CNH Industrial NV (MEX:CNHN) Interest Coverage: 1.44 (As of Mar. 2026) — 57% Below Median


MEX:CNHN CNH Industrial NV MEX:CNHN
67 GF Score
Price MXN187.28
GF Value MXN169.79
! 7 Warning Signs
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What is CNH Industrial NV Interest Coverage?

CNH Industrial NV MEX:CNHN 67 Interest Coverage is 1.44 as of Mar. 2026, which is 57% below its 10-year median of 3.36. GuruFocus rates MEX:CNHN with a GF Score™ of 67/100 and a GF Value™ of MXN169.79. The stock has 7 warning signs investors should review. Among 169 Farm & Heavy Construction Machinery companies, CNH Industrial NV ranks worse than 85.8% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. CNH Industrial NV's Operating Income for the three months ended in Mar. 2026 was MXN9,449.14 Mil. CNH Industrial NV's Interest Expense for the three months ended in Mar. 2026 was MXN-6,581.94 Mil. CNH Industrial NV's interest coverage for the quarter that ended in Mar. 2026 was 1.44. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for CNH Industrial NV's Interest Coverage or its related term are showing as below:

MEX:CNHN' s Interest Coverage Range Over the Past 10 Years
Min: 1.78   Med: 3.36   Max: 5.99
Current: 1.78


MEX:CNHN's Interest Coverage is ranked worse than
85.8% of 169 companies
in the Farm & Heavy Construction Machinery industry
Industry Median: 9.32 vs MEX:CNHN: 1.78

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


CNH Industrial NV  (MEX:CNHN) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


CNH Industrial NV Interest Coverage Related Terms


CNH Industrial NV Interest Coverage Historical Data

* Premium members only.

The historical data trend for CNH Industrial NV's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

CNH Industrial NV Interest Coverage Chart

CNH Industrial NV Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.99 5.63 3.68 2.39 1.89

CNH Industrial NV Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.90 2.29 1.52 1.88 1.44

MEX:CNHN vs AGCO, OSK, TEX: Interest Coverage Comparison

For the Farm & Heavy Construction Machinery subindustry, CNH Industrial NV's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CNH Industrial NV Interest Coverage vs Farm & Heavy Construction Machinery Industry

For the Farm & Heavy Construction Machinery industry and Industrials sector, CNH Industrial NV's Interest Coverage distribution charts can be found below:

* The bar in red indicates where CNH Industrial NV's Interest Coverage falls into.


MEX:CNHN
67GF Score
CNH Industrial NV MEX:CNHN
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

CNH Industrial NV Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

CNH Industrial NV's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, CNH Industrial NV's Interest Expense was MXN-26,684.45 Mil. Its Operating Income was MXN50,505.99 Mil. And its Long-Term Debt & Capital Lease Obligation was MXN306,348.98 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*50505.989/-26684.447
=1.89

CNH Industrial NV's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, CNH Industrial NV's Interest Expense was MXN-6,581.94 Mil. Its Operating Income was MXN9,449.14 Mil. And its Long-Term Debt & Capital Lease Obligation was MXN472,312.48 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*9449.135/-6581.936
=1.44

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 1.44 mean?
CNH Industrial NV (MEX:CNHN) has a Interest Coverage of 1.44 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on CNH Industrial NV and its competitors. This is 57% below median its historical median of 3.36. Over the past decade, CNH Industrial NV's Interest Coverage has ranged from 1.78 to 5.99. According to the industry distribution chart, CNH Industrial NV ranks #145 out of 169 companies in the Farm & Heavy Construction Machinery industry, placing it in the top 85.8%.
Is CNH Industrial NV's Interest Coverage too high?
CNH Industrial NV's current Interest Coverage of 1.44 is 57% below median its 10-year median of 3.36. Over the past 10 years, this metric has ranged from a low of 1.78 to a high of 5.99. The Farm & Heavy Construction Machinery industry median Interest Coverage is 9.32. CNH Industrial NV's value of 1.44 is 84.5% below this industry median. Based on the distribution chart, CNH Industrial NV ranks #145 out of 169 companies in the Farm & Heavy Construction Machinery industry, which is in the bottom quartile relative to peers. Overall, CNH Industrial NV has a GF Score™ of 67/100, reflecting its overall financial health beyond just this single metric.
How does CNH Industrial NV's Interest Coverage compare to AGCO and OSK?
According to the Farm & Heavy Construction Machinery industry distribution chart, CNH Industrial NV ranks #145 out of 169 companies for Interest Coverage. This places CNH Industrial NV in the lower half of its industry. The industry median Interest Coverage is 9.32. CNH Industrial NV's value of 1.44 is 84.5% below this benchmark. Historically, CNH Industrial NV's own Interest Coverage has ranged from 1.78 to 5.99 over the past decade. While the company's 10-year median is 3.36 vs. the industry median of 9.32, CNH Industrial NV has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Farm & Heavy Construction Machinery company?
The median Interest Coverage among Farm & Heavy Construction Machinery companies is 9.32, based on 169 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CNH Industrial NV's current Interest Coverage of 1.44 is 84.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on CNH Industrial NV and its competitors. For the Farm & Heavy Construction Machinery industry, the median Interest Coverage is 9.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CNH Industrial NV's current Interest Coverage is 1.44, which is 57% below median its own 10-year median of 3.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CNH Industrial NV stock overvalued right now?
CNH Industrial NV (MEX:CNHN) has a current Interest Coverage of 1.44. The stock's GF Value™ is MXN169.79, compared to a current price of MXN187.28 — trading 10.3% above its estimated fair value. The current Interest Coverage is 1.44, which is 57% below median its 10-year median of 3.36 and 84.5% below the Farm & Heavy Construction Machinery industry median of 9.32. CNH Industrial NV's overall GF Score™ is 67/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For CNH Industrial NV (MEX:CNHN), the current Interest Coverage is 1.44 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CNH Industrial NV (MEX:CNHN) Overvalued in 2026?

Based on GuruFocus' analysis, CNH Industrial NV stock appears to be overvalued. The current stock price of MXN187.28 is trading 10.3% above its estimated GF Value™ of MXN169.79.

Key valuation signals for MEX:CNHN:

  • Interest Coverage: 1.44 (57% below median its 10-year median of 3.36)
  • GF Value™: MXN169.79 vs. price of MXN187.28 (10.3% above fair value)
  • GF Score™: 67/100 with 7 warning signs
  • Industry Position: 84.5% below the Farm & Heavy Construction Machinery median (#145 of 169)

No single metric tells the full story. See the MEX:CNHN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CNH Industrial NV Business Description

Address Cranes Farm Road, Basildon, Essex, London, GBR, SS14 3AD
CNH Industrial is the world's second largest manufacturer of agricultural machinery (82% of industrial net sales) as well as a major player in construction equipment (18% of industrial net sales). Its Case and New Holland brands have served farmers for generations. Geographically, agricultural sales are 40% in North America, 32% in Europe, the Middle East, and Africa, 18% in South America, and 10% in Asia-Pacific. CNH's products are available through a robust independent dealer network, which includes over 2,600 dealer and distribution locations and reach into 164 countries. The construction business leverages over 400 dealers. The company's captive finance arm provides retail financing to its customers and wholesale financing to dealers to maintain inventory, thereby supporting sales.
67GF Score

Get the complete analysis for MEX:CNHN

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN187.28
Price
MXN169.79
GF Value