VIB Vermoegen AGLTS:0AC3 60 Interest Coverage is 1.54 as of Dec. 2025, which is 60% below its 10-year median of 3.83. GuruFocus rates LTS:0AC3 with a GF Score™ of 60/100 and a GF Value™ of €14.03 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 1,300 Real Estate companies, VIB Vermoegen AG ranks worse than 80.46% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. VIB Vermoegen AG's
Operating Income
for the
six
months ended in Dec. 2025 was €27.6 Mil. VIB Vermoegen AG's Interest Expense for the
six
months ended in Dec. 2025 was €-17.9 Mil.
VIB Vermoegen AG's interest coverage for the quarter that ended in Dec. 2025 was 1.54.
The higher the ratio, the stronger the company's financial strength is.
Warning Sign:
Ben Graham prefers companies' interest coverage to be at least 5. VIB Vermoegen AG interest coverage is 1.4, which is low.
The historical rank and industry rank for VIB Vermoegen AG's Interest Coverage or its related term are showing as below:
LTS:0AC3'
s Interest Coverage Range Over the Past 10 Years
Min: 1.4 Med: 3.83 Max: 5.09
Current: 1.4
LTS:0AC3's Interest Coverage is ranked worse than 80.46% of 1300
companies
in the Real Estate industry
Industry Median: 4.245
vs LTS:0AC3: 1.40
VIB Vermoegen AG (LTS:0AC3) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
VIB Vermoegen AG Interest Coverage Related Terms
VIB Vermoegen AG Interest Coverage Historical Data
* Premium members only.
The historical data trend for VIB Vermoegen AG's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
LTS:0AC3 vs CBRE, BEKE, JLL: Interest Coverage Comparison
For the Real Estate Services subindustry, VIB Vermoegen AG's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
VIB Vermoegen AG Interest Coverage vs Real Estate Industry
For the Real Estate industry and Real Estate sector, VIB Vermoegen AG's Interest Coverage distribution charts can be found below:
* The bar in red indicates where VIB Vermoegen AG's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
VIB Vermoegen AG (LTS:0AC3) has a Interest Coverage of 1.54 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on VIB Vermoegen AG and its competitors. This is 60% below median its historical median of 3.83. Over the past decade, VIB Vermoegen AG's Interest Coverage has ranged from 1.40 to 5.09. According to the industry distribution chart, VIB Vermoegen AG ranks #1046 out of 1300 companies in the Real Estate industry, placing it in the top 80.5%.
Is VIB Vermoegen AG's Interest Coverage too high?
VIB Vermoegen AG's current Interest Coverage of 1.54 is 60% below median its 10-year median of 3.83. Over the past 10 years, this metric has ranged from a low of 1.40 to a high of 5.09. The Real Estate industry median Interest Coverage is 4.25. VIB Vermoegen AG's value of 1.54 is 63.7% below this industry median. Based on the distribution chart, VIB Vermoegen AG ranks #1046 out of 1300 companies in the Real Estate industry, which is in the bottom quartile relative to peers. Overall, VIB Vermoegen AG has a GF Score™ of 60/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does VIB Vermoegen AG's Interest Coverage compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, VIB Vermoegen AG ranks #1046 out of 1300 companies for Interest Coverage. This places VIB Vermoegen AG in the lower half of its industry. The industry median Interest Coverage is 4.25. VIB Vermoegen AG's value of 1.54 is 63.7% below this benchmark. Historically, VIB Vermoegen AG's own Interest Coverage has ranged from 1.40 to 5.09 over the past decade. While the company's 10-year median is 3.83 vs. the industry median of 4.25, VIB Vermoegen AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Real Estate company?
The median Interest Coverage among Real Estate companies is 4.25, based on 1,300 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. VIB Vermoegen AG's current Interest Coverage of 1.54 is 63.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on VIB Vermoegen AG and its competitors. For the Real Estate industry, the median Interest Coverage is 4.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. VIB Vermoegen AG's current Interest Coverage is 1.54, which is 60% below median its own 10-year median of 3.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is VIB Vermoegen AG stock overvalued right now?
Based on GuruFocus' analysis, VIB Vermoegen AG (LTS:0AC3) is currently considered Possible Value Trap. The stock's GF Value™ is €14.03, compared to a current price of €7.74 — trading 44.8% below its estimated fair value. The current Interest Coverage is 1.54, which is 60% below median its 10-year median of 3.83 and 63.7% below the Real Estate industry median of 4.25. VIB Vermoegen AG's overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For VIB Vermoegen AG (LTS:0AC3), the current Interest Coverage is 1.54 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is VIB Vermoegen AG (LTS:0AC3) Overvalued in 2026?
Based on GuruFocus' analysis, VIB Vermoegen AG stock appears to be undervalued.
The current stock price of €7.74 is trading 44.8% below its estimated GF Value™ of €14.03.
GuruFocus considers VIB Vermoegen AG to be Possible Value Trap.
Key valuation signals for LTS:0AC3:
Interest Coverage: 1.54 (60% below median its 10-year median of 3.83)
GF Value™: €14.03 vs. price of €7.74 (44.8% below fair value)
Industry Position: 63.7% below the Real Estate median (#1046 of 1300)
No single metric tells the full story. See the LTS:0AC3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
VIB Vermoegen AG is a real estate holding company which is engaged in the development, acquisition, and management of commercial real estate properties. The real estate portfolio of company includes logistics properties, industrial real estate, shopping centers and retail parks, as well as commercial and service centers. Its segment are Rental and Management of Real Estate Assets and Management of Properties of Institutional Investors.
60GF Score
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