Zambeef Products (LSE:ZAM) Interest Coverage: 1.62 (As of Sep. 2025) — 21% Below Median


What is Zambeef Products Interest Coverage?

Zambeef Products LSE:ZAM Interest Coverage is 1.62 as of Sep. 2025, which is 21% below its 10-year median of 2.06. The stock has 6 warning signs investors should review. Among 1,508 Consumer Packaged Goods companies, Zambeef Products ranks worse than 87.4% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Zambeef Products's Operating Income for the six months ended in Sep. 2025 was £14.4 Mil. Zambeef Products's Interest Expense for the six months ended in Sep. 2025 was £-8.9 Mil. Zambeef Products's interest coverage for the quarter that ended in Sep. 2025 was 1.62. The higher the ratio, the stronger the company's financial strength is.

Warning Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Zambeef Products PLC interest coverage is 1.5, which is low.

The historical rank and industry rank for Zambeef Products's Interest Coverage or its related term are showing as below:

LSE:ZAM' s Interest Coverage Range Over the Past 10 Years
Min: 0.95   Med: 2.06   Max: 3.05
Current: 1.5


LSE:ZAM's Interest Coverage is ranked worse than
87.4% of 1508 companies
in the Consumer Packaged Goods industry
Industry Median: 8.6 vs LSE:ZAM: 1.50

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Zambeef Products  (LSE:ZAM) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Zambeef Products Interest Coverage Related Terms


Zambeef Products Interest Coverage Historical Data

* Premium members only.

The historical data trend for Zambeef Products's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Zambeef Products Interest Coverage Chart

Zambeef Products Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.21 2.79 3.05 2.18 1.50

Zambeef Products Semi-Annual Data
Mar16 Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.27 2.50 1.96 1.38 1.62

LSE:ZAM vs KHC, GIS: Interest Coverage Comparison

For the Packaged Foods subindustry, Zambeef Products's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Zambeef Products Interest Coverage vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, Zambeef Products's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Zambeef Products's Interest Coverage falls into.



Zambeef Products Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Zambeef Products's Interest Coverage for the fiscal year that ended in Sep. 2025 is calculated as

Here, for the fiscal year that ended in Sep. 2025, Zambeef Products's Interest Expense was £-17.5 Mil. Its Operating Income was £26.3 Mil. And its Long-Term Debt & Capital Lease Obligation was £34.5 Mil.

Interest Coverage=-1* Operating Income (A: Sep. 2025 )/Interest Expense (A: Sep. 2025 )
=-1*26.29/-17.496
=1.50

Zambeef Products's Interest Coverage for the quarter that ended in Sep. 2025 is calculated as

Here, for the six months ended in Sep. 2025, Zambeef Products's Interest Expense was £-8.9 Mil. Its Operating Income was £14.4 Mil. And its Long-Term Debt & Capital Lease Obligation was £34.5 Mil.

Interest Coverage=-1* Operating Income (Q: Sep. 2025 )/Interest Expense (Q: Sep. 2025 )
=-1*14.418/-8.885
=1.62

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 1.62 mean?
Zambeef Products (LSE:ZAM) has a Interest Coverage of 1.62 as of Sep. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Zambeef Products and its competitors. This is 21% below median its historical median of 2.06. Over the past decade, Zambeef Products' Interest Coverage has ranged from 0.95 to 3.05. According to the industry distribution chart, Zambeef Products ranks #1318 out of 1508 companies in the Consumer Packaged Goods industry, placing it in the top 87.4%.
Is Zambeef Products' Interest Coverage too high?
Zambeef Products' current Interest Coverage of 1.62 is 21% below median its 10-year median of 2.06. Over the past 10 years, this metric has ranged from a low of 0.95 to a high of 3.05. The Consumer Packaged Goods industry median Interest Coverage is 8.60. Zambeef Products' value of 1.62 is 81.2% below this industry median. Based on the distribution chart, Zambeef Products ranks #1318 out of 1508 companies in the Consumer Packaged Goods industry, which is in the bottom quartile relative to peers.
How does Zambeef Products' Interest Coverage compare to KHC and GIS?
According to the Consumer Packaged Goods industry distribution chart, Zambeef Products ranks #1318 out of 1508 companies for Interest Coverage. This places Zambeef Products in the lower half of its industry. The industry median Interest Coverage is 8.60. Zambeef Products' value of 1.62 is 81.2% below this benchmark. Historically, Zambeef Products' own Interest Coverage has ranged from 0.95 to 3.05 over the past decade. While the company's 10-year median is 2.06 vs. the industry median of 8.60, Zambeef Products has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Consumer Packaged Goods company?
The median Interest Coverage among Consumer Packaged Goods companies is 8.60, based on 1,508 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Zambeef Products's current Interest Coverage of 1.62 is 81.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Zambeef Products and its competitors. For the Consumer Packaged Goods industry, the median Interest Coverage is 8.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Zambeef Products's current Interest Coverage is 1.62, which is 21% below median its own 10-year median of 2.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zambeef Products stock overvalued right now?
Based on GuruFocus' analysis, Zambeef Products (LSE:ZAM) is currently considered Modestly Overvalued. The stock's GF Value™ is £0.04, compared to a current price of £0.05 — trading 21.3% above its estimated fair value. The current Interest Coverage is 1.62, which is 21% below median its 10-year median of 2.06 and 81.2% below the Consumer Packaged Goods industry median of 8.60. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Zambeef Products (LSE:ZAM), the current Interest Coverage is 1.62 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Zambeef Products Business Description

Other Exchanges ZMBF:Zambia
Address Manda Road, Plot 4970, Industrial Area, Lusaka, ZMB
Zambeef Products PLC is a food retailer engaged in the production, processing, distribution, and retailing of beef, chicken, pork, milk, dairy products, eggs, stock feed, and flour. The company has row cropping operations of maize, soya beans, and wheat crops under irrigation. The company's reportable segment includes Retailing and cold chain food products and Cropping and milling. The majority of the revenue for the company is generated from its cropping and milling segment which is involved in selling of sells wheat, soya, and maize grain, and flour mill and bread.