interest Coverage is 27.54 as of Sep. 2025, which is 56% below its 10-year median of 63.29. GuruFocus rates LKFLF with a GF Scoreâ„¢ of 90/100 and a GF Valueâ„¢ of $3.42 (Modestly Undervalued). Among 824 Retail - Cyclical companies, Luk Fook Holdings (International) ranks better than 80.58% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Luk Fook Holdings (International)'s Operating Income for the six months ended in Sep. 2025 was $146 Mil. Luk Fook Holdings (International)'s Interest Expense for the six months ended in Sep. 2025 was $-5 Mil. Luk Fook Holdings (International)'s interest coverage for the quarter that ended in Sep. 2025 was 27.54. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Luk Fook Holdings (International)'s Interest Coverage or its related term are showing as below:

LKFLF' s Interest Coverage Range Over the Past 10 Years
Min: 20.52   Med: 63.29   Max: 251.29
Current: 39.14


LKFLF's Interest Coverage is ranked better than
80.58% of 824 companies
in the Retail - Cyclical industry
Industry Median: 7.94 vs LKFLF: 39.14

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Luk Fook Holdings (International)  (OTCPK:LKFLF) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Luk Fook Holdings (International) Interest Coverage Related Terms


Luk Fook Holdings (International) Interest Coverage Historical Data

* Premium members only.

The historical data trend for Luk Fook Holdings (International)'s Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Luk Fook Holdings (International) Interest Coverage Chart

Luk Fook Holdings (International) Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 71.10 73.58 33.61 31.75 39.14

Luk Fook Holdings (International) Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 22.02 23.28 39.33 27.54 49.39

LKFLF vs TPR: Interest Coverage Comparison

For the Luxury Goods subindustry, Luk Fook Holdings (International)'s Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Luk Fook Holdings (International) Interest Coverage vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Luk Fook Holdings (International)'s Interest Coverage distribution charts can be found below:

* The bar in red indicates where Luk Fook Holdings (International)'s Interest Coverage falls into.


LKFLF
90GF Score
Luk Fook Holdings (International) Ltd LKFLF
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Luk Fook Holdings (International) Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Luk Fook Holdings (International)'s Interest Coverage for the fiscal year that ended in Mar. 2025 is calculated as

Here, for the fiscal year that ended in Mar. 2025, Luk Fook Holdings (International)'s Interest Expense was $-8 Mil. Its Operating Income was $241 Mil. And its Long-Term Debt & Capital Lease Obligation was $36 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2025 )/Interest Expense (A: Mar. 2025 )
=-1*241.498/-7.606
=31.75

Luk Fook Holdings (International)'s Interest Coverage for the quarter that ended in Sep. 2025 is calculated as

Here, for the six months ended in Sep. 2025, Luk Fook Holdings (International)'s Interest Expense was $-5 Mil. Its Operating Income was $146 Mil. And its Long-Term Debt & Capital Lease Obligation was $39 Mil.

Interest Coverage=-1* Operating Income (Q: Sep. 2025 )/Interest Expense (Q: Sep. 2025 )
=-1*145.893/-5.297
=27.54

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 27.54 mean?
Luk Fook Holdings (International) (LKFLF) has a Interest Coverage of 27.54 as of Sep. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Luk Fook Holdings (International) and its competitors. This is 56% below median its historical median of 63.29. Over the past decade, Luk Fook Holdings (International)'s Interest Coverage has ranged from 20.52 to 251.29. According to the industry distribution chart, Luk Fook Holdings (International) ranks #160 out of 824 companies in the Retail - Cyclical industry, placing it in the top 19.4%.
Is Luk Fook Holdings (International)'s Interest Coverage too high?
Luk Fook Holdings (International)'s current Interest Coverage of 27.54 is 56% below median its 10-year median of 63.29. Over the past 10 years, this metric has ranged from a low of 20.52 to a high of 251.29. The Retail - Cyclical industry median Interest Coverage is 7.94. Luk Fook Holdings (International)'s value of 27.54 is 246.9% above this industry median. Based on the distribution chart, Luk Fook Holdings (International) ranks #160 out of 824 companies in the Retail - Cyclical industry, which is in the top quartile — a strong position relative to peers. Overall, Luk Fook Holdings (International) has a GF Score™ of 90/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Luk Fook Holdings (International)'s Interest Coverage compare to TPR?
According to the Retail - Cyclical industry distribution chart, Luk Fook Holdings (International) ranks #160 out of 824 companies for Interest Coverage. This places Luk Fook Holdings (International) in the top 19% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 7.94. Luk Fook Holdings (International)'s value of 27.54 is 246.9% above this benchmark. Historically, Luk Fook Holdings (International)'s own Interest Coverage has ranged from 20.52 to 251.29 over the past decade. While the company's 10-year median is 63.29 vs. the industry median of 7.94, Luk Fook Holdings (International) has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.94, based on 824 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Luk Fook Holdings (International)'s current Interest Coverage of 27.54 is 246.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Luk Fook Holdings (International) and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.94 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Luk Fook Holdings (International)'s current Interest Coverage is 27.54, which is 56% below median its own 10-year median of 63.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Luk Fook Holdings (International) stock overvalued right now?
Based on GuruFocus' analysis, Luk Fook Holdings (International) (LKFLF) is currently considered Modestly Undervalued. The stock's GF Value™ is $3.42, compared to a current price of $2.95 — trading 13.7% below its estimated fair value. The current Interest Coverage is 27.54, which is 56% below median its 10-year median of 63.29 and 246.9% above the Retail - Cyclical industry median of 7.94. Luk Fook Holdings (International)'s overall GF Score™ is 90/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Luk Fook Holdings (International) (LKFLF), the current Interest Coverage is 27.54 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Luk Fook Holdings (International) (LKFLF) Overvalued in 2026?

Based on GuruFocus' analysis, Luk Fook Holdings (International) stock appears to be undervalued. The current stock price of $2.95 is trading 13.7% below its estimated GF Value™ of $3.42. GuruFocus considers Luk Fook Holdings (International) to be Modestly Undervalued.

Key valuation signals for LKFLF:

  • Interest Coverage: 27.54 (56% below median its 10-year median of 63.29)
  • GF Value™: $3.42 vs. price of $2.95 (13.7% below fair value)
  • GF Score™: 90/100
  • Industry Position: 246.9% above the Retail - Cyclical median (#160 of 824)

No single metric tells the full story. See the LKFLF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Luk Fook Holdings (International) Business Description

Other Exchanges 00590:Hong KongLUY1:Germany
Address No. 2 On Yiu Street, 15th, 20th, 25th and 27th Floors, Metropole Square, Shatin, New Territories, Hong Kong, HKG
Luk Fook Holdings (International) Ltd is a Hong Kong-based investment holding company. The company is engaged in the sourcing, designing, wholesaling, trademark licensing and retailing of a variety of gold and platinum jewelry and gem-set jewelry products. It operates through the following five segments: Retailing in Hong Kong, Macau and Overseas; Retailing in Mainland China; Wholesaling in Hong Kong; Wholesaling in Mainland China; and Licensing. The company generates maximum revenue from Retailing in Hong Kong, Macau and Overseas segments.
90GF Score

Get the complete analysis for LKFLF

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.95
Price
$3.42
GF Value