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Urban OutfittersMEX:URBN 92 Interest Coverage is 354.28 as of Jul. 2026, which is 88% above its 10-year median of 188.43. GuruFocus rates MEX:URBN with a GF Score™ of 92/100 and a GF Value™ of MXN1,100.25. The stock has 2 warning signs investors should review. Among 836 Retail - Cyclical companies, Urban Outfitters ranks worse than 119617.11% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Urban Outfitters's
Operating Income
for the
three
months ended in Jul. 2026 was MXN5,020 Mil. Urban Outfitters's Interest Expense for the
three
months ended in Jul. 2026 was MXN0 Mil.
Urban Outfitters's interest coverage for the quarter that ended in Jul. 2026 was 354.28.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Urban Outfitters's Interest Coverage or its related term are showing as below:
MEX:URBN's Interest Coverage is not ranked *
in the Retail - Cyclical industry.
Industry Median: 7.88 * Ranked among companies with meaningful Interest Coverage only.
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Urban Outfitters Interest Coverage Related Terms
Urban Outfitters Interest Coverage Historical Data
* Premium members only.
The historical data trend for Urban Outfitters's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
MEX:URBN vs VSXY, ANF, GAP: Interest Coverage Comparison
For the Apparel Retail subindustry, Urban Outfitters's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Urban Outfitters Interest Coverage vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Urban Outfitters's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Urban Outfitters's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Urban Outfitters (MEX:URBN) has a Interest Coverage of 354.28 as of Jul. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Urban Outfitters and its competitors. This is 88% above median its historical median of 188.43. Over the past decade, Urban Outfitters' Interest Coverage has ranged from 1.17 to 10,000.00. According to the industry distribution chart, Urban Outfitters ranks #999999 out of 836 companies in the Retail - Cyclical industry.
Is Urban Outfitters' Interest Coverage too high?
Urban Outfitters' current Interest Coverage of 354.28 is 88% above median its 10-year median of 188.43. Over the past 10 years, this metric has ranged from a low of 1.17 to a high of 10,000.00. The Retail - Cyclical industry median Interest Coverage is 7.88. Urban Outfitters' value of 354.28 is 4395.9% above this industry median. Based on the distribution chart, Urban Outfitters ranks #999999 out of 836 companies in the Retail - Cyclical industry, which is in the bottom quartile relative to peers. Overall, Urban Outfitters has a GF Score™ of 92/100, reflecting its overall financial health beyond just this single metric.
How does Urban Outfitters' Interest Coverage compare to VSXY and ANF?
According to the Retail - Cyclical industry distribution chart, Urban Outfitters ranks #999999 out of 836 companies for Interest Coverage. This places Urban Outfitters in the lower half of its industry. The industry median Interest Coverage is 7.88. Urban Outfitters' value of 354.28 is 4395.9% above this benchmark. Historically, Urban Outfitters' own Interest Coverage has ranged from 1.17 to 10,000.00 over the past decade. While the company's 10-year median is 188.43 vs. the industry median of 7.88, Urban Outfitters has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.88, based on 836 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Urban Outfitters's current Interest Coverage of 354.28 is 4395.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Urban Outfitters and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Urban Outfitters's current Interest Coverage is 354.28, which is 88% above median its own 10-year median of 188.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Urban Outfitters stock overvalued right now?
Urban Outfitters (MEX:URBN) has a current Interest Coverage of 354.28. The stock's GF Value™ is MXN1,100.25, compared to a current price of MXN1,244.00 — trading 13.1% above its estimated fair value. The current Interest Coverage is 354.28, which is 88% above median its 10-year median of 188.43 and 4395.9% above the Retail - Cyclical industry median of 7.88. Urban Outfitters' overall GF Score™ is 92/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Urban Outfitters (MEX:URBN), the current Interest Coverage is 354.28 as of Jul. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Urban Outfitters (MEX:URBN) Overvalued in 2026?
Based on GuruFocus' analysis, Urban Outfitters stock appears to be overvalued.
The current stock price of MXN1,244.00 is trading 13.1% above its estimated GF Value™ of MXN1,100.25.
Key valuation signals for MEX:URBN:
Interest Coverage: 354.28 (88% above median its 10-year median of 188.43)
GF Value™: MXN1,100.25 vs. price of MXN1,244.00 (13.1% above fair value)
Industry Position: 4395.9% above the Retail - Cyclical median (#999999 of 836)
No single metric tells the full story. See the MEX:URBN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Founded in 1970, Philadelphia-based Urban Outfitters is a multibrand apparel and home goods retailer that operates nearly 800 stores and e-commerce in the US, which accounts for about 87% of sales, as well as in other regions. Its retail nameplates are Urban Outfitters (22% of fiscal 2026 sales), Free People/Movement (26%), and Anthropologie (42%). Retail accounted for 86% of fiscal 2026 revenue, but Urban Outfitters also sells products through a wholesale operation, owns some restaurants, and operates a fast-growing clothing rental and resale business called Nuuly (9% of sales). Urban Outfitters primarily markets to young adults and offers products across apparel (66% of sales), home goods (16% of sales), accessories (13% of sales), and more.
92GF Score
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