Fairview International (LSE:FIL) Interest Coverage: 4.58 (As of Dec. 2025) — 29% Above Median


What is Fairview International Interest Coverage?

Fairview International LSE:FIL Interest Coverage is 4.58 as of Dec. 2025, which is 29% above its 10-year median of 3.55. The stock has 5 warning signs investors should review. Among 196 Education companies, Fairview International ranks worse than 77.04% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Fairview International's Operating Income for the six months ended in Dec. 2025 was £1.55 Mil. Fairview International's Interest Expense for the six months ended in Dec. 2025 was £-0.34 Mil. Fairview International's interest coverage for the quarter that ended in Dec. 2025 was 4.58. The higher the ratio, the stronger the company's financial strength is.

Warning Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Fairview International PLC interest coverage is 3.27, which is low.

The historical rank and industry rank for Fairview International's Interest Coverage or its related term are showing as below:

LSE:FIL' s Interest Coverage Range Over the Past 10 Years
Min: 3.03   Med: 3.55   Max: 5.09
Current: 3.27

LSE:FIL's Interest Coverage is ranked worse than
77.04% of 196 companies
in the Education industry
Industry Median: 12.84 vs LSE:FIL: 3.27

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Fairview International  (LSE:FIL) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .

Fairview International Interest Coverage Related Terms

Fairview International Interest Coverage Historical Data

* Premium members only.

The historical data trend for Fairview International's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Fairview International Interest Coverage Chart

Fairview International Annual Data
Trend Jun21 Jun22 Jun23 Jun24 Jun25
Interest Coverage
5.09 4.63 3.55 3.14 3.03

Fairview International Semi-Annual Data
Jun21 Jun22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial 4.82 1.49 3.94 2.16 4.58

LSE:FIL vs EDU, TAL, LAUR: Interest Coverage Comparison

For the Education & Training Services subindustry, Fairview International's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Fairview International Interest Coverage vs Education Industry

For the Education industry and Consumer Defensive sector, Fairview International's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Fairview International's Interest Coverage falls into.


Fairview International Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Fairview International's Interest Coverage for the fiscal year that ended in Jun. 2025 is calculated as

Here, for the fiscal year that ended in Jun. 2025, Fairview International's Interest Expense was £-0.78 Mil. Its Operating Income was £2.36 Mil. And its Long-Term Debt & Capital Lease Obligation was £7.50 Mil.

Interest Coverage=-1* Operating Income (A: Jun. 2025 )/Interest Expense (A: Jun. 2025 )
=-1*2.36/-0.779
=3.03

Fairview International's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, Fairview International's Interest Expense was £-0.34 Mil. Its Operating Income was £1.55 Mil. And its Long-Term Debt & Capital Lease Obligation was £6.66 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*1.553/-0.339
=4.58

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 4.58 mean?
Fairview International (LSE:FIL) has a Interest Coverage of 4.58 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Fairview International and its competitors. This is 29% above median its historical median of 3.55. Over the past decade, Fairview International's Interest Coverage has ranged from 3.03 to 5.09. According to the industry distribution chart, Fairview International ranks #151 out of 196 companies in the Education industry, placing it in the top 77%.
Is Fairview International's Interest Coverage too high?
Fairview International's current Interest Coverage of 4.58 is 29% above median its 10-year median of 3.55. Over the past 10 years, this metric has ranged from a low of 3.03 to a high of 5.09. The Education industry median Interest Coverage is 12.84. Fairview International's value of 4.58 is 64.3% below this industry median. Based on the distribution chart, Fairview International ranks #151 out of 196 companies in the Education industry, which is in the bottom quartile relative to peers.
How does Fairview International's Interest Coverage compare to EDU and TAL?
According to the Education industry distribution chart, Fairview International ranks #151 out of 196 companies for Interest Coverage. This places Fairview International in the lower half of its industry. The industry median Interest Coverage is 12.84. Fairview International's value of 4.58 is 64.3% below this benchmark. Historically, Fairview International's own Interest Coverage has ranged from 3.03 to 5.09 over the past decade. While the company's 10-year median is 3.55 vs. the industry median of 12.84, Fairview International has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Education company?
The median Interest Coverage among Education companies is 12.84, based on 196 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fairview International's current Interest Coverage of 4.58 is 64.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Fairview International and its competitors. For the Education industry, the median Interest Coverage is 12.84 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fairview International's current Interest Coverage is 4.58, which is 29% above median its own 10-year median of 3.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fairview International stock overvalued right now?
Fairview International (LSE:FIL) has a current Interest Coverage of 4.58. The current Interest Coverage is 4.58, which is 29% above median its 10-year median of 3.55 and 64.3% below the Education industry median of 12.84. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Fairview International (LSE:FIL), the current Interest Coverage is 4.58 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Fairview International Business Description

Address 27-28 Eastcastle Street, Eastcastle House, London, GBR, W1W 8DH
Fairview International PLC is engaged in the education sector. It operates two private independent schools in Malaysia that offer the International Baccalaureate Programme. Fairview KL is located in Kuala Lumpur, the capital of Malaysia, and the other, Fairview Johor is located in the southern state of Johor. The company operates in one segment, which is the provision of educational services.