Legal & General Group (MEX:LGENN) Interest Coverage: 3.16 (As of Dec. 2025) — 56% Below Median


MEX:LGENN Legal & General Group PLC MEX:LGENN
44 GF Score
Price MXN63.35
! 5 Warning Signs
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What is Legal & General Group Interest Coverage?

Legal & General Group MEX:LGENN 44 Interest Coverage is 3.16 as of Dec. 2025, which is 56% below its 10-year median of 7.18. GuruFocus rates MEX:LGENN with a GF Score™ of 44/100. The stock has 5 warning signs investors should review. Among 475 Asset Management companies, Legal & General Group ranks worse than 77.89% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's EBIT by its Interest Expense. Legal & General Group's EBIT for the six months ended in Dec. 2025 was MXN11,353 Mil. Legal & General Group's Interest Expense for the six months ended in Dec. 2025 was MXN-3,591 Mil. Legal & General Group's interest coverage for the quarter that ended in Dec. 2025 was 3.16. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Legal & General Group's Interest Coverage or its related term are showing as below:

MEX:LGENN' s Interest Coverage Range Over the Past 10 Years
Min: 1.22   Med: 7.18   Max: 10.39
Current: 3.45


MEX:LGENN's Interest Coverage is ranked worse than
77.89% of 475 companies
in the Asset Management industry
Industry Median: 43.29 vs MEX:LGENN: 3.45

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Legal & General Group  (MEX:LGENN) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Legal & General Group Interest Coverage Related Terms


Legal & General Group Interest Coverage Historical Data

* Premium members only.

The historical data trend for Legal & General Group's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Legal & General Group Interest Coverage Chart

Legal & General Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.46 3.99 1.22 1.87 3.45

Legal & General Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 2.91 0.78 3.77 3.16

MEX:LGENN vs BLK, BX, KKR: Interest Coverage Comparison

For the Asset Management subindustry, Legal & General Group's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Legal & General Group Interest Coverage vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Legal & General Group's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Legal & General Group's Interest Coverage falls into.


MEX:LGENN
44GF Score
Legal & General Group PLC MEX:LGENN
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Legal & General Group Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and EBIT is positive, then

Interest Coverage=-1* EBIT /Interest Expense

Else if Interest Expense is negative and EBIT is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Legal & General Group's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Legal & General Group's Interest Expense was MXN-6,797 Mil. Its EBIT was MXN23,429 Mil. And its Long-Term Debt & Capital Lease Obligation was MXN111,361 Mil.

Interest Coverage=-1* EBIT (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*23429.104/-6797.333
=3.45

Legal & General Group's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, Legal & General Group's Interest Expense was MXN-3,591 Mil. Its EBIT was MXN11,353 Mil. And its Long-Term Debt & Capital Lease Obligation was MXN111,361 Mil.

Interest Coverage=-1* EBIT (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*11352.992/-3591.498
=3.16

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 3.16 mean?
Legal & General Group (MEX:LGENN) has a Interest Coverage of 3.16 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Legal & General Group and its competitors. This is 56% below median its historical median of 7.18. Over the past decade, Legal & General Group's Interest Coverage has ranged from 1.22 to 10.39. According to the industry distribution chart, Legal & General Group ranks #370 out of 475 companies in the Asset Management industry, placing it in the top 77.9%.
Is Legal & General Group's Interest Coverage too high?
Legal & General Group's current Interest Coverage of 3.16 is 56% below median its 10-year median of 7.18. Over the past 10 years, this metric has ranged from a low of 1.22 to a high of 10.39. The Asset Management industry median Interest Coverage is 43.29. Legal & General Group's value of 3.16 is 92.7% below this industry median. Based on the distribution chart, Legal & General Group ranks #370 out of 475 companies in the Asset Management industry, which is in the bottom quartile relative to peers. Overall, Legal & General Group has a GF Score™ of 44/100, reflecting its overall financial health beyond just this single metric.
How does Legal & General Group's Interest Coverage compare to BLK and BX?
According to the Asset Management industry distribution chart, Legal & General Group ranks #370 out of 475 companies for Interest Coverage. This places Legal & General Group in the lower half of its industry. The industry median Interest Coverage is 43.29. Legal & General Group's value of 3.16 is 92.7% below this benchmark. Historically, Legal & General Group's own Interest Coverage has ranged from 1.22 to 10.39 over the past decade. While the company's 10-year median is 7.18 vs. the industry median of 43.29, Legal & General Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Asset Management company?
The median Interest Coverage among Asset Management companies is 43.29, based on 475 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Legal & General Group's current Interest Coverage of 3.16 is 92.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Legal & General Group and its competitors. For the Asset Management industry, the median Interest Coverage is 43.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Legal & General Group's current Interest Coverage is 3.16, which is 56% below median its own 10-year median of 7.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Legal & General Group stock overvalued right now?
Legal & General Group (MEX:LGENN) has a current Interest Coverage of 3.16. The current Interest Coverage is 3.16, which is 56% below median its 10-year median of 7.18 and 92.7% below the Asset Management industry median of 43.29. Legal & General Group's overall GF Score™ is 44/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Legal & General Group (MEX:LGENN), the current Interest Coverage is 3.16 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Legal & General Group Business Description

Address One Coleman Street, London, GBR, EC2R 5AA
Legal & General Group PLC operates across five reportable segments, comprising Institutional Retirement, Asset Management, Insurance, Retail Retirement and Corporate Investments. Its revenue includes insurance revenue, fees from fund management and investment contracts and other operational income from contracts with customers. The company operates in United Kingdom, USA and Rest of World.
44GF Score

Get the complete analysis for MEX:LGENN

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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