Ultimate ProductsLSE:ULTP -0.11%64 Interest Coverage is 3.80 as of Jan. 2026, which is 74% below its 10-year median of 14.37. GuruFocus rates LSE:ULTP with a GF Score™ of 64/100 and a GF Value™ of £1.18 (Significantly Undervalued). The stock has 6 warning signs investors should review. Among 293 Furnishings, Fixtures & Appliances companies, Ultimate Products ranks worse than 69.28% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Ultimate Products's
Operating Income
for the
six
months ended in Jan. 2026 was £3.3 Mil. Ultimate Products's Interest Expense for the
six
months ended in Jan. 2026 was £-0.9 Mil.
Ultimate Products's interest coverage for the quarter that ended in Jan. 2026 was 3.80.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Ultimate Products's Interest Coverage or its related term are showing as below:
LSE:ULTP'
s Interest Coverage Range Over the Past 10 Years
Min: 3.98 Med: 14.37 Max: 23.8
Current: 3.98
LSE:ULTP's Interest Coverage is ranked worse than 69.28% of 293
companies
in the Furnishings, Fixtures & Appliances industry
Industry Median: 11.44
vs LSE:ULTP: 3.98
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Ultimate Products Interest Coverage Related Terms
Ultimate Products Interest Coverage Historical Data
* Premium members only.
The historical data trend for Ultimate Products's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
LSE:ULTP vs SN, SGI, MHK: Interest Coverage Comparison
For the Furnishings, Fixtures & Appliances subindustry, Ultimate Products's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ultimate Products Interest Coverage vs Furnishings, Fixtures & Appliances Industry
For the Furnishings, Fixtures & Appliances industry and Consumer Cyclical sector, Ultimate Products's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Ultimate Products's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ultimate Products (LSE:ULTP) has a Interest Coverage of 3.80 as of Jan. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Ultimate Products and its competitors. This is 74% below median its historical median of 14.37. Over the past decade, Ultimate Products' Interest Coverage has ranged from 3.98 to 23.80. According to the industry distribution chart, Ultimate Products ranks #203 out of 293 companies in the Furnishings, Fixtures & Appliances industry, placing it in the top 69.3%.
Is Ultimate Products' Interest Coverage too high?
Ultimate Products' current Interest Coverage of 3.80 is 74% below median its 10-year median of 14.37. Over the past 10 years, this metric has ranged from a low of 3.98 to a high of 23.80. The Furnishings, Fixtures & Appliances industry median Interest Coverage is 11.44. Ultimate Products' value of 3.80 is 66.8% below this industry median. Based on the distribution chart, Ultimate Products ranks #203 out of 293 companies in the Furnishings, Fixtures & Appliances industry, which is below the industry midpoint. Overall, Ultimate Products has a GF Score™ of 64/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Ultimate Products' Interest Coverage compare to SN and SGI?
According to the Furnishings, Fixtures & Appliances industry distribution chart, Ultimate Products ranks #203 out of 293 companies for Interest Coverage. This places Ultimate Products in the lower half of its industry. The industry median Interest Coverage is 11.44. Ultimate Products' value of 3.80 is 66.8% below this benchmark. Historically, Ultimate Products' own Interest Coverage has ranged from 3.98 to 23.80 over the past decade. While the company's 10-year median is 14.37 vs. the industry median of 11.44, Ultimate Products has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Furnishings, Fixtures & Appliances company?
The median Interest Coverage among Furnishings, Fixtures & Appliances companies is 11.44, based on 293 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ultimate Products's current Interest Coverage of 3.80 is 66.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Ultimate Products and its competitors. For the Furnishings, Fixtures & Appliances industry, the median Interest Coverage is 11.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ultimate Products's current Interest Coverage is 3.80, which is 74% below median its own 10-year median of 14.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ultimate Products stock overvalued right now?
Based on GuruFocus' analysis, Ultimate Products (LSE:ULTP) is currently considered Significantly Undervalued. The stock's GF Value™ is £1.18, compared to a current price of £0.45 — trading 61.9% below its estimated fair value. The current Interest Coverage is 3.80, which is 74% below median its 10-year median of 14.37 and 66.8% below the Furnishings, Fixtures & Appliances industry median of 11.44. Ultimate Products' overall GF Score™ is 64/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Ultimate Products (LSE:ULTP), the current Interest Coverage is 3.80 as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ultimate Products (LSE:ULTP) Overvalued in 2026?
Based on GuruFocus' analysis, Ultimate Products stock appears to be undervalued.
The current stock price of £0.45 is trading 61.9% below its estimated GF Value™ of £1.18.
GuruFocus considers Ultimate Products to be Significantly Undervalued.
Key valuation signals for LSE:ULTP:
Interest Coverage: 3.80 (74% below median its 10-year median of 14.37)
GF Value™: £1.18 vs. price of £0.45 (61.9% below fair value)
Industry Position: 66.8% below the Furnishings, Fixtures & Appliances median (#203 of 293)
No single metric tells the full story. See the LSE:ULTP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ultimate Products PLC designs, develops and distributes homeware products across its key brands, including the household names Salter and Beldray. Its other brands include Progress, Kleenez, Petra, Maxim, Russell Hobbs, and Intempo among others. The company sells products across different categories, such as small domestic appliances, housewares, laundry, audio, and heating and cooling. Its products are sold to a broad cross-section of both large national and international multi-channel retailers as well as smaller national retail chains, incorporating discount retailers, supermarkets, general retailers, and online retailers. Geographically, the company derives its key revenue from the United Kingdom and the rest from Germany, Rest of Europe and the Rest of the world.
64GF Score
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