Christie Group (LSE:CTG) Interest Coverage: 12.24 (As of Dec. 2025) — 119% Above Median


LSE:CTG Christie Group PLC LSE:CTG
80 GF Score
Price £1.38
GF Value £1.33
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is Christie Group Interest Coverage?

Christie Group LSE:CTG 80 Interest Coverage is 12.24 as of Dec. 2025, which is 119% above its 10-year median of 5.59. GuruFocus rates LSE:CTG with a GF Score™ of 80/100 and a GF Value™ of £1.33 (Fairly Valued). The stock has 3 warning signs investors should review. Among 812 Business Services companies, Christie Group ranks worse than 59.73% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Christie Group's Operating Income for the six months ended in Dec. 2025 was £5.56 Mil. Christie Group's Interest Expense for the six months ended in Dec. 2025 was £-0.45 Mil. Christie Group's interest coverage for the quarter that ended in Dec. 2025 was 12.24. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Christie Group's Interest Coverage or its related term are showing as below:

LSE:CTG' s Interest Coverage Range Over the Past 10 Years
Min: 0.37   Med: 5.59   Max: 22.88
Current: 7.75


LSE:CTG's Interest Coverage is ranked worse than
59.73% of 812 companies
in the Business Services industry
Industry Median: 12.98 vs LSE:CTG: 7.75

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Christie Group  (LSE:CTG) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Christie Group Interest Coverage Related Terms


Christie Group Interest Coverage Historical Data

* Premium members only.

The historical data trend for Christie Group's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Christie Group Interest Coverage Chart

Christie Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.96 5.59 0.37 3.70 7.75

Christie Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.41 0.00 8.62 3.05 12.24

LSE:CTG vs CTAS, CPRT, ULS: Interest Coverage Comparison

For the Specialty Business Services subindustry, Christie Group's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Christie Group Interest Coverage vs Business Services Industry

For the Business Services industry and Industrials sector, Christie Group's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Christie Group's Interest Coverage falls into.


LSE:CTG
80GF Score
Christie Group PLC LSE:CTG
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Christie Group Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Christie Group's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Christie Group's Interest Expense was £-0.89 Mil. Its Operating Income was £6.88 Mil. And its Long-Term Debt & Capital Lease Obligation was £8.38 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*6.883/-0.888
=7.75

Christie Group's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, Christie Group's Interest Expense was £-0.45 Mil. Its Operating Income was £5.56 Mil. And its Long-Term Debt & Capital Lease Obligation was £8.38 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*5.558/-0.454
=12.24

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 12.24 mean?
Christie Group (LSE:CTG) has a Interest Coverage of 12.24 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Christie Group and its competitors. This is 119% above median its historical median of 5.59. Over the past decade, Christie Group's Interest Coverage has ranged from 0.37 to 22.88. According to the industry distribution chart, Christie Group ranks #485 out of 812 companies in the Business Services industry, placing it in the top 59.7%.
Is Christie Group's Interest Coverage too high?
Christie Group's current Interest Coverage of 12.24 is 119% above median its 10-year median of 5.59. Over the past 10 years, this metric has ranged from a low of 0.37 to a high of 22.88. The Business Services industry median Interest Coverage is 12.98. Christie Group's value of 12.24 is 5.7% below this industry median. Based on the distribution chart, Christie Group ranks #485 out of 812 companies in the Business Services industry, which is below the industry midpoint. Overall, Christie Group has a GF Score™ of 80/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Christie Group's Interest Coverage compare to CTAS and CPRT?
According to the Business Services industry distribution chart, Christie Group ranks #485 out of 812 companies for Interest Coverage. This places Christie Group in the lower half of its industry. The industry median Interest Coverage is 12.98. Christie Group's value of 12.24 is 5.7% below this benchmark. Historically, Christie Group's own Interest Coverage has ranged from 0.37 to 22.88 over the past decade. While the company's 10-year median is 5.59 vs. the industry median of 12.98, Christie Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Business Services company?
The median Interest Coverage among Business Services companies is 12.98, based on 812 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Christie Group's current Interest Coverage of 12.24 is 5.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Christie Group and its competitors. For the Business Services industry, the median Interest Coverage is 12.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Christie Group's current Interest Coverage is 12.24, which is 119% above median its own 10-year median of 5.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Christie Group stock overvalued right now?
Based on GuruFocus' analysis, Christie Group (LSE:CTG) is currently considered Fairly Valued. The stock's GF Value™ is £1.33, compared to a current price of £1.38 — trading 3.4% above its estimated fair value. The current Interest Coverage is 12.24, which is 119% above median its 10-year median of 5.59 and 5.7% below the Business Services industry median of 12.98. Christie Group's overall GF Score™ is 80/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Christie Group (LSE:CTG), the current Interest Coverage is 12.24 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Christie Group (LSE:CTG) Overvalued in 2026?

Based on GuruFocus' analysis, Christie Group stock appears to be overvalued. The current stock price of £1.38 is trading 3.4% above its estimated GF Value™ of £1.33. GuruFocus considers Christie Group to be Fairly Valued.

Key valuation signals for LSE:CTG:

  • Interest Coverage: 12.24 (119% above median its 10-year median of 5.59)
  • GF Value™: £1.33 vs. price of £1.38 (3.4% above fair value)
  • GF Score™: 80/100 with 3 warning signs
  • Industry Position: 5.7% below the Business Services median (#485 of 812)

No single metric tells the full story. See the LSE:CTG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Christie Group Business Description

Address 6 Carmelite Street, Whitefriars House, London, GBR, EC4Y 0BS
Christie Group PLC fall into two divisions - Professional & Financial Services and Stock & Inventory Systems & Services. Professional & Financial Services principally covers business valuation, consultancy & agency, business mortgages & insurance services and business appraisal. Stock & Inventory Systems & Services covers stock audit & counting, consultancy, compliance and hospitality. The Group operating segments are defined as Professional & Financial Services, Stock & Inventory Systems & Services and Other, notably central service companies. The company's brands Christie & Co, Christie finance, Christie Insurance, Pinders, and Venners.
80GF Score

Get the complete analysis for LSE:CTG

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£1.38
Price
£1.33
GF Value