Cibanco S A Institucion De Banca Multiple (MEX:FIHO12) Interest Coverage: 1.86 (As of Jun. 2025)

What is Cibanco S A Institucion De Banca Multiple Interest Coverage?

Cibanco S A Institucion De Banca Multiple MEX:FIHO12 +1.08% 65 Interest Coverage is 1.86 as of Jun. 2025. GuruFocus rates MEX:FIHO12 with a GF Score™ of 65/100. Among 697 REITs companies, Cibanco S A Institucion De Banca Multiple ranks worse than 69.3% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Cibanco S A Institucion De Banca Multiple's Operating Income for the three months ended in Jun. 2025 was MXN180 Mil. Cibanco S A Institucion De Banca Multiple's Interest Expense for the three months ended in Jun. 2025 was MXN-97 Mil. Cibanco S A Institucion De Banca Multiple's interest coverage for the quarter that ended in Jun. 2025 was 1.86. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Cibanco S A Institucion De Banca Multiple's Interest Coverage or its related term are showing as below:

MEX:FIHO12's Interest Coverage is not ranked ^*
in the REITs industry.
Industry Median: 3.11
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Cibanco S A Institucion De Banca Multiple (MEX:FIHO12) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .

Cibanco S A Institucion De Banca Multiple Interest Coverage Related Terms

Cibanco S A Institucion De Banca Multiple Interest Coverage Historical Data

* Premium members only.

The historical data trend for Cibanco S A Institucion De Banca Multiple's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Cibanco S A Institucion De Banca Multiple Interest Coverage Chart

Cibanco S A Institucion De Banca Multiple Annual Data

Trend

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Interest Coverage

Get a 7-Day Free Trial

0.00

0.19

1.90

2.07

2.19

Cibanco S A Institucion De Banca Multiple Quarterly Data
	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25
Interest Coverage	Get a 7-Day Free Trial															1.89	1.61	2.54	2.16	1.86

MEX:FIHO12 vs HST, RHP, APLE: Interest Coverage Comparison

For the REIT - Hotel & Motel subindustry, Cibanco S A Institucion De Banca Multiple's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Cibanco S A Institucion De Banca Multiple Interest Coverage vs REITs Industry

For the REITs industry and Real Estate sector, Cibanco S A Institucion De Banca Multiple's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Cibanco S A Institucion De Banca Multiple's Interest Coverage falls into.

Save Embed

65GF Score

Cibanco S A Institucion De Banca Multiple MEX:FIHO12

Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.

View Full Analysis

Cibanco S A Institucion De Banca Multiple Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage

-1

Operating Income

Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt ⁽¹⁾.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Cibanco S A Institucion De Banca Multiple's Interest Coverage for the fiscal year that ended in Dec. 2024 is calculated as

Here, for the fiscal year that ended in Dec. 2024, Cibanco S A Institucion De Banca Multiple's Interest Expense was MXN-417 Mil. Its Operating Income was MXN915 Mil. And its Long-Term Debt & Capital Lease Obligation was MXN3,945 Mil.

Interest Coverage	=	-1	*	Operating Income (A: Dec. 2024 )	/	Interest Expense (A: Dec. 2024 )
	=	-1	*	914.933	/	-417.375
	=	2.19

Cibanco S A Institucion De Banca Multiple's Interest Coverage for the quarter that ended in Jun. 2025 is calculated as

Here, for the three months ended in Jun. 2025, Cibanco S A Institucion De Banca Multiple's Interest Expense was MXN-97 Mil. Its Operating Income was MXN180 Mil. And its Long-Term Debt & Capital Lease Obligation was MXN3,852 Mil.

Interest Coverage	=	-1	*	Operating Income (Q: Jun. 2025 )	/	Interest Expense (Q: Jun. 2025 )
	=	-1	*	180.184	/	-96.761
	=	1.86

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →

What does a Interest Coverage of 1.86 mean?

Cibanco S A Institucion De Banca Multiple (MEX:FIHO12) has a Interest Coverage of 1.86 as of Jun. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Cibanco S A Institucion De Banca Multiple and its competitors. According to the industry distribution chart, Cibanco S A Institucion De Banca Multiple ranks #483 out of 697 companies in the REITs industry, placing it in the top 69.3%.

Is Cibanco S A Institucion De Banca Multiple's Interest Coverage too high?

Cibanco S A Institucion De Banca Multiple's current Interest Coverage is 1.86. The REITs industry median Interest Coverage is 3.11. Cibanco S A Institucion De Banca Multiple's value of 1.86 is 40.2% below this industry median. Based on the distribution chart, Cibanco S A Institucion De Banca Multiple ranks #483 out of 697 companies in the REITs industry, which is below the industry midpoint. Overall, Cibanco S A Institucion De Banca Multiple has a GF Score™ of 65/100, reflecting its overall financial health beyond just this single metric.

How does Cibanco S A Institucion De Banca Multiple's Interest Coverage compare to HST and RHP?

According to the REITs industry distribution chart, Cibanco S A Institucion De Banca Multiple ranks #483 out of 697 companies for Interest Coverage. This places Cibanco S A Institucion De Banca Multiple in the lower half of its industry. The industry median Interest Coverage is 3.11. Cibanco S A Institucion De Banca Multiple's value of 1.86 is 40.2% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good Interest Coverage for a REITs company?

The median Interest Coverage among REITs companies is 3.11, based on 697 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cibanco S A Institucion De Banca Multiple's current Interest Coverage of 1.86 is 40.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high Interest Coverage mean?

A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Cibanco S A Institucion De Banca Multiple and its competitors. For the REITs industry, the median Interest Coverage is 3.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cibanco S A Institucion De Banca Multiple's current Interest Coverage is 1.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Cibanco S A Institucion De Banca Multiple stock overvalued right now?

Cibanco S A Institucion De Banca Multiple (MEX:FIHO12) has a current Interest Coverage of 1.86. The current Interest Coverage is 1.86 and 40.2% below the REITs industry median of 3.11. Cibanco S A Institucion De Banca Multiple's overall GF Score™ is 65/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is Interest Coverage calculated?

Interest Coverage is calculated from a company's financial statements. For Cibanco S A Institucion De Banca Multiple (MEX:FIHO12), the current Interest Coverage is 1.86 as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Cibanco S A Institucion De Banca Multiple Business Description

Industry Real Estate REITs

Comparable Companies MEX:FINN13 HST RHP XPAR:COVH APLE PK TSE:8963 TSE:8985 DRH SHO PEB XHR RLJ SGX:8C8U SVC TSE:3287 SGX:J85 INN XMAD:YATO CLDT

Address Cordillera de los Andes, 2nd Floor, No. 265, Colonia Lomas De Chapultepec, Alcaldia Miguel Hidalgo, Mexico, MEX, MEX, 11000

Website https://www.cibanco.com

Cibanco S A Institucion De Banca Multiple operates as a real estate investment trust in the Mexican hospitality industry. It manages a portfolio of business class hotels under various brands including Fiesta Inn, One Hotels, AC by Marriott, Sheraton, Fiesta Americana, Camino Real, and Real Inn. The hotels are categorized into segments based on their services: Limited Service (hotels without restaurants), Select Service (hotels with additional services like bars, room service, and conference rooms), Full Service (hotels with consumption centers and meeting rooms), and Hotels with studio apartments, work areas, and full kitchens.

65GF Score

Get the complete analysis for MEX:FIHO12

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN7.49

Price

View MEX:FIHO12 Analysis

See Interest Coverage data for all stocks →