Brandman Retail (NSE:BRANDMAN) Interest Coverage: 12.89 (As of Mar. 2026) — 63% Below Median

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NSE:BRANDMAN Brandman Retail Ltd NSE:BRANDMAN
21 GF Score
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What is Brandman Retail Interest Coverage?

Brandman Retail NSE:BRANDMAN +7.92% 21 Interest Coverage is 12.89 as of Mar. 2026, which is 63% below its 10-year median of 34.92. GuruFocus rates NSE:BRANDMAN with a GF Score™ of 21/100. The stock has 4 warning signs investors should review. Among 837 Retail - Cyclical companies, Brandman Retail ranks better than 61.41% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Brandman Retail's Operating Income for the six months ended in Mar. 2026 was ₹270 Mil. Brandman Retail's Interest Expense for the six months ended in Mar. 2026 was ₹-21 Mil. Brandman Retail's interest coverage for the quarter that ended in Mar. 2026 was 12.89. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Brandman Retail's Interest Coverage or its related term are showing as below:

NSE:BRANDMAN' s Interest Coverage Range Over the Past 10 Years
Min: 8.95   Med: 34.92   Max: 98.5
Current: 12.89


NSE:BRANDMAN's Interest Coverage is ranked better than
61.41% of 837 companies
in the Retail - Cyclical industry
Industry Median: 7.44 vs NSE:BRANDMAN: 12.89

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Brandman Retail  (NSE:BRANDMAN) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Brandman Retail Interest Coverage Related Terms


Brandman Retail Interest Coverage Historical Data

* Premium members only.

The historical data trend for Brandman Retail's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Brandman Retail Interest Coverage Chart

Brandman Retail Annual Data
Trend Mar23 Mar24 Mar25 Mar26
Interest Coverage
98.50 56.94 8.95 12.89

Brandman Retail Semi-Annual Data
Mar23 Mar24 Mar25 Mar26
Interest Coverage 98.50 56.94 8.95 12.89

NSE:BRANDMAN vs TJX, ROST, BURL: Interest Coverage Comparison

For the Apparel Retail subindustry, Brandman Retail's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Brandman Retail Interest Coverage vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Brandman Retail's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Brandman Retail's Interest Coverage falls into.


NSE:BRANDMAN
21GF Score
Brandman Retail Ltd NSE:BRANDMAN
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Brandman Retail Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Brandman Retail's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, Brandman Retail's Interest Expense was ₹-21 Mil. Its Operating Income was ₹270 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹50 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2026 )/Interest Expense (A: Mar. 2026 )
=-1*269.799/-20.936
=12.89

Brandman Retail's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the six months ended in Mar. 2026, Brandman Retail's Interest Expense was ₹-21 Mil. Its Operating Income was ₹270 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹50 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*269.799/-20.936
=12.89

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 12.89 mean?
Brandman Retail (NSE:BRANDMAN) has a Interest Coverage of 12.89 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Brandman Retail and its competitors. This is 63% below median its historical median of 34.92. Over the past decade, Brandman Retail's Interest Coverage has ranged from 8.95 to 98.50. According to the industry distribution chart, Brandman Retail ranks #323 out of 837 companies in the Retail - Cyclical industry, placing it in the top 38.6%.
Is Brandman Retail's Interest Coverage too high?
Brandman Retail's current Interest Coverage of 12.89 is 63% below median its 10-year median of 34.92. Over the past 10 years, this metric has ranged from a low of 8.95 to a high of 98.50. The Retail - Cyclical industry median Interest Coverage is 7.44. Brandman Retail's value of 12.89 is 73.3% above this industry median. Based on the distribution chart, Brandman Retail ranks #323 out of 837 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, Brandman Retail has a GF Score™ of 21/100, reflecting its overall financial health beyond just this single metric.
How does Brandman Retail's Interest Coverage compare to TJX and ROST?
According to the Retail - Cyclical industry distribution chart, Brandman Retail ranks #323 out of 837 companies for Interest Coverage. This puts Brandman Retail in the upper half of its industry. The industry median Interest Coverage is 7.44. Brandman Retail's value of 12.89 is 73.3% above this benchmark. Historically, Brandman Retail's own Interest Coverage has ranged from 8.95 to 98.50 over the past decade. While the company's 10-year median is 34.92 vs. the industry median of 7.44, Brandman Retail has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.44, based on 837 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Brandman Retail's current Interest Coverage of 12.89 is 73.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Brandman Retail and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Brandman Retail's current Interest Coverage is 12.89, which is 63% below median its own 10-year median of 34.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Brandman Retail stock overvalued right now?
Brandman Retail (NSE:BRANDMAN) has a current Interest Coverage of 12.89. The current Interest Coverage is 12.89, which is 63% below median its 10-year median of 34.92 and 73.3% above the Retail - Cyclical industry median of 7.44. Brandman Retail's overall GF Score™ is 21/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Brandman Retail (NSE:BRANDMAN), the current Interest Coverage is 12.89 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Brandman Retail Business Description

Address Okhla Phase-1, Okhla Industrial Area Phase-I, DPT 718-719, 7th Floor, DLF Prime Tower, South Delhi, New Delhi, Delhi, IND, 110020
Brandman Retail Ltd is engaged in the distribution and retail of premium international brands through non-exclusive distribution agreements. Its sales are carried out through multiple channels, including Exclusive Brand Outlets ( EBOs ) operated under specific brand arrangements, Multi-Brand Outlets ( MBOs) under its trademark Sneakrz, e-commerce marketplaces and its own website. In addition to the offline stores, the Company has entered into agreements with retailers of shoes under which, the Company supplies its products to stores and the same are thereafter sold to end-customers through online and offline modes. This multi-channel presence allows the company to cater to customers across physical retail formats as well as online platforms.
21GF Score

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Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹192.10
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