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Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. MIND C.T.I.'s
Operating Income
for the
three
months ended in Jun. 2026 was $0.69 Mil. MIND C.T.I.'s Interest Expense for the
three
months ended in Jun. 2026 was $0.00 Mil.
GuruFocus does not calculate 's interest coverage with the available data.
The higher the ratio, the stronger the company's financial strength is.
Good Sign:
Ben Graham prefers companies' interest coverage to be at least 5. MIND C.T.I. Ltd has enough cash to cover all of its debt. Its financial situation is stable.
The historical rank and industry rank for MIND C.T.I.'s Interest Coverage or its related term are showing as below:
MNDO'
s Interest Coverage Range Over the Past 10 Years
Min: 37.25 Med: 201.59 Max: No Debt
Current: 54.64
MNDO's Interest Coverage is ranked better than 59.77% of 1720
companies
in the Software industry
Industry Median: 26.445
vs MNDO: 54.64
MIND C.T.I. (NAS:MNDO) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
MIND C.T.I. Interest Coverage Related Terms
MIND C.T.I. Interest Coverage Historical Data
* Premium members only.
The historical data trend for MIND C.T.I.'s Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
MNDO vs PAYD, ILLR, BMR: Interest Coverage Comparison
For the Software - Application subindustry, MIND C.T.I.'s Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
MIND C.T.I. Interest Coverage vs Software Industry
For the Software industry and Technology sector, MIND C.T.I.'s Interest Coverage distribution charts can be found below:
* The bar in red indicates where MIND C.T.I.'s Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
GuruFocus does not calculate MIND C.T.I.'s interest coverage with the available data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Based on GuruFocus' analysis, MIND C.T.I. stock appears to be undervalued.
The current stock price of $1.01 is trading 38.7% below its estimated GF Value™ of $1.64.
GuruFocus considers MIND C.T.I. to be Possible Value Trap.
Key valuation signals for MNDO:
Interest Coverage: N/A
GF Value™: $1.64 vs. price of $1.01 (38.7% below fair value)
No single metric tells the full story. See the MNDO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
MIND C.T.I. Ltd develops, manufactures, markets, and implements real-time and off-line convergent billing and customer care software solutions. It derives revenue from the sale of software products and services in two reportable segments, namely Billing and Related Services, which derives key revenue, and Messaging. The company has three product lines: Product Line A- billing and customer care solutions for service providers; Product Line B - call accounting and call management solutions for enterprises; and Product Line C - mobile messaging, communication, and payment solutions. Geographically, the company operates in the Americas, Europe, Asia Pacific and Africa, and Israel. It earns maximum revenue from Europe.
64GF Score
Get the complete analysis for MNDO
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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