Aditya Birla MoneyNSE:BIRLAMONEY +0.61%90 Interest Coverage is 1.54 as of Mar. 2026, which is 7% below its 10-year median of 1.65. GuruFocus rates NSE:BIRLAMONEY with a GF Score™ of 90/100 and a GF Value™ of ₹168.84 (Modestly Undervalued). The stock has 7 warning signs investors should review. Among 430 Capital Markets companies, Aditya Birla Money ranks worse than 86.05% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Aditya Birla Money's
Operating Income
for the
three
months ended in Mar. 2026 was ₹621 Mil. Aditya Birla Money's Interest Expense for the
three
months ended in Mar. 2026 was ₹-402 Mil.
Aditya Birla Money's interest coverage for the quarter that ended in Mar. 2026 was 1.54.
The higher the ratio, the stronger the company's financial strength is.
Warning Sign:
Ben Graham prefers companies' interest coverage to be at least 5. Aditya Birla Money Ltd interest coverage is 1.56, which is low.
The historical rank and industry rank for Aditya Birla Money's Interest Coverage or its related term are showing as below:
NSE:BIRLAMONEY'
s Interest Coverage Range Over the Past 10 Years
Min: 1.24 Med: 1.65 Max: 6.71
Current: 1.56
NSE:BIRLAMONEY's Interest Coverage is ranked worse than 86.05% of 430
companies
in the Capital Markets industry
Industry Median: 19.375
vs NSE:BIRLAMONEY: 1.56
Aditya Birla Money (NSE:BIRLAMONEY) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Aditya Birla Money Interest Coverage Related Terms
Aditya Birla Money Interest Coverage Historical Data
* Premium members only.
The historical data trend for Aditya Birla Money's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
NSE:BIRLAMONEY vs MS, GS, SCHW: Interest Coverage Comparison
For the Capital Markets subindustry, Aditya Birla Money's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Aditya Birla Money Interest Coverage vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Aditya Birla Money's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Aditya Birla Money's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Aditya Birla Money (NSE:BIRLAMONEY) has a Interest Coverage of 1.54 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Aditya Birla Money and its competitors. This is near median its historical median of 1.65. Over the past decade, Aditya Birla Money's Interest Coverage has ranged from 1.24 to 6.71. According to the industry distribution chart, Aditya Birla Money ranks #370 out of 430 companies in the Capital Markets industry, placing it in the top 86%.
Is Aditya Birla Money's Interest Coverage too high?
Aditya Birla Money's current Interest Coverage of 1.54 is near median its 10-year median of 1.65. Over the past 10 years, this metric has ranged from a low of 1.24 to a high of 6.71. The Capital Markets industry median Interest Coverage is 19.38. Aditya Birla Money's value of 1.54 is 92.1% below this industry median. Based on the distribution chart, Aditya Birla Money ranks #370 out of 430 companies in the Capital Markets industry, which is in the bottom quartile relative to peers. Overall, Aditya Birla Money has a GF Score™ of 90/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Aditya Birla Money's Interest Coverage compare to MS and GS?
According to the Capital Markets industry distribution chart, Aditya Birla Money ranks #370 out of 430 companies for Interest Coverage. This places Aditya Birla Money in the lower half of its industry. The industry median Interest Coverage is 19.38. Aditya Birla Money's value of 1.54 is 92.1% below this benchmark. Historically, Aditya Birla Money's own Interest Coverage has ranged from 1.24 to 6.71 over the past decade. While the company's 10-year median is 1.65 vs. the industry median of 19.38, Aditya Birla Money has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Capital Markets company?
The median Interest Coverage among Capital Markets companies is 19.38, based on 430 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Aditya Birla Money's current Interest Coverage of 1.54 is 92.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Aditya Birla Money and its competitors. For the Capital Markets industry, the median Interest Coverage is 19.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Aditya Birla Money's current Interest Coverage is 1.54, which is near median its own 10-year median of 1.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aditya Birla Money stock overvalued right now?
Based on GuruFocus' analysis, Aditya Birla Money (NSE:BIRLAMONEY) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹168.84, compared to a current price of ₹144.53 — trading 14.4% below its estimated fair value. The current Interest Coverage is 1.54, which is near median its 10-year median of 1.65 and 92.1% below the Capital Markets industry median of 19.38. Aditya Birla Money's overall GF Score™ is 90/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Aditya Birla Money (NSE:BIRLAMONEY), the current Interest Coverage is 1.54 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Aditya Birla Money (NSE:BIRLAMONEY) Overvalued in 2026?
Based on GuruFocus' analysis, Aditya Birla Money stock appears to be undervalued.
The current stock price of ₹144.53 is trading 14.4% below its estimated GF Value™ of ₹168.84.
GuruFocus considers Aditya Birla Money to be Modestly Undervalued.
Key valuation signals for NSE:BIRLAMONEY:
Interest Coverage: 1.54 (near median its 10-year median of 1.65)
GF Value™: ₹168.84 vs. price of ₹144.53 (14.4% below fair value)
Industry Position: 92.1% below the Capital Markets median (#370 of 430)
No single metric tells the full story. See the NSE:BIRLAMONEY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Aditya Birla Money Ltd is in the business of broking and related activities. The company is engaged in various divisions such as broking, trading in securities, and others. The segments of the company are broking, Wholesale debt market, and others. The company generates a majority of its revenue from the broking segment. The solutions offered by the company include Insurance, Stock trading, Commodity and currency trading, Mutual Funds, ETFs, Derivative trading, and others.
90GF Score
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