NOWVF (NowVertical Group) Interest Coverage: 5.30 (As of Mar. 2026) — 261% Above Median


NOWVF NowVertical Group Inc NOWVF
34 GF Score
Price $0.09
GF Value $0.15
Valuation Possible Value Trap
! 4 Warning Signs
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What is NowVertical Group Interest Coverage?

NowVertical Group NOWVF -1.67% 34 Interest Coverage is 5.30 as of Mar. 2026, which is 261% above its 10-year median of 1.47. GuruFocus rates NOWVF with a GF Score™ of 34/100 and a GF Value™ of $0.15 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 1,707 Software companies, NowVertical Group ranks worse than 93.79% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. NowVertical Group's Operating Income for the three months ended in Mar. 2026 was $1.10 Mil. NowVertical Group's Interest Expense for the three months ended in Mar. 2026 was $-0.21 Mil. NowVertical Group's interest coverage for the quarter that ended in Mar. 2026 was 5.30. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for NowVertical Group's Interest Coverage or its related term are showing as below:

NOWVF' s Interest Coverage Range Over the Past 10 Years
Min: 0.02   Med: 1.47   Max: 1.92
Current: 1.31


NOWVF's Interest Coverage is ranked worse than
93.79% of 1707 companies
in the Software industry
Industry Median: 24.65 vs NOWVF: 1.31

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


NowVertical Group  (OTCPK:NOWVF) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


NowVertical Group Interest Coverage Related Terms


NowVertical Group Interest Coverage Historical Data

* Premium members only.

The historical data trend for NowVertical Group's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

NowVertical Group Interest Coverage Chart

NowVertical Group Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial 0.00 0.00 0.02 1.92 1.47

NowVertical Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.20 1.06 0.95 0.22 5.30

NOWVF vs MSFT, ORCL, PLTR: Interest Coverage Comparison

For the Software - Infrastructure subindustry, NowVertical Group's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


NowVertical Group Interest Coverage vs Software Industry

For the Software industry and Technology sector, NowVertical Group's Interest Coverage distribution charts can be found below:

* The bar in red indicates where NowVertical Group's Interest Coverage falls into.


NOWVF
34GF Score
NowVertical Group Inc NOWVF
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

NowVertical Group Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

NowVertical Group's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, NowVertical Group's Interest Expense was $-2.18 Mil. Its Operating Income was $3.22 Mil. And its Long-Term Debt & Capital Lease Obligation was $15.75 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*3.219/-2.183
=1.47

NowVertical Group's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, NowVertical Group's Interest Expense was $-0.21 Mil. Its Operating Income was $1.10 Mil. And its Long-Term Debt & Capital Lease Obligation was $15.57 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*1.098/-0.207
=5.30

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 5.30 mean?
NowVertical Group (NOWVF) has a Interest Coverage of 5.30 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on NowVertical Group and its competitors. This is 261% above median its historical median of 1.47. Over the past decade, NowVertical Group's Interest Coverage has ranged from 0.02 to 1.92. According to the industry distribution chart, NowVertical Group ranks #1601 out of 1707 companies in the Software industry, placing it in the top 93.8%.
Is NowVertical Group's Interest Coverage too high?
NowVertical Group's current Interest Coverage of 5.30 is 261% above median its 10-year median of 1.47. Over the past 10 years, this metric has ranged from a low of 0.02 to a high of 1.92. The Software industry median Interest Coverage is 24.65. NowVertical Group's value of 5.30 is 78.5% below this industry median. Based on the distribution chart, NowVertical Group ranks #1601 out of 1707 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, NowVertical Group has a GF Score™ of 34/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does NowVertical Group's Interest Coverage compare to MSFT and ORCL?
According to the Software industry distribution chart, NowVertical Group ranks #1601 out of 1707 companies for Interest Coverage. This places NowVertical Group in the lower half of its industry. The industry median Interest Coverage is 24.65. NowVertical Group's value of 5.30 is 78.5% below this benchmark. Historically, NowVertical Group's own Interest Coverage has ranged from 0.02 to 1.92 over the past decade. While the company's 10-year median is 1.47 vs. the industry median of 24.65, NowVertical Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.65, based on 1,707 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. NowVertical Group's current Interest Coverage of 5.30 is 78.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on NowVertical Group and its competitors. For the Software industry, the median Interest Coverage is 24.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NowVertical Group's current Interest Coverage is 5.30, which is 261% above median its own 10-year median of 1.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NowVertical Group stock overvalued right now?
Based on GuruFocus' analysis, NowVertical Group (NOWVF) is currently considered Possible Value Trap. The stock's GF Value™ is $0.15, compared to a current price of $0.09 — trading 41% below its estimated fair value. The current Interest Coverage is 5.30, which is 261% above median its 10-year median of 1.47 and 78.5% below the Software industry median of 24.65. NowVertical Group's overall GF Score™ is 34/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For NowVertical Group (NOWVF), the current Interest Coverage is 5.30 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is NowVertical Group (NOWVF) Overvalued in 2026?

Based on GuruFocus' analysis, NowVertical Group stock appears to be undervalued. The current stock price of $0.09 is trading 41% below its estimated GF Value™ of $0.15. GuruFocus considers NowVertical Group to be Possible Value Trap.

Key valuation signals for NOWVF:

  • Interest Coverage: 5.30 (261% above median its 10-year median of 1.47)
  • GF Value™: $0.15 vs. price of $0.09 (41% below fair value)
  • GF Score™: 34/100 with 4 warning signs
  • Industry Position: 78.5% below the Software median (#1601 of 1707)

No single metric tells the full story. See the NOWVF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


NowVertical Group Business Description

Other Exchanges 5XQ:GermanyNOW:Canada
Address 222 Bay Street, Suite 3000, Toronto, ON, CAN, M5K 1E7
NowVertical Group Inc is a data, analytics, and vertical intelligence company. The Company has two reportable operating segments: Operations, which includes the operating companies and Corporate.
34GF Score

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Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.09
Price
$0.15
GF Value