Bosch Home Comfort India (NSE:BOSCH-HCIL) Interest Coverage: 19.48 (As of Mar. 2026) — Near Median


NSE:BOSCH-HCIL Bosch Home Comfort India Ltd NSE:BOSCH-HCIL
74 GF Score
Price ₹1,351.80
GF Value ₹2,023.26
Valuation Significantly Undervalued
! 2 Warning Signs
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What is Bosch Home Comfort India Interest Coverage?

Bosch Home Comfort India NSE:BOSCH-HCIL +0.12% 74 Interest Coverage is 19.48 as of Mar. 2026, which is 8% above its 10-year median of 18.12. GuruFocus rates NSE:BOSCH-HCIL with a GF Score™ of 74/100 and a GF Value™ of ₹2,023.26 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 293 Furnishings, Fixtures & Appliances companies, Bosch Home Comfort India ranks worse than 94.54% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Bosch Home Comfort India's Operating Income for the three months ended in Mar. 2026 was ₹557 Mil. Bosch Home Comfort India's Interest Expense for the three months ended in Mar. 2026 was ₹-29 Mil. Bosch Home Comfort India's interest coverage for the quarter that ended in Mar. 2026 was 19.48. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Bosch Home Comfort India's Interest Coverage or its related term are showing as below:

NSE:BOSCH-HCIL' s Interest Coverage Range Over the Past 10 Years
Min: 0.9   Med: 18.12   Max: 78.11
Current: 0.9


NSE:BOSCH-HCIL's Interest Coverage is ranked worse than
94.54% of 293 companies
in the Furnishings, Fixtures & Appliances industry
Industry Median: 11.05 vs NSE:BOSCH-HCIL: 0.90

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Bosch Home Comfort India  (NSE:BOSCH-HCIL) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Bosch Home Comfort India Interest Coverage Related Terms


Bosch Home Comfort India Interest Coverage Historical Data

* Premium members only.

The historical data trend for Bosch Home Comfort India's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Bosch Home Comfort India Interest Coverage Chart

Bosch Home Comfort India Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.53 0.00 0.00 11.00 0.90

Bosch Home Comfort India Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 49.80 12.92 0.00 0.00 19.48

NSE:BOSCH-HCIL vs SN, SGI, MHK: Interest Coverage Comparison

For the Furnishings, Fixtures & Appliances subindustry, Bosch Home Comfort India's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bosch Home Comfort India Interest Coverage vs Furnishings, Fixtures & Appliances Industry

For the Furnishings, Fixtures & Appliances industry and Consumer Cyclical sector, Bosch Home Comfort India's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Bosch Home Comfort India's Interest Coverage falls into.


NSE:BOSCH-HCIL
74GF Score
Bosch Home Comfort India Ltd NSE:BOSCH-HCIL
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Bosch Home Comfort India Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Bosch Home Comfort India's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, Bosch Home Comfort India's Interest Expense was ₹-110 Mil. Its Operating Income was ₹99 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹99 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2026 )/Interest Expense (A: Mar. 2026 )
=-1*99.3/-109.8
=0.90

Bosch Home Comfort India's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Bosch Home Comfort India's Interest Expense was ₹-29 Mil. Its Operating Income was ₹557 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹99 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*557.2/-28.6
=19.48

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 19.48 mean?
Bosch Home Comfort India (NSE:BOSCH-HCIL) has a Interest Coverage of 19.48 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Bosch Home Comfort India and its competitors. This is near median its historical median of 18.12. Over the past decade, Bosch Home Comfort India's Interest Coverage has ranged from 0.90 to 78.11. According to the industry distribution chart, Bosch Home Comfort India ranks #277 out of 293 companies in the Furnishings, Fixtures & Appliances industry, placing it in the top 94.5%.
Is Bosch Home Comfort India's Interest Coverage too high?
Bosch Home Comfort India's current Interest Coverage of 19.48 is near median its 10-year median of 18.12. Over the past 10 years, this metric has ranged from a low of 0.90 to a high of 78.11. The Furnishings, Fixtures & Appliances industry median Interest Coverage is 11.05. Bosch Home Comfort India's value of 19.48 is 76.3% above this industry median. Based on the distribution chart, Bosch Home Comfort India ranks #277 out of 293 companies in the Furnishings, Fixtures & Appliances industry, which is in the bottom quartile relative to peers. Overall, Bosch Home Comfort India has a GF Score™ of 74/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bosch Home Comfort India's Interest Coverage compare to SN and SGI?
According to the Furnishings, Fixtures & Appliances industry distribution chart, Bosch Home Comfort India ranks #277 out of 293 companies for Interest Coverage. This places Bosch Home Comfort India in the lower half of its industry. The industry median Interest Coverage is 11.05. Bosch Home Comfort India's value of 19.48 is 76.3% above this benchmark. Historically, Bosch Home Comfort India's own Interest Coverage has ranged from 0.90 to 78.11 over the past decade. While the company's 10-year median is 18.12 vs. the industry median of 11.05, Bosch Home Comfort India has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Furnishings, Fixtures & Appliances company?
The median Interest Coverage among Furnishings, Fixtures & Appliances companies is 11.05, based on 293 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bosch Home Comfort India's current Interest Coverage of 19.48 is 76.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Bosch Home Comfort India and its competitors. For the Furnishings, Fixtures & Appliances industry, the median Interest Coverage is 11.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bosch Home Comfort India's current Interest Coverage is 19.48, which is near median its own 10-year median of 18.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bosch Home Comfort India stock overvalued right now?
Based on GuruFocus' analysis, Bosch Home Comfort India (NSE:BOSCH-HCIL) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹2,023.26, compared to a current price of ₹1,351.80 — trading 33.2% below its estimated fair value. The current Interest Coverage is 19.48, which is near median its 10-year median of 18.12 and 76.3% above the Furnishings, Fixtures & Appliances industry median of 11.05. Bosch Home Comfort India's overall GF Score™ is 74/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Bosch Home Comfort India (NSE:BOSCH-HCIL), the current Interest Coverage is 19.48 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bosch Home Comfort India (NSE:BOSCH-HCIL) Overvalued in 2026?

Based on GuruFocus' analysis, Bosch Home Comfort India stock appears to be undervalued. The current stock price of ₹1,351.80 is trading 33.2% below its estimated GF Value™ of ₹2,023.26. GuruFocus considers Bosch Home Comfort India to be Significantly Undervalued.

Key valuation signals for NSE:BOSCH-HCIL:

  • Interest Coverage: 19.48 (near median its 10-year median of 18.12)
  • GF Value™: ₹2,023.26 vs. price of ₹1,351.80 (33.2% below fair value)
  • GF Score™: 74/100 with 2 warning signs
  • Industry Position: 76.3% above the Furnishings, Fixtures & Appliances median (#277 of 293)

No single metric tells the full story. See the NSE:BOSCH-HCIL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bosch Home Comfort India Business Description

Other Exchanges 523398:India
Address Hitachi Complex, Karan Nagar Kadi District, Mehsana, GJ, IND, 384 440
Bosch Home Comfort India Ltd is a provider of heating, cooling, and ventilation solutions. The company's offering includes water heating systems, heat pumps, and climate control solutions, serving residential, commercial, and industrial markets.
74GF Score

Get the complete analysis for NSE:BOSCH-HCIL

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹1,351.80
Price
₹2,023.26
GF Value