Banka BioLoo (NSE:BANKA) Interest Coverage: 2.90 (As of Mar. 2026) — Near Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSE:BANKA Banka BioLoo Ltd NSE:BANKA
77 GF Score
Price ₹90.32
GF Value ₹87.15
Valuation Fairly Valued
! 5 Warning Signs
View Full Analysis

What is Banka BioLoo Interest Coverage?

Banka BioLoo NSE:BANKA +2.73% 77 Interest Coverage is 2.90 as of Mar. 2026, which is 3% below its 10-year median of 2.98. GuruFocus rates NSE:BANKA with a GF Score™ of 77/100 and a GF Value™ of ₹87.15 (Fairly Valued). The stock has 5 warning signs investors should review. Among 2,324 Industrial Products companies, Banka BioLoo ranks worse than 96.99% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Banka BioLoo's Operating Income for the three months ended in Mar. 2026 was ₹26.8 Mil. Banka BioLoo's Interest Expense for the three months ended in Mar. 2026 was ₹-9.3 Mil. Banka BioLoo's interest coverage for the quarter that ended in Mar. 2026 was 2.90. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Banka BioLoo's Interest Coverage or its related term are showing as below:

NSE:BANKA' s Interest Coverage Range Over the Past 10 Years
Min: 0.65   Med: 2.98   Max: 11.38
Current: 0.65


NSE:BANKA's Interest Coverage is ranked worse than
96.99% of 2324 companies
in the Industrial Products industry
Industry Median: 14.7 vs NSE:BANKA: 0.65

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Banka BioLoo  (NSE:BANKA) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Banka BioLoo Interest Coverage Related Terms


Banka BioLoo Interest Coverage Historical Data

* Premium members only.

The historical data trend for Banka BioLoo's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Banka BioLoo Interest Coverage Chart

Banka BioLoo Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.82 3.14 0.73 0.00 0.65

Banka BioLoo Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.76 2.90

NSE:BANKA vs VLTO, ZWS, CECO: Interest Coverage Comparison

For the Pollution & Treatment Controls subindustry, Banka BioLoo's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banka BioLoo Interest Coverage vs Industrial Products Industry

For the Industrial Products industry and Industrials sector, Banka BioLoo's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Banka BioLoo's Interest Coverage falls into.


NSE:BANKA
77GF Score
Banka BioLoo Ltd NSE:BANKA
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banka BioLoo Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Banka BioLoo's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, Banka BioLoo's Interest Expense was ₹-36.9 Mil. Its Operating Income was ₹24.0 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹141.8 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2026 )/Interest Expense (A: Mar. 2026 )
=-1*23.957/-36.883
=0.65

Banka BioLoo's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Banka BioLoo's Interest Expense was ₹-9.3 Mil. Its Operating Income was ₹26.8 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹141.8 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*26.841/-9.26
=2.90

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 2.90 mean?
Banka BioLoo (NSE:BANKA) has a Interest Coverage of 2.90 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Banka BioLoo and its competitors. This is near median its historical median of 2.98. Over the past decade, Banka BioLoo's Interest Coverage has ranged from 0.65 to 11.38. According to the industry distribution chart, Banka BioLoo ranks #2254 out of 2324 companies in the Industrial Products industry, placing it in the top 97%.
Is Banka BioLoo's Interest Coverage too high?
Banka BioLoo's current Interest Coverage of 2.90 is near median its 10-year median of 2.98. Over the past 10 years, this metric has ranged from a low of 0.65 to a high of 11.38. The Industrial Products industry median Interest Coverage is 14.70. Banka BioLoo's value of 2.90 is 80.3% below this industry median. Based on the distribution chart, Banka BioLoo ranks #2254 out of 2324 companies in the Industrial Products industry, which is in the bottom quartile relative to peers. Overall, Banka BioLoo has a GF Score™ of 77/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Banka BioLoo's Interest Coverage compare to VLTO and ZWS?
According to the Industrial Products industry distribution chart, Banka BioLoo ranks #2254 out of 2324 companies for Interest Coverage. This places Banka BioLoo in the lower half of its industry. The industry median Interest Coverage is 14.70. Banka BioLoo's value of 2.90 is 80.3% below this benchmark. Historically, Banka BioLoo's own Interest Coverage has ranged from 0.65 to 11.38 over the past decade. While the company's 10-year median is 2.98 vs. the industry median of 14.70, Banka BioLoo has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Industrial Products company?
The median Interest Coverage among Industrial Products companies is 14.70, based on 2,324 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banka BioLoo's current Interest Coverage of 2.90 is 80.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Banka BioLoo and its competitors. For the Industrial Products industry, the median Interest Coverage is 14.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banka BioLoo's current Interest Coverage is 2.90, which is near median its own 10-year median of 2.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banka BioLoo stock overvalued right now?
Based on GuruFocus' analysis, Banka BioLoo (NSE:BANKA) is currently considered Fairly Valued. The stock's GF Value™ is ₹87.15, compared to a current price of ₹90.32 — trading 3.6% above its estimated fair value. The current Interest Coverage is 2.90, which is near median its 10-year median of 2.98 and 80.3% below the Industrial Products industry median of 14.70. Banka BioLoo's overall GF Score™ is 77/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Banka BioLoo (NSE:BANKA), the current Interest Coverage is 2.90 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banka BioLoo (NSE:BANKA) Overvalued in 2026?

Based on GuruFocus' analysis, Banka BioLoo stock appears to be overvalued. The current stock price of ₹90.32 is trading 3.6% above its estimated GF Value™ of ₹87.15. GuruFocus considers Banka BioLoo to be Fairly Valued.

Key valuation signals for NSE:BANKA:

  • Interest Coverage: 2.90 (near median its 10-year median of 2.98)
  • GF Value™: ₹87.15 vs. price of ₹90.32 (3.6% above fair value)
  • GF Score™: 77/100 with 5 warning signs
  • Industry Position: 80.3% below the Industrial Products median (#2254 of 2324)

No single metric tells the full story. See the NSE:BANKA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banka BioLoo Business Description

Address 1405, Uma Nagar, 5th Floor, Prestige Phoenix, Begumpet, Hyderabad, TG, IND, 500016
Banka BioLoo Ltd provides sanitation infrastructures and human waste management solutions and services. It is engaged in the business of manufacturing, supplying, and installing Bio toilets, setting up Fecal Sludge Treatment Plants (FSTPs), waste water treatment plants, Effluent treatment plants, and their operation and maintenance. The company has only one reportable business segment, which is the manufacturing, supplying, and installation of Bio toilets and related AMOC services. It provides services to various schools, villages, resorts, indian railways, small communities, industrial factories, construction sites, and others. Geographically, the company operates only in India.
77GF Score

Get the complete analysis for NSE:BANKA

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹90.32
Price
₹87.15
GF Value