Capillary Technologies India (NSE:CAPILLARY) Interest Coverage: 11.11 (As of Mar. 2026) — 470% Above Median


NSE:CAPILLARY Capillary Technologies India Ltd NSE:CAPILLARY
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What is Capillary Technologies India Interest Coverage?

Capillary Technologies India NSE:CAPILLARY +1.36% 24 Interest Coverage is 11.11 as of Mar. 2026, which is 470% above its 10-year median of 1.95. GuruFocus rates NSE:CAPILLARY with a GF Score™ of 24/100. The stock has 3 warning signs investors should review. Among 1,703 Software companies, Capillary Technologies India ranks worse than 71.81% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Capillary Technologies India's Operating Income for the three months ended in Mar. 2026 was ₹119 Mil. Capillary Technologies India's Interest Expense for the three months ended in Mar. 2026 was ₹-11 Mil. Capillary Technologies India's interest coverage for the quarter that ended in Mar. 2026 was 11.11. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Capillary Technologies India's Interest Coverage or its related term are showing as below:

NSE:CAPILLARY' s Interest Coverage Range Over the Past 10 Years
Min: 0.62   Med: 1.95   Max: 7.03
Current: 7.03


NSE:CAPILLARY's Interest Coverage is ranked worse than
71.81% of 1703 companies
in the Software industry
Industry Median: 24.78 vs NSE:CAPILLARY: 7.03

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Capillary Technologies India  (NSE:CAPILLARY) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Capillary Technologies India Interest Coverage Related Terms


Capillary Technologies India Interest Coverage Historical Data

* Premium members only.

The historical data trend for Capillary Technologies India's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Capillary Technologies India Interest Coverage Chart

Capillary Technologies India Annual Data
Trend Mar23 Mar24 Mar25 Mar26
Interest Coverage
0.00 0.00 0.62 3.27

Capillary Technologies India Quarterly Data
Mar23 Mar24 Dec24 Mar25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial 6.06 6.91 N/A 4.04 11.11

NSE:CAPILLARY vs MSFT, ORCL, PLTR: Interest Coverage Comparison

For the Software - Infrastructure subindustry, Capillary Technologies India's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Capillary Technologies India Interest Coverage vs Software Industry

For the Software industry and Technology sector, Capillary Technologies India's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Capillary Technologies India's Interest Coverage falls into.


NSE:CAPILLARY
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Capillary Technologies India Ltd NSE:CAPILLARY
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Capillary Technologies India Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Capillary Technologies India's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, Capillary Technologies India's Interest Expense was ₹-55 Mil. Its Operating Income was ₹179 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹40 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2026 )/Interest Expense (A: Mar. 2026 )
=-1*178.8/-54.64
=3.27

Capillary Technologies India's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Capillary Technologies India's Interest Expense was ₹-11 Mil. Its Operating Income was ₹119 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹40 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*118.78/-10.69
=11.11

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 11.11 mean?
Capillary Technologies India (NSE:CAPILLARY) has a Interest Coverage of 11.11 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Capillary Technologies India and its competitors. This is 470% above median its historical median of 1.95. Over the past decade, Capillary Technologies India's Interest Coverage has ranged from 0.62 to 7.03. According to the industry distribution chart, Capillary Technologies India ranks #1223 out of 1703 companies in the Software industry, placing it in the top 71.8%.
Is Capillary Technologies India's Interest Coverage too high?
Capillary Technologies India's current Interest Coverage of 11.11 is 470% above median its 10-year median of 1.95. Over the past 10 years, this metric has ranged from a low of 0.62 to a high of 7.03. The Software industry median Interest Coverage is 24.78. Capillary Technologies India's value of 11.11 is 55.2% below this industry median. Based on the distribution chart, Capillary Technologies India ranks #1223 out of 1703 companies in the Software industry, which is below the industry midpoint. Overall, Capillary Technologies India has a GF Score™ of 24/100, reflecting its overall financial health beyond just this single metric.
How does Capillary Technologies India's Interest Coverage compare to MSFT and ORCL?
According to the Software industry distribution chart, Capillary Technologies India ranks #1223 out of 1703 companies for Interest Coverage. This places Capillary Technologies India in the lower half of its industry. The industry median Interest Coverage is 24.78. Capillary Technologies India's value of 11.11 is 55.2% below this benchmark. Historically, Capillary Technologies India's own Interest Coverage has ranged from 0.62 to 7.03 over the past decade. While the company's 10-year median is 1.95 vs. the industry median of 24.78, Capillary Technologies India has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.78, based on 1,703 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Capillary Technologies India's current Interest Coverage of 11.11 is 55.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Capillary Technologies India and its competitors. For the Software industry, the median Interest Coverage is 24.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Capillary Technologies India's current Interest Coverage is 11.11, which is 470% above median its own 10-year median of 1.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Capillary Technologies India stock overvalued right now?
Capillary Technologies India (NSE:CAPILLARY) has a current Interest Coverage of 11.11. The current Interest Coverage is 11.11, which is 470% above median its 10-year median of 1.95 and 55.2% below the Software industry median of 24.78. Capillary Technologies India's overall GF Score™ is 24/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Capillary Technologies India (NSE:CAPILLARY), the current Interest Coverage is 11.11 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Capillary Technologies India Business Description

Other Exchanges 544614:India
Address 15th Cross Road, Sector 4, No. 360 bearing PID No 101, 360, HSR Layout, Bengaluru, KA, IND, 560 102
Capillary Technologies India Ltd is a software product company offering artificial intelligence (AI)-based cloud-native Software-as-a-Service (SaaS) products and solutions. The company's product portfolio includes loyalty management platform (Loyalty+), connected engagement platform (Engage+), predictive analytics platform (Insights+), rewards management platform (Rewards+) and customer data platform. Geographically, the company has a presence in the United States, United Kingdom, United Arab Emirates and other Asian countries. It serves various industries including Airlines, Fuel Retail, Conglomerates, Hospitality, Retail, and Food & Beverage. The maximum revenue is derived in the form of Subscription Revenue from the United States of America.
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