BLS E- Services (NSE:BLSE) Interest Coverage: 131.97 (As of Mar. 2026) — 366% Above Median


NSE:BLSE BLS E- Services Ltd NSE:BLSE
46 GF Score
Price ₹252.66
! 5 Warning Signs
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What is BLS E- Services Interest Coverage?

BLS E- Services NSE:BLSE -1.08% 46 Interest Coverage is 131.97 as of Mar. 2026, which is 366% above its 10-year median of 28.35. GuruFocus rates NSE:BLSE with a GF Score™ of 46/100. The stock has 5 warning signs investors should review. Among 814 Business Services companies, BLS E- Services ranks better than 78.13% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. BLS E- Services's Operating Income for the three months ended in Mar. 2026 was ₹187 Mil. BLS E- Services's Interest Expense for the three months ended in Mar. 2026 was ₹-1 Mil. BLS E- Services's interest coverage for the quarter that ended in Mar. 2026 was 131.97. The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. BLS E- Services Ltd has enough cash to cover all of its debt. Its financial situation is stable.

The historical rank and industry rank for BLS E- Services's Interest Coverage or its related term are showing as below:

NSE:BLSE' s Interest Coverage Range Over the Past 10 Years
Min: 4.05   Med: 28.35   Max: 102.37
Current: 102.37


NSE:BLSE's Interest Coverage is ranked better than
78.13% of 814 companies
in the Business Services industry
Industry Median: 12.98 vs NSE:BLSE: 102.37

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


BLS E- Services  (NSE:BLSE) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


BLS E- Services Interest Coverage Related Terms


BLS E- Services Interest Coverage Historical Data

* Premium members only.

The historical data trend for BLS E- Services's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

BLS E- Services Interest Coverage Chart

BLS E- Services Annual Data
Trend Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial 7.40 8.09 48.60 72.22 102.37

BLS E- Services Quarterly Data
Mar21 Mar22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 84.29 93.15 98.85 90.86 131.97

NSE:BLSE vs CTAS, CPRT, ULS: Interest Coverage Comparison

For the Specialty Business Services subindustry, BLS E- Services's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BLS E- Services Interest Coverage vs Business Services Industry

For the Business Services industry and Industrials sector, BLS E- Services's Interest Coverage distribution charts can be found below:

* The bar in red indicates where BLS E- Services's Interest Coverage falls into.


NSE:BLSE
46GF Score
BLS E- Services Ltd NSE:BLSE
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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BLS E- Services Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

BLS E- Services's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, BLS E- Services's Interest Expense was ₹-7 Mil. Its Operating Income was ₹686 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹26 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2026 )/Interest Expense (A: Mar. 2026 )
=-1*685.95/-6.701
=102.37

BLS E- Services's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, BLS E- Services's Interest Expense was ₹-1 Mil. Its Operating Income was ₹187 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹26 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*186.599/-1.414
=131.97

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 131.97 mean?
BLS E- Services (NSE:BLSE) has a Interest Coverage of 131.97 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on BLS E- Services and its competitors. This is 366% above median its historical median of 28.35. Over the past decade, BLS E- Services' Interest Coverage has ranged from 4.05 to 102.37. According to the industry distribution chart, BLS E- Services ranks #178 out of 814 companies in the Business Services industry, placing it in the top 21.9%.
Is BLS E- Services' Interest Coverage too high?
BLS E- Services' current Interest Coverage of 131.97 is 366% above median its 10-year median of 28.35. Over the past 10 years, this metric has ranged from a low of 4.05 to a high of 102.37. The Business Services industry median Interest Coverage is 12.98. BLS E- Services' value of 131.97 is 916.7% above this industry median. Based on the distribution chart, BLS E- Services ranks #178 out of 814 companies in the Business Services industry, which is in the top quartile — a strong position relative to peers. Overall, BLS E- Services has a GF Score™ of 46/100, reflecting its overall financial health beyond just this single metric.
How does BLS E- Services' Interest Coverage compare to CTAS and CPRT?
According to the Business Services industry distribution chart, BLS E- Services ranks #178 out of 814 companies for Interest Coverage. This places BLS E- Services in the top 22% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 12.98. BLS E- Services' value of 131.97 is 916.7% above this benchmark. Historically, BLS E- Services' own Interest Coverage has ranged from 4.05 to 102.37 over the past decade. While the company's 10-year median is 28.35 vs. the industry median of 12.98, BLS E- Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Business Services company?
The median Interest Coverage among Business Services companies is 12.98, based on 814 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BLS E- Services's current Interest Coverage of 131.97 is 916.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on BLS E- Services and its competitors. For the Business Services industry, the median Interest Coverage is 12.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BLS E- Services's current Interest Coverage is 131.97, which is 366% above median its own 10-year median of 28.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BLS E- Services stock overvalued right now?
BLS E- Services (NSE:BLSE) has a current Interest Coverage of 131.97. The current Interest Coverage is 131.97, which is 366% above median its 10-year median of 28.35 and 916.7% above the Business Services industry median of 12.98. BLS E- Services' overall GF Score™ is 46/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For BLS E- Services (NSE:BLSE), the current Interest Coverage is 131.97 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

BLS E- Services Business Description

Other Exchanges 544107:India
Address Phase V, Plot no. 865, Udyog Vihar, Gurugram, HR, IND, 122016
BLS E- Services Ltd is a digital service provider in India. It provides business correspondence services to banks in India, Assisted E-services, and E-Governance Services at grassroots levels in India. Its robust network provides access points for the delivery of essential public utility services, social welfare schemes, healthcare, financial, educational, agricultural, and banking services for governments (G2C) and businesses (B2B) alike, in addition to a host of B2C services to citizens in urban, semi-urban, rural, and remote areas. Business Correspondents provide banking products and services on behalf of banks to people while performing a variety of services, including opening savings, recurring deposit accounts, cash deposits, withdrawals, remittances, transfers, and bill collection.
46GF Score

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