NHLPF (NAHL Group) Interest Coverage: 18.56 (As of Dec. 2025) — 109% Above Median


NHLPF NAHL Group PLC NHLPF
40 GF Score
Price $0.65
GF Value $1.00
! 3 Warning Signs
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What is NAHL Group Interest Coverage?

NAHL Group NHLPF 40 Interest Coverage is 18.56 as of Dec. 2025, which is 109% above its 10-year median of 8.89. GuruFocus rates NHLPF with a GF Score™ of 40/100 and a GF Value™ of $1.00. The stock has 3 warning signs investors should review. Among 604 Media - Diversified companies, NAHL Group ranks better than 53.64% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. NAHL Group's Operating Income for the six months ended in Dec. 2025 was $6.59 Mil. NAHL Group's Interest Expense for the six months ended in Dec. 2025 was $-0.36 Mil. NAHL Group's interest coverage for the quarter that ended in Dec. 2025 was 18.56. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for NAHL Group's Interest Coverage or its related term are showing as below:

NHLPF' s Interest Coverage Range Over the Past 10 Years
Min: 3.78   Med: 8.89   Max: 49.04
Current: 14.04


NHLPF's Interest Coverage is ranked better than
53.64% of 604 companies
in the Media - Diversified industry
Industry Median: 11.66 vs NHLPF: 14.04

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


NAHL Group  (OTCPK:NHLPF) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


NAHL Group Interest Coverage Related Terms


NAHL Group Interest Coverage Historical Data

* Premium members only.

The historical data trend for NAHL Group's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

NAHL Group Interest Coverage Chart

NAHL Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.12 6.95 3.78 4.46 14.05

NAHL Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.22 3.81 5.19 10.18 18.56

NHLPF vs APP, OMC, TTD: Interest Coverage Comparison

For the Advertising Agencies subindustry, NAHL Group's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


NAHL Group Interest Coverage vs Media - Diversified Industry

For the Media - Diversified industry and Communication Services sector, NAHL Group's Interest Coverage distribution charts can be found below:

* The bar in red indicates where NAHL Group's Interest Coverage falls into.


NHLPF
40GF Score
NAHL Group PLC NHLPF
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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NAHL Group Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

NAHL Group's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, NAHL Group's Interest Expense was $-0.77 Mil. Its Operating Income was $10.83 Mil. And its Long-Term Debt & Capital Lease Obligation was $1.23 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*10.829/-0.771
=14.05

NAHL Group's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, NAHL Group's Interest Expense was $-0.36 Mil. Its Operating Income was $6.59 Mil. And its Long-Term Debt & Capital Lease Obligation was $1.23 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*6.589/-0.355
=18.56

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 18.56 mean?
NAHL Group (NHLPF) has a Interest Coverage of 18.56 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on NAHL Group and its competitors. This is 109% above median its historical median of 8.89. Over the past decade, NAHL Group's Interest Coverage has ranged from 3.78 to 49.04. According to the industry distribution chart, NAHL Group ranks #280 out of 604 companies in the Media - Diversified industry, placing it in the top 46.4%.
Is NAHL Group's Interest Coverage too high?
NAHL Group's current Interest Coverage of 18.56 is 109% above median its 10-year median of 8.89. Over the past 10 years, this metric has ranged from a low of 3.78 to a high of 49.04. The Media - Diversified industry median Interest Coverage is 11.66. NAHL Group's value of 18.56 is 59.2% above this industry median. Based on the distribution chart, NAHL Group ranks #280 out of 604 companies in the Media - Diversified industry, which is above the industry midpoint. Overall, NAHL Group has a GF Score™ of 40/100, reflecting its overall financial health beyond just this single metric.
How does NAHL Group's Interest Coverage compare to APP and OMC?
According to the Media - Diversified industry distribution chart, NAHL Group ranks #280 out of 604 companies for Interest Coverage. This puts NAHL Group in the upper half of its industry. The industry median Interest Coverage is 11.66. NAHL Group's value of 18.56 is 59.2% above this benchmark. Historically, NAHL Group's own Interest Coverage has ranged from 3.78 to 49.04 over the past decade. While the company's 10-year median is 8.89 vs. the industry median of 11.66, NAHL Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Media - Diversified company?
The median Interest Coverage among Media - Diversified companies is 11.66, based on 604 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. NAHL Group's current Interest Coverage of 18.56 is 59.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on NAHL Group and its competitors. For the Media - Diversified industry, the median Interest Coverage is 11.66 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NAHL Group's current Interest Coverage is 18.56, which is 109% above median its own 10-year median of 8.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NAHL Group stock overvalued right now?
NAHL Group (NHLPF) has a current Interest Coverage of 18.56. The stock's GF Value™ is $1.00, compared to a current price of $0.65 — trading 34.7% below its estimated fair value. The current Interest Coverage is 18.56, which is 109% above median its 10-year median of 8.89 and 59.2% above the Media - Diversified industry median of 11.66. NAHL Group's overall GF Score™ is 40/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For NAHL Group (NHLPF), the current Interest Coverage is 18.56 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is NAHL Group (NHLPF) Overvalued in 2026?

Based on GuruFocus' analysis, NAHL Group stock appears to be undervalued. The current stock price of $0.65 is trading 34.7% below its estimated GF Value™ of $1.00.

Key valuation signals for NHLPF:

  • Interest Coverage: 18.56 (109% above median its 10-year median of 8.89)
  • GF Value™: $1.00 vs. price of $0.65 (34.7% below fair value)
  • GF Score™: 40/100 with 3 warning signs
  • Industry Position: 59.2% above the Media - Diversified median (#280 of 604)

No single metric tells the full story. See the NHLPF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


NAHL Group Business Description

Other Exchanges NAHl:UKNAH:UK
Address Kettering Parkway, Kettering Venture Park, Bevan House, Kettering, Northamptonshire, GBR, NN15 6XR
NAHL Group PLC is in the consumer legal services and catastrophic injury markets, delivering products and services to consumers and businesses through its two divisions, Consumer Legal Services and Critical Care. The company's services are Legal, Board, Finance, and People. Its operating segments are Consumer Legal Services, Critical Care, Shared Services, and Other Items. The company generates majority of revenue from Consumer Legal Services. Consumer Legal Services segments includes Marketing services, Product Provision, Service provision (legal services), Residential Property, Critical Care, Shared services, Other items, and Exceptional items. The group is based in United Kingdom.
40GF Score

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Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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